Florida-based pawnshop chain operating 15 locations since 1995, offering instant cash loans against personal valuables, sell-for-cash options, and discounted pre-owned merchandise.
Editorially reviewed by Harvey Brooks
Queen of Pawns was founded on March 28, 1995, with its first location in Lake Worth, Florida on South Military Trail. The company has grown to operate 15 locations across Florida, serving Miami, Lauderdale-Lakes, Deerfield Beach, Lake Worth, West Palm Beach, Port Saint Lucie, Kissimmee, Orlando, and Tampa. They have also expanded to offer nationwide online shopping through their e-commerce platform and eBay presence.
The company offers three primary services: (1) Instant Cash Pawn — short-term collateral loans where customers can retrieve their items after repayment; (2) Sell for Cash — outright purchase of personal valuables with no obligation to repay; and (3) Shop and Save — retail shopping of pre-owned luxury items, electronics, jewelry, tools, and other merchandise at 30-60% below retail prices. They accept a broad range of items including gold jewelry, diamonds, luxury watches, designer accessories, electronics, computers, power tools, lawn equipment, sporting goods, and vehicles.
Queen of Pawns distinguishes itself through transparency and customer-friendly policies: no hidden fees, no storage fees, no credit checks required, and no credit penalties for walking away from pawns. They advertise "the best pawn rates in Florida" and emphasize sustainability through their "pawnshopping" concept. The company offers free layaway with a 10% down payment and no-credit-check payment plans. They maintain an online portal allowing customers to track transactions, pay pawn extensions, and make layaway payments.
As a pawnshop, Queen of Pawns serves customers seeking immediate cash liquidity without credit scrutiny, but the collateral-based model means borrowers risk losing items if unable to repay. Their rates and terms are not disclosed on the website, making APR and true cost comparison impossible. While the company emphasizes sustainability and community service, pawnbroking inherently caters to underserved borrowers who may face predatory terms or high effective interest rates relative to traditional lending.
Yes. Queen of Pawns is a registered company headquartered in 7202 E Hillsborough Ave, Tampa, FL 33610. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Queen of Pawns is best for Floridians (or nationwide online shoppers) with valuable items who either need quick cash via collateral loans or want to purchase discounted pre-owned luxury goods. The primary caveat is that actual APR, interest rates, and loan terms are not disclosed publicly — borrowers should verify costs before using pawn services, as even 'best rates' may exceed payday loan or personal loan alternatives.
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Queen of Pawns and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.