Security Federal Savings Bank is an FDIC-insured community bank headquartered in McMinnville, Tennessee, offering checking, savings, loans, and mortgage services.
Editorially reviewed by Harvey Brooks
Security Federal Savings Bank operates as a traditional community bank serving customers in the McMinnville area. The institution is FDIC-insured and backed by the full faith and credit of the U.S. Government, providing deposit protection up to applicable limits. The bank maintains an online presence at secfed.net and can be reached at (931) 473-4483 for customer inquiries.
The bank offers a comprehensive range of consumer banking and lending products. These include personal checking and savings accounts, mobile banking with balance transfers and bill pay capabilities, mortgage loans for home purchase and refinancing, consumer loans across multiple purposes, debit card services, and online account management tools. Customers can also access financial advisory services and use online tools such as financial calculators and check reordering. The bank provides branch and ATM locator services for convenient access.
Security Federal emphasizes personal service and community relationships, branding itself as the "friendliest bank in town" and highlighting its team of tellers and loan officers. The bank demonstrates commitment to customer security by explicitly warning customers that the institution will never request personal information, account details, passwords, or PINs via unsolicited calls, emails, or texts. The website includes prominent fraud prevention guidance regarding phishing scams and text message threats.
As a regional community bank, Security Federal's primary strength lies in personalized local service rather than cutting-edge digital innovation or extensive product differentiation. The bank appears to serve a traditional retail banking market focused on residential customers and consumer lending rather than commercial or investment banking. Website content is functional but basic, lacking detailed product specifications, rate information, or competitive positioning data that would appeal to rate-shopping or feature-focused customers.
Yes. Security Federal Savings Bank Of Mcminnville is a registered company headquartered in Mcminnville, TN, founded in 1959. They hold a rating with the Better Business Bureau.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
Security Federal Savings Bank is best for customers in the McMinnville, Tennessee area seeking traditional community banking with personalized service and local branch access. The main caveat is that specific product rates, fees, and detailed terms are not available online, requiring customers to contact the bank directly for pricing and account comparison.
FDIC-insured community bank serving Middle Tennessee since 1874, offering personal/business checking, savings, mortgages, and wealth management across 11 locations.
Best for: Middle Tennessee residents and businesses seeking community-focused banking with local branch access, Small to mid-sized business owners needing treasury management and personalized advisory services
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Security Federal Savings Bank Of Mcminnville and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.