The Check Cashing Store offers check cashing, payday loans ($100–$1,000), money transfers, and prepaid cards across Florida with 30+ years operating history.
Editorially reviewed by Harvey Brooks
The Check Cashing Store has operated for over 30 years providing financial services to Miami and towns across Florida. The company is part of Dollar Financial Group, Inc., operating under the Money Mart brand umbrella, and maintains a physical location at 7275 NW 36th Street in Miami, FL 33166. They position themselves as a convenient alternative financial services provider for customers seeking non-bank solutions.
The company offers check cashing (including mobile check cashing), payday loans ranging from $100–$1,000 with terms from 7 to 90 days (available both online and in-store), MoneyGram money transfer services, money orders, prepaid Mastercard products (Momentum Prepaid Mastercard issued by The Bancorp Bank), and small business services. Their store operates extended weekday hours (10 AM–7 PM Monday–Friday, 9 AM–5 PM Saturday) to accommodate working customers.
The Check Cashing Store distinguishes itself through long operational tenure (30+ years), multi-service offerings under one roof, availability of both in-store and online payday loans, extended operating hours, and a mobile app for check cashing. They are licensed money transmitters authorized to operate across all 50 states and U.S. territories, with MoneyGram authorization (NMLS #898432). The prepaid card offering provides banking-adjacent services without requiring traditional bank accounts.
However, customers should understand that payday loans carry inherent risks: the website explicitly warns that short-term loans should not be used as long-term financial solutions and that borrowers using these products over months face expensive cumulative costs. Standard check cashing fees vary by state and include per-item charges. The company does not disclose specific APR rates on their website, making it difficult to compare cost-effectiveness upfront. While the 30-year history suggests stability, payday lending itself remains a high-cost, debt-prone financial product.
Yes. The Check Cashing Store is a registered company headquartered in 10853 Caribbean Blvd, Miami, FL 33189. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
The Check Cashing Store serves unbanked Miami residents and workers needing rapid access to cash and money transfer services without traditional banking relationships. The critical caveat: payday loans are explicitly positioned as short-term solutions, yet the company's own website warns these become expensive when used repeatedly—a common pattern indicating customers should explore alternatives like credit union PALs or employer advances before using payday loans.
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