International money transfer service offering fast, secure transfers to 190+ countries through online, mobile app, in-person, and WhatsApp channels with 600,000+ payout locations.
Editorially reviewed by Harvey Brooks
Ria Money Transfer is an established international remittance provider with over 35 years of operating history in the money transfer space. The company has processed over one billion transfers and maintains a global network that spans 190+ countries and territories. Their primary service is facilitating cross-border money movements for individuals sending funds to family, friends, and other recipients internationally.
Ria offers multiple channels for sending money: online through their website, via their mobile app (iOS and Android), in-person at physical agent locations, and through WhatsApp integration for select countries. Recipients can receive funds through bank deposits, cash pickups at physical locations, digital wallets, home delivery, or ATM withdrawals. The service supports over 100 currencies and features a real-time transfer tracking system. They prominently advertise competitive exchange rates and low transfer fees, with a promotional example showing $1.99 USD fee for transfers to Mexico.
Ria distinguishes itself through its expansive agent network of 600,000+ locations worldwide, mobile-first approach with WhatsApp integration, and multi-method sending/receiving options. The company emphasizes speed (describing transfers that complete in seconds), security through their processing history, and convenience via multiple send channels. They've also developed brand presence through sponsorship partnerships, including becoming an official sponsor of the Mexican National Team. The platform maintains high user ratings across multiple platforms (4.9 stars on iOS, 4.5 on Trustpilot).
While Ria operates as a legitimate money transfer service, the actual costs, exchange rates, and delivery times vary by corridor and payment/delivery method combinations. Transfer fees may exceed the promotional rate shown depending on transaction size and destination country. The service is primarily designed for personal remittances rather than business payments, and availability of specific send/receive methods depends on the sending and receiving country combination. Regulatory compliance and limits may apply based on jurisdiction.
Yes. Ria Money Transfer is a registered company headquartered in 639 S Broadway, Los Angeles, CA 90014. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Ria Money Transfer is best for individuals and immigrants who regularly send money internationally and want flexibility in how they send (online, app, in-person, WhatsApp) and receive funds (bank, cash, digital wallet). The main caveat is that actual fees, exchange rates, and delivery times vary significantly by corridor and method combination, so users should compare costs for their specific route before committing; promotional rates advertised may not apply to all transactions.
850Above offers professional credit repair services across the USA, disputing inaccurate items on credit reports while providing credit building strategies and monitoring tools.
Best for: Consumers with mixed credit issues (both errors and negative marks) seeking both repair and rebuilding guidance, People wanting professional dispute filing combined with credit building coaching and monitoring
NDMS is a merchant account processor enabling businesses to accept credit cards, debit cards, and electronic payments with settlement through major card networks.
Best for: Small to mid-sized retail businesses needing multi-channel payment acceptance (in-store, online, mobile), E-commerce businesses requiring shopping cart integration and payment gateway solutions
LA Police Credit Union is a full-service financial institution serving Southern California law enforcement and eligible members, offering checking, savings, loans, and digital banking.
Best for: Active and retired law enforcement officers seeking personalized banking relationships and specialized products, First-time homebuyers in law enforcement with access to dedicated mortgage programs and guidance
Loans, credit, interest, APR — explained simply, without the financial jargon that makes your eyes glaze over.
Read guide →Missed a payment? Here's exactly what happens — day by day — to your account, your credit score, and your wallet. Plus what to do right now.
Read guide →Never had a credit card? Not sure how they actually work? Here's everything you need to know — explained like nobody's trying to sell you something.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Ria Money Transfer and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.