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Venture Payday Loans
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Part of the Speedy Cash chain · locations
Speedy Cash in Van Nuys, CA
Van Nuys, CA Speedy Cash at Sherman Way offers fast payday and title loans with same-day funding and flexible terms.
Data compiled from public sources · Rating from CreditDoc methodology
Speedy Cash Review
Speedy Cash in Van Nuys is located at 13722 Sherman Way, a standalone storefront in the heart of the Van Nuys commercial district. Open Monday through Friday from 9 AM to 7 PM, Saturday from 10 AM to 4 PM, and closed Sundays, this Van Nuys location serves residents and businesses with quick, accessible short-term lending.
At this Van Nuys branch, you can apply for payday loans, title loans, and other emergency lending products designed for quick funding. The staff walk you through your options and help complete applications in minutes. Call 818-781-0971 to discuss terms, check current rates, or get approved over the phone.
If you're a Van Nuys resident facing an unexpected expense or need cash before your next paycheck, this location provides a straightforward alternative to traditional banks. Bring a valid ID, proof of income, and an active checking account to speed up approval. Speedy Cash has served CA communities for years with transparent terms and fast processing.
Services & Features
Check Cashing
Green Dot Visa Debit Card
In-store loan application assistance
In-store loan document review and signing
Line of Credit up to $4,000 (revolving)
Money Orders
Online loan application (get started online)
Payday Loans up to $425
Title Loans up to $4,000 (vehicle collateral)
Wire Transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Payday loans available up to $425 with same-day in-store funding
- Revolving Line of Credit up to $4,000 lets borrowers draw and repay flexibly
- Title Loans up to $4,000 for borrowers needing larger amounts against vehicle equity
- In-store staff guide applicants through loan options, paperwork, and repayment terms
- Check cashing, money orders, wire transfers, and Green Dot Debit Card available in same visit
- Extended weekday hours (until 7pm Mon/Fri) accommodate working-hour customers
- Online application option available for those who prefer to start remotely
Cons
- Payday loans capped at $425 — insufficient for emergencies exceeding that amount
- Title loans require a clear vehicle title as collateral; default risks repossession
- Closed Sundays — no in-store access on the one day many people have free time for errands
- High-cost lending products with APRs typical of payday and title loan industry — rates not disclosed on the store page
- Content on the store page references 'Check Into Cash' branding, suggesting templated or cross-brand copy that may not reflect this specific location accurately
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Frequently Asked Questions
Is Speedy Cash legitimate?
Yes. Speedy Cash is a registered company, headquartered in 13722 Sherman Way, Van Nuys, CA 91405.
Quick Facts
- Headquarters
- 13722 Sherman Way, Van Nuys, CA 91405
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Speedy Cash
Speedy Cash Summer Avenue is best suited for Memphis consumers who need fast access to small-to-mid-size cash — particularly those who prefer in-person guidance and have a vehicle title or upcoming paycheck to secure the loan. The main caveat is cost: payday and title loans are among the most expensive short-term credit products available, and borrowers who cannot repay on the original due date risk a costly cycle of fees or, for title loans, losing their vehicle.
Best For
- Memphis-area consumers who need $100–$425 fast and will repay on their next payday
- Borrowers seeking flexible revolving credit up to $4,000 for fluctuating or ongoing expenses
- Vehicle owners who need larger short-term cash and are comfortable using their car title as collateral
- Customers who prefer applying in person with staff assistance rather than online
Updated 2026-04-29
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Financial Wellness Guides
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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