Part of the Speedy Cash chain · locations
Speedy Cash logo

Speedy Cash in Jackson, TN

No stored Google rating available.

Jackson, TN's Speedy Cash location at Suites E&F offers fast payday and title loans with convenient hours.

Data compiled from public sources

Visit Website

Speedy Cash Review

Speedy Cash operates at Suites E&F in Jackson, TN as a standalone storefront serving the local community. The location is open Monday through Saturday, with extended hours on Monday and Friday (9 AM–7 PM) and reduced hours Tuesday through Thursday (9 AM–6 PM), plus Saturday morning service until 4 PM. Sunday closures allow staff time for processing and preparation.

This Jackson location specializes in payday loans and title loans for residents who need quick access to funds between paychecks or want to leverage vehicle equity. Customers can reach the team directly at +1 731-664-7070 to discuss loan terms, eligibility requirements, and the application process. provider-stated funding timing is often available to qualified applicants.

Jackson residents using this Speedy Cash location should bring a valid ID, proof of income, and proof of residence to expedite the application. Whether you're facing an unexpected expense or need bridging funds before your next paycheck, Speedy Cash provides fast access to capital in Jackson with listed terms and local service.

Services & Features

Check cashing services
Green Dot Visa debit card services
In-store loan applications with staff support
Line of credit up to $4,000 with flexible draw amounts and repayment over time
Loan counseling and term explanation prior to application
Money orders
Online loan applications and origination
Payday loans up to $425 with repayment on or around next paycheck
Phone support (1-888-333-1360)
Title loans up to $4,000 using vehicle as collateral
Vehicle appraisal for title loan qualification
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multiple loan options with varying limits ($425 payday, $4,000 line of credit, $4,000 title loan) to match different emergency needs
  • Nine Memphis-area locations plus online application option for accessibility and convenience
  • Extended business hours (9am-7pm most weekdays) accommodate working customers without requiring time off
  • listed pricing: company states borrowers know exact costs before signing loan agreement
  • Line of Credit product allows flexible draws up to approved limit as needs change, with credit replenishing as principal is paid
  • In-store application support with staff available to answer questions throughout process and discuss funding/repayment options
  • Additional money services (check cashing, wire transfers, money orders) available in-store beyond lending products
  • listed funding timing available through both in-store and online application channels

Cons

  • Payday and title loans are high-cost products, typically carrying APRs exceeding 100% despite stated transparency—total cost of borrowing compounds quickly
  • Payday loans require repayment in full by next paycheck, creating risk of rollover debt for customers with tight cash flow
  • Title loans place vehicle at risk of repossession if payments are missed, requiring full vehicle insurance and clear title documentation
  • Website does not disclose specific APRs, fees, or finance charges—borrowers must visit store or call to learn actual costs before committing
  • Line of Credit up to $4,000 is still subject to approval based on employment and income verification; credit limits may be lower in listed context than maximum advertised

Compare Personal Loan Options

Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.

Bad Credit Loan Guide Payday Alternatives

State Consumer Finance Context

This is state-level context for Emergency Cash consumers in Jackson, TN. It does not confirm that Speedy Cash or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Consumer protection

Tennessee Attorney General Consumer Protection Division

Payday loan rules in Tennessee

Status: Permitted

Rate context: Maximum fee of 15% of the advance amount

Amount context: $500

Term context: 31 days

Regulated under Tennessee Deferred Presentment Act (Tenn. Code Ann. § 45-17-101 et seq.). Borrowers limited to two outstanding payday loans at any time. Lenders must be licensed with Tennessee Department of Financial Institutions. No statewide database system currently in place.

Installment loan rules in Tennessee

Status: Permitted

Rate context: 24% APR for consumer finance installment loans; rates may vary for other installment loans

Governed by Tennessee Consumer Finance Act (Tenn. Code Ann. § 45-1-201 et seq.). Lenders must disclose all terms including finance charges, payment schedule, and total amount financed.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Speedy Cash offer?

Speedy Cash offers 12 services including Payday loans up to $425 with repayment on or around next paycheck, Line of credit up to $4,000 with flexible draw amounts and repayment over time, Title loans up to $4,000 using vehicle as collateral, Online loan applications and origination, In-store loan applications with staff support, and 7 more.

What profile signals are listed for Speedy Cash?

Speedy Cash has profile signals associated with Employed individuals with stable income facing genuine one-time emergencies (medical bills, car repairs, urgent expenses) who need funds within 24 hours, Vehicle owners with equity in their car who qualify for title loans and can afford repayment without risking vehicle loss, Customers needing flexible access to credit for extended or fluctuating expenses who qualify for the line of credit product, Customers already in the Memphis area with convenient store access who prefer in-person support and want to understand loan terms before signing.

What are the strengths and weaknesses of Speedy Cash?

Key strengths: Multiple loan options with varying limits ($425 payday, $4,000 line of credit, $4,000 title loan) to match different emergency needs; Nine Memphis-area locations plus online application option for accessibility and convenience; Extended business hours (9am-7pm most weekdays) accommodate working customers without requiring time off. Areas to consider: Payday and title loans are high-cost products, typically carrying APRs exceeding 100% despite stated transparency—total cost of borrowing compounds quickly; Payday loans require repayment in full by next paycheck, creating risk of rollover debt for customers with tight cash flow.

How does Speedy Cash compare to similar companies?

In the Emergency Cash category, comparable providers include Columbia Check Advance & Auto Titles, E Z Cash, Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Suites E&F, 375 Vann Dr Ste E, Jackson, TN 38305
BBB Accredited
No
Visit Speedy Cash

CreditDoc Profile Note

Research Note on Speedy Cash

Speedy Cash is profile signals for employed individuals facing genuine one-time emergencies comparing listed funding timing and have exhausted lower-cost alternatives (employer advances, credit union PALs, personal loans from banks or credit unions). The critical caveat is that payday and title loans are high-cost products—APRs typically exceed 100%—and borrowers should view them as emergency-only solutions, not regular financing tools. Customers considering title loans must fully understand the risk of vehicle repossession if payments are missed.

Profile Signals

  • Employed individuals with stable income facing genuine one-time emergencies (medical bills, car repairs, urgent expenses) who need funds within 24 hours
  • Vehicle owners with equity in their car who qualify for title loans and can afford repayment without risking vehicle loss
  • Customers needing flexible access to credit for extended or fluctuating expenses who qualify for the line of credit product
  • Customers already in the Memphis area with convenient store access who prefer in-person support and want to understand loan terms before signing
Updated 2026-05-08

Similar Companies

Columbia Check Advance & Auto Titles logo

Columbia Check Advance & Auto Titles

Neighborhood Cash offers title loans, payday loans, and signature loans with provider-stated funding timing across Tennessee and Kentucky locations. New customers receive promotional offers including advertised 0% interest to verify for 30 days on title loans.

BBB: NR

Profile signals: Vehicle owners needing $1,000-$2,500 in emergency cash who qualify for title loans, Employed individuals with checking accounts facing short-term cash access shortages (payday loans)

View Details
E Z Cash logo

E Z Cash

E-Z Cash offers payday loans (up to $425) and title loans (up to $2,500) with fast funding at physical locations across Tennessee, Mississippi, and Louisiana.

BBB: NR

Profile signals: Workers facing genuine one-time emergencies with no other credit access who can repay in 14 days, Vehicle owners needing $500–$2,500 quickly with title loan as collateral alternative

View Details
Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances logo

Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers in Murfreesboro area seeking emergency cash who can visit in-person, Those willing to contact via phone to verify current operations before applying

View Details

Compare Your Needs With Speedy Cash

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Related Questions

View all
Upstart Loan FAQ: Cancel, Pay Early, Refinance How to Apply for Personal Loans Debt Consolidation vs Personal Loan Compare Personal Loans for Bad Credit (2025)

Quick Summary

  • Speedy Cash is listed as a Emergency Cash provider in Jackson, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Next Steps

Find contact or location Check phone, address, map, and website availability. Check specific services See whether the provider lists the help you need. Review fit context Use the quiz to compare category, service, and public-rating fields. Compare alternatives Review similar providers before making contact. Improve your position What Your Credit Score Actually Means: Number-by-Number Breakdown Learn the basics Start the free Credit Fundamentals course.

Financial Wellness Guides

What Your Credit Score Actually Means: Number-by-Number Breakdown

A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.

Read guide →

What You Qualify For at Every Credit Score Range (2026)

A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.

Read guide →

How to Check Your Credit Score for Free Without Hurting It

Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.

Read guide →

Free Credit Fundamentals Course

Learn how credit scores work, how to dispute errors, and build credit from scratch. 10 modules, zero cost.

Borrowing Power Quiz

Find out how much you could borrow in 60 seconds. Free, private, no credit impact.
Financial Terms Explained (10 terms)

New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.

Interest & Rates

APR — Annual Percentage Rate

The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.

Why it matters

Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.

Example

You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.

Compound Interest

Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.

Why it matters

Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.

Example

You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.

MAPR — Military Annual Percentage Rate

A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.

Why it matters

The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.

Example

A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.

Usury Rate — Usury Rate (Interest Rate Cap)

The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.

Why it matters

Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.

Example

New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.

How Loans Work

Collateral — Loan Collateral

An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.

Why it matters

Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.

Example

A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.

Fees & Costs

Late Fee — Late Payment Fee

A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.

Why it matters

The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.

Example

Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.

NSF Fee — Non-Sufficient Funds Fee

A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'

Why it matters

NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.

Example

Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.

Legal Terms

Usury — Usury (Illegal Interest)

The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.

Why it matters

If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.

Example

Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.

Credit Cards

Cash Advance — Credit Card Cash Advance

Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.

Why it matters

Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.

Example

You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.

Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Speedy Cash and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.