Texasbank logo

Texasbank in Fort Worth, TX

4.2/5

Community-focused bank in Fort Worth, Texas offering personal and business checking, savings accounts, loans, and treasury management services with FDIC insurance.

Data compiled from public sources · Rating from CreditDoc methodology

Texasbank Review

TexasBank is a Texas-based community bank headquartered in Fort Worth with a commitment to serving local residents and businesses through personalized financial solutions. The bank operates multiple branches, including recent expansion to a third location at the Fort Worth Club, and emphasizes its role as a neighborhood-oriented financial institution. TexasBank offers a comprehensive suite of personal banking products including checking accounts, savings accounts, term loans, and specialty banking services, alongside business solutions such as business checking, business savings, and lines of credit.

The bank distinguishes itself through its community-focused approach, positioning itself as "proven, local, and strong" and emphasizing that its customers, employees, and shareholders are part of the communities it serves. TexasBank provides modern banking conveniences including mobile check deposit, customizable account alerts, person-to-person payments, and a RoundUp savings feature that automatically saves with debit card purchases. The bank holds FDIC insurance backing and maintains its operations under NMLS Number 539097 and Routing Number 111902424.

However, as a regional community bank, TexasBank's service area appears limited to Texas locations, and the website does not provide comprehensive details on loan terms, interest rates, fee structures, or specific eligibility requirements. Customers seeking nationwide access, extensive branch networks, or highly competitive rates may find larger national banks more suitable, though those prioritizing local relationship banking and personalized service will find TexasBank's community-centered model appealing.

Services & Features

Business checking accounts
Business lines of credit
Business savings accounts
Mobile banking with check deposit
Money Market accounts
Online banking with account alerts
Person-to-person payments
Personal checking accounts
Personal savings accounts
Personal term loans
RoundUp automatic savings feature
Specialty banking and financial advisory
Treasury Management services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Multiple Fort Worth area branch locations for in-person banking access
  • Mobile app with check deposit, payment alerts, and person-to-person payments
  • RoundUp automatic savings feature that rounds up debit card purchases
  • Personal term loans with described 'swift application process' and competitive rates
  • Business lines of credit with flexibility and tailored solutions
  • Treasury Management login for advanced business banking needs
  • Money Market accounts offered with emphasis on competitive rates

Cons

  • Limited geographic footprint restricted to Texas locations, not nationwide
  • Website lacks specific APR ranges, fee schedules, and rate information for products
  • No details provided on minimum account balances, opening deposit requirements, or qualification criteria
  • Limited information about mortgage products beyond reference to 'My Mortgage Application'
  • No mention of investment services, wealth management, or advisory services

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

Is Texasbank legitimate?

Yes. Texasbank is a registered company, headquartered in Fort Worth, TX, founded in 1966.

How long does Texasbank take to show results?

Account opening typically takes 1-3 business days. Loan decisions vary by product.

Quick Facts

Founded
1966
Headquarters
Fort Worth, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #19559
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Texasbank

CreditDoc Diagnosis

Doctor's Verdict on Texasbank

TexasBank is best for Texas residents and small business owners seeking community-oriented banking with personal service and local branch access. The main caveat is its limited geographic footprint to Texas and lack of transparent rate and fee information on the website, requiring direct contact for pricing details.

Best For

  • Fort Worth and Texas-area residents seeking community-focused personal banking with local branch access
  • Small business owners in Texas needing flexible financing and personalized business banking relationships
  • Customers prioritizing relationship banking and local decision-making over large national institutions
  • Savers interested in automatic savings features like RoundUp programs
Updated 2026-04-29

More Banks

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Texasbank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.