No stored Google rating available.
Texas Capital Bank is a full-service commercial and personal bank offering business banking, private advisory services, and consumer checking/savings accounts with nationwide ATM access.
Data compiled from public sources
Texas Capital Bank is a regional financial institution headquartered in Texas that has undergone a transformation to expand its service offerings beyond its traditional commercial banking roots. The bank serves both business and personal banking customers with a focus on relationship-driven banking rather than transactional services. Their website emphasizes rapid account opening (days rather than weeks) and personalized banking experiences.
The bank offers a comprehensive suite of financial products including commercial banking solutions, mortgage finance, treasury solutions, credit and financing products, asset-based lending, and investment banking services through Texas Capital Securities. For personal customers, they provide checking and savings accounts, debit cards with nationwide ATM access, and private banking services. Their commercial offerings include tailored business banking products, working capital solutions, and experience context across various business phases and deal structures.
Texas Capital distinguishes itself through its emphasis on dedicated commercial bankers with deep product knowledge, workplace banking solutions for employees, and a stated commitment to collaborative relationships rather than treating customers as account numbers. They highlight rapid onboarding capabilities, ATM network fee context through a 55,000+ ATM network, and integrated solutions across mortgage finance, treasury, and credit services. The bank positions itself as Texas-focused while operating nationwide.
Based on available website information, Texas Capital Bank appears to be a legitimate regional bank with institutional backing and diverse service lines. The primary limitation is that this profile is based on marketing content rather than regulatory filings or third-party verification. Prospective customers should verify current FDIC insurance status, rates, and terms independently, as website marketing materials do not provide specific rate information or detailed product terms.
Texas Capital Bank received 42 consumer complaints in the past 12 months. All complaints received a timely response from the company.
42
Complaints (12 months)
1.4%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
10 FDIC-insured branch locations nationwide.
Ranked #8 in TX for SBA 7A lending in FY2026.
Source: Consumer Financial Protection Bureau · SBA · FDIC BankFind
This is state-level context for Banks consumers in Dallas, TX. It does not confirm that Texas Capital Bank or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Texas Capital Bank processed 41 mortgage applications in 2023, with 97.6% recorded as approved across 7 states.
41
Applications
97.6%
Approval Rate
$18.1M
Avg Loan
7
States Served
Based on 41 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Texas Capital Bank offers 12 services including Business checking and savings accounts, Personal checking and savings accounts with debit cards, Nationwide surcharge-free ATM access (55,000+ ATMs), Commercial lending and credit products, Asset-based lending solutions, and 7 more.
Texas Capital Bank has profile signals associated with Business owners seeking relationship-based commercial banking with rapid account setup, Companies looking for asset-based lending or listed credit solutions, High-net-worth individuals seeking private banking advisory services, Professionals wanting personalized banking relationships beyond transactional services.
Key strengths: ATM network fee context at 55,000+ Allpoint network ATMs nationwide with guaranteed refund policy if charged; Rapid business account opening (days rather than weeks) positioning; Dedicated commercial bankers with stated deep product knowledge across multiple service areas. Areas to consider: Website provides no specific APR rates, fees, or minimum balance requirements for any product; No information on customer service availability hours beyond mention of Presidents' Day closure.
In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Texas Capital Bank is profile signals for business owners and established professionals seeking relationship-driven banking with commercial-grade services and rapid account opening. The main caveat is that specific rates, fees, and terms are not disclosed on their website, requiring direct contact with their team for concrete pricing information, and their service depth suggests a stronger focus on commercial/institutional clients than individual consumers.
Credit Human is a credit union offering checking, savings, loans, and investment products with rate claims to verify and zero-fee checking accounts.
Google rating from 54 reviews
Profile signals: Members seeking fee-free checking and savings with rate claims to verify, Homebuyers interested in down-payment-free mortgage options
PECU is a member-owned, not-for-profit credit union in Austin, TX offering full-service banking including checking, savings, loans, and credit cards with rewards programs.
Google rating from 225 reviews
Profile signals: Austin-area residents seeking rewards-based checking with cash back on everyday spending categories, Credit union members who value not-for-profit structure and member ownership over corporate banking
SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.
Google rating from 8 reviews
Profile signals: Texas-based small business owners seeking SBA or commercial construction financing with local decision-makers, Homebuilders and real estate developers needing spec home loans and construction financing
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