Tampa Gun and Pawn logo

Tampa Gun and Pawn

3.9/5

Family-owned Tampa pawn shop since 1979 specializing in gold, diamonds, silver, and jewelry purchases or pawn loans with same-day cash.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Tampa Gun and Pawn Review

Tampa Gun and Pawn has operated as a family-owned pawn brokerage in Tampa, Florida since 1979, representing over 45 years in the industry. The business is located at 12319 N Nebraska Ave in Tampa and serves the greater Tampa metropolitan area including Carrollwood, Lutz, Land O Lakes, Temple Terrace, Wesley Chapel, North Tampa, Brandon, Riverview, and South Tampa. The company positions itself as "Tampa's oldest and most respected pawn shop" and emphasizes their long-standing reputation and family heritage in the business.

The company offers two primary transaction types: direct purchases of items for cash and pawn loans using items as collateral. Their primary focus is precious metals and jewelry, including gold (new, old, scrap, broken, coins, bars, dental, and jewelry), silver (bars, coins, ingots, jewelry, flatware), diamonds (loose, rings, earrings, necklaces, pendants), and platinum products. Beyond precious metals, they accept a diverse range of collateral including US and world coins, antique and estate jewelry, luxury watches, motorcycles, cars, laptop computers, musical instruments (electric guitars, amps), sports cards and memorabilia, power tools, generators, and electric bicycles. All transactions are conducted on a cash-only basis with no checks accepted.

Tampa Gun and Pawn differentiates itself through several operational claims: they state they "pay the most money for gold and diamonds in Tampa" and will "match or beat any written quote from competitors." Customer testimonials highlight personalized service, competitive pricing on specific items like diamond rings, and the discovery of unique jewelry pieces. The business emphasizes accessibility and breadth of acceptable collateral, indicating willingness to evaluate any item of value. Their "All Cash - All the Time" policy is presented as a distinguishing feature.

The business model is straightforward pawn brokerage with emphasis on precious metals acquisition. Honest assessment: this is a legitimate pawn operation focused on high-value items like jewelry and metals rather than consumer electronics or general goods. Consumers should understand that pawn loans involve interest and fees not detailed on the website, and that the competitive pricing claims (matching competitors) would require independent verification. The website contains no information about loan terms, interest rates, holding periods, or redemption policies—standard details for pawn transactions.

Services & Features

Gold purchases (new, old, scrap, broken, coins, bars, dental, jewelry)
Silver purchases and loans (bars, coins, ingots, jewelry, flatware)
Diamond purchases (loose, rings, earrings, necklaces, pendants)
Platinum product purchases
Antique and estate jewelry buying
Luxury watch purchases
Motorcycle and vehicle pawn loans
Laptop and computer collateral loans
Musical instrument (guitar, amplifier) collateral loans
Sports memorabilia and coin collection purchases
Power tool and generator collateral loans
Electric bicycle (e-bike) collateral loans
Pawn loans with items as collateral
Direct cash purchases for items of value

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • 45+ years of family ownership and industry experience in Tampa market
  • Wide range of accepted collateral beyond precious metals including vehicles, instruments, and electronics
  • Same-day cash payment policy with no checks
  • Stated price-matching guarantee against written competitor quotes
  • Specialization in precious metals with dedicated expertise in gold, diamonds, and silver valuation
  • Serves broad geographic area (10+ Tampa-area communities)
  • Positive customer testimonials highlighting fair pricing and personalized service

Cons

  • No transparent disclosure of loan terms, interest rates, APR, or redemption fees on website
  • No posted holding period policy or item recovery procedures
  • Competitive pricing claims require independent verification (no third-party confirmation provided)
  • Limited information about what happens to unredeemed items or pawn loan extension policies
  • No online application or quote system; requires in-person or phone contact for valuations

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Tampa Gun and Pawn legitimate?

Yes. Tampa Gun and Pawn is a registered company headquartered in 12319 N Nebraska Ave, Tampa, FL 33612. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
12319 N Nebraska Ave, Tampa, FL 33612
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Tampa Gun and Pawn

CreditDoc Diagnosis

Doctor's Verdict on Tampa Gun and Pawn

Tampa Gun and Pawn is best suited for Tampa-area residents who own jewelry, precious metals, vehicles, or musical instruments and need quick cash via collateral-based loans or direct sales. Main caveat: the website provides no loan terms, interest rates, fees, or redemption policies—essential information consumers should obtain directly before transacting, as these details significantly impact the true cost and value of pawn transactions.

Best For

  • Individuals needing immediate cash for jewelry, gold, or precious metal items
  • People with motorcycles, cars, or musical instruments seeking short-term collateral loans
  • Those liquidating estate jewelry or inherited precious metals for fair market value
  • Consumers seeking local pawn services with established reputation in Tampa market
Updated 2026-04-01

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