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Part of the Superb Cash Advance chain · locations
Superb Cash Advance in Warren, MI
Warren, MI Superb Cash Advance at Mound Rd provides quick cash advances and title loans with extended hours daily.
Data compiled from public sources · Rating from CreditDoc methodology
Superb Cash Advance Review
Superb Cash Advance is located at 22902 Mound Rd #304 in Warren, MI, operating as a standalone storefront dedicated to providing quick cash solutions. The Warren location is open Monday through Friday from 8:30 AM to 8:30 PM and Saturday through Sunday from 9:30 AM to 6:30 PM, giving you flexible access during evenings and weekends to meet your immediate financial needs.
This Warren, MI location specializes in payday loans and title loans, designed for those who need urgent cash before their next paycheck. You can call 586-271-8746 to speak with staff about loan options, eligibility requirements, and how quickly you can receive funds. The team at this Mound Rd location is ready to help you explore solutions that fit your situation.
If you're a Warren resident needing fast cash, bring your government-issued ID, proof of income, and bank account information—most applicants receive approval within the same day. Superb Cash Advance has made quick lending accessible to Michigan residents who can't wait for traditional bank approval timelines.
Services & Features
Bad credit loans ($250–$50,000)
Cash advance loans up to $1,000
Flexible payment schedule arrangements
In-person loan services at physical location
Loans for applicants with all credit types
Online payday loans up to $1,000
Quick online application process
Same-day approval loans with minimal documentation
Unsecured personal loans
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Same-day loan approval and funding for qualifying applicants
- No traditional credit check required; accepts all credit profiles
- Simple online application with minimal documentation needed
- Flexible, personalized payment schedules tailored to individual budgets
- Extended evening hours on weekdays (until 8:30pm) and weekend availability
- Physical walk-in location for in-person assistance during emergencies
- High maximum loan amounts available ($250–$50,000 for bad credit products)
Cons
- Typical payday loan products carry high APRs and short repayment terms (APR not disclosed on website)
- Business hours still limited; customers specifically noted preference for later evening availability
- Some customer reviews reference different locations (Arvada), raising questions about consistency across branches
- Limited transparency on website regarding actual interest rates, fees, or total cost of borrowing
- No mention of credit counseling, financial coaching, or alternatives to repeated borrowing
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Frequently Asked Questions
Is Superb Cash Advance legitimate?
Yes. Superb Cash Advance is a registered company, headquartered in 22902 Mound Rd #304, Warren, MI 48091.
Quick Facts
- Headquarters
- 22902 Mound Rd #304, Warren, MI 48091
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Superb Cash Advance
Superb Cash Advance is best suited for consumers facing genuine financial emergencies who cannot access traditional bank loans and need same-day cash without credit verification. However, prospective borrowers should be aware that payday and cash advance products typically carry high APRs and short repayment terms; the website does not disclose specific rates, fees, or total borrowing costs, requiring direct inquiry before committing.
Best For
- Individuals with bad credit or no credit history needing immediate cash ($250–$1,000)
- Consumers without access to traditional bank loans or credit products
- People facing unexpected expenses who can repay within a short timeframe
- Applicants preferring in-person service and same-day cash access
Updated 2026-04-29
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Financial Wellness Guides
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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