Texasbank logo

Texasbank in Fort Worth, TX

No stored Google rating available.

Community-focused bank in Fort Worth, Texas offering personal and business checking, savings accounts, loans, and treasury management services with FDIC insurance.

Data compiled from public sources

Texasbank Review

TexasBank is a Texas-based community bank headquartered in Fort Worth with a commitment to serving local residents and businesses through personalized financial solutions. The bank operates multiple branches, including recent expansion to a third location at the Fort Worth Club, and emphasizes its role as a neighborhood-oriented financial institution. TexasBank offers a comprehensive suite of personal banking products including checking accounts, savings accounts, term loans, and specialty banking services, alongside business solutions such as business checking, business savings, and lines of credit.

The bank distinguishes itself through its community-focused approach, positioning itself as "proven, local, and strong" and emphasizing that its customers, employees, and shareholders are part of the communities it serves. TexasBank provides modern banking conveniences including mobile check deposit, customizable account alerts, person-to-person payments, and a RoundUp savings feature that automatically saves with debit card purchases. The bank holds FDIC insurance backing and maintains its operations under NMLS Number 539097 and Routing Number 111902424.

However, as a regional community bank, TexasBank's service area appears limited to Texas locations, and the website does not provide comprehensive details on loan terms, interest rates, fee structures, or specific eligibility requirements. Customers seeking nationwide access, extensive branch networks, or highly rate claims to verify may find larger national banks more suitable, though those prioritizing local relationship banking and personalized service will find TexasBank's community-centered model appealing.

Services & Features

Business checking accounts
Business lines of credit
Business savings accounts
Mobile banking with check deposit
Money Market accounts
Online banking with account alerts
Person-to-person payments
Personal checking accounts
Personal savings accounts
Personal term loans
RoundUp automatic savings feature
Specialty banking and financial advisory
Treasury Management services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Multiple Fort Worth area branch locations for in-person banking access
  • Mobile app with check deposit, payment alerts, and person-to-person payments
  • RoundUp automatic savings feature that rounds up debit card purchases
  • Personal term loans with described 'swift application process' and rate claims to verify
  • Business lines of credit with flexibility and tailored solutions
  • Treasury Management login for advanced business banking needs
  • Money Market accounts offered with emphasis on rate claims to verify

Cons

  • Limited geographic footprint restricted to Texas locations, not nationwide
  • Website lacks specific APR ranges, fee schedules, and rate information for products
  • No details provided on minimum account balances, opening deposit requirements, or qualification criteria
  • Limited information about mortgage products beyond reference to 'My Mortgage Application'
  • No mention of investment services, wealth management, or advisory services

State Consumer Finance Context

This is state-level context for Banks consumers in Fort Worth, TX. It does not confirm that Texasbank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Texasbank processed 1,369 mortgage applications in 2023, with 98.2% recorded as approved across 4 states.

1,369

Applications

98.2%

Approval Rate

$265K

Avg Loan

4

States Served

Approval Rate by Applicant Income

Under $50K
95.5%
$50K–$100K
98.7%
$100K–$200K
97.8%
Over $200K
97.5%

Based on 1,369 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Texas 1,364 apps · 96%
New Mexico 3 apps · 33.3%
Colorado 1 apps · 100%
Oklahoma 1 apps · 100%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Texasbank offer?

Texasbank offers 13 services including Personal checking accounts, Personal savings accounts, Personal term loans, Business checking accounts, Business savings accounts, and 8 more.

What profile signals are listed for Texasbank?

Texasbank has profile signals associated with Fort Worth and Texas-area residents seeking community-focused personal banking with local branch access, Small business owners in Texas needing flexible financing and personalized business banking relationships, Customers prioritizing relationship banking and local decision-making over large national institutions, Savers interested in automatic savings features like RoundUp programs.

What are the strengths and weaknesses of Texasbank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Multiple Fort Worth area branch locations for in-person banking access; Mobile app with check deposit, payment alerts, and person-to-person payments. Areas to consider: Limited geographic footprint restricted to Texas locations, not nationwide; Website lacks specific APR ranges, fee schedules, and rate information for products.

How does Texasbank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1966
Headquarters
Fort Worth, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #19559
Visit Texasbank

CreditDoc Profile Note

Research Note on Texasbank

TexasBank is profile signals for Texas residents and small business owners seeking community-oriented banking with personal service and local branch access. The main caveat is its limited geographic footprint to Texas and lack of listed rate and fee information on the website, requiring direct contact for pricing details.

Profile Signals

  • Fort Worth and Texas-area residents seeking community-focused personal banking with local branch access
  • Small business owners in Texas needing flexible financing and personalized business banking relationships
  • Customers prioritizing relationship banking and local decision-making over large national institutions
  • Savers interested in automatic savings features like RoundUp programs
Updated 2026-05-08

Similar Companies

Credit Human | Park Ten Financial Health Center logo

Credit Human | Park Ten Financial Health Center

Credit Human is a credit union offering checking, savings, loans, and investment products with rate claims to verify and zero-fee checking accounts.

4.9/5

Google rating from 54 reviews

BBB: NR

Profile signals: Members seeking fee-free checking and savings with rate claims to verify, Homebuyers interested in down-payment-free mortgage options

PECU logo

PECU

PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.

4.9/5

Google rating from 225 reviews

BBB: NR

Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking

SouthStar Bank Austin Loan Office logo

SouthStar Bank Austin Loan Office

SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

5.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing

Compare Your Needs With Texasbank

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Texasbank is listed as a Banks provider in Fort Worth, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Texasbank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.