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Stryv Bank is a community bank offering checking accounts, mortgage services, and business lending with no monthly fees and access to MoneyPass ATM networks nationwide.
Data compiled from public sources
Stryv Bank is a Kansas-based community bank with nearly 50 years of banking history, though it recently rebranded from Chisholm Trail State Bank to Stryv in 2024. The name change reflects the bank's evolution toward serving business customers while maintaining its community banking roots. The bank is headquartered in Wichita, Kansas, and has been recognized as one of Wichita's Fastest Growing Businesses and Best Places to Work.
The bank offers EZ Checking accounts with no monthly maintenance fees, no transaction fees, and unlimited check writing. Account opening requires only a $100 minimum deposit with no minimum balance requirement. Customers receive surcharge-free access to MoneyPass ATMs across the country.
Beyond checking, Stryv provides mortgage financing for residential properties, renovations, and investment properties, as well as business lending solutions. The bank emphasizes online banking tools, online bill pay, rate claims to verify, and flexible lending options. Stryv distinguishes itself through its focus on personalized service and local decision-making.
The bank emphasizes having "real-life bankers" available to customers and touts responsive lending for business customers. Their rebranding signals a commitment to modernization while retaining the stability of five decades of banking experience. The company positions itself as enabling customers to achieve what "others call impossible" through flexible financing and professional support.
As a regional community bank, Stryv's primary limitation is geographic focus—while the ATM network is national, core banking services appear concentrated in Kansas and surrounding regions. Customers seeking extensive branch networks or investment products may need to look elsewhere. The website provides limited detail on specific loan terms, APRs, or comprehensive product ranges, which is typical for community banks directing customers to contact loan officers directly.
This is state-level context for Banks consumers in Wichita, KS. It does not confirm that Stryv Bank or this specific location is licensed.
State regulator
Kansas Office of the State Bank Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Stryv Bank processed 42 mortgage applications in 2023, with 95.2% recorded as approved across 2 states.
42
Applications
95.2%
Approval Rate
$332K
Avg Loan
2
States Served
Based on 42 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Stryv Bank offers 12 services including EZ Checking accounts with no monthly fees, Online banking portal and account management, Online bill pay, Unlimited check writing, MoneyPass surcharge-free ATM network access, and 7 more.
Stryv Bank has profile signals associated with Small business owners seeking flexible, locally-approved lending and responsive banking relationships, Kansas and regional customers prioritizing community banking with no-fee checking, Homebuyers and property investors looking for local mortgage solutions and personalized service, Professionals and individuals seeking straightforward checking accounts without maintenance or transaction fees.
Key strengths: No monthly maintenance fees on EZ Checking accounts; No transaction fees on checking accounts; Unlimited check writing with no restrictions. Areas to consider: Limited geographic presence—primarily serves Kansas and surrounding regions despite national ATM access; Website provides minimal specific information on loan terms, APRs, or detailed product offerings.
In the Banks category, comparable providers include American Bank of Baxter Springs, Andover State Bank, Astra Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Stryv Bank is profile signals for Kansas-area residents and small business owners who value community banking relationships, listed no-fee checking, and flexible local lending decisions. The primary caveat is limited geographic reach and minimal online transparency regarding specific rates and terms, which require direct contact with loan officers.
FDIC-insured community bank in Baxter Springs, KS offering personal and business checking, savings, loans, and online banking services.
Profile signals: Small business owners and farmers in Kansas who need agricultural lending experience context and local relationship banking, Baxter Springs area residents and employees seeking convenient local banking with multiple branch access
Andover State Bank is a community bank offering personal and business checking, savings, loans, credit cards, and mortgages with emphasis on local relationship banking.
Profile signals: Local Andover-area residents seeking community banking with personal relationships and local decision-making, Small to medium-sized businesses needing flexible lending and business banking from a locally-invested institution
FDIC-insured community bank headquartered in Kansas with 7 branches across the state, offering personal and business banking services including checking, savings, loans, and mortgages.
Profile signals: Kansas residents seeking community banking with physical branch access, Small business owners and agricultural customers in Kansas wanting relationship-based banking
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