Queen of Pawns logo

Queen of Pawns in Kissimmee, FL

3.9/5

Queen of Pawns Kissimmee, Florida — Florida-based pawnshop chain since 1995 offering instant cash pawns, selling items for cash, and discounted shopping...

Data compiled from public sources · Rating from CreditDoc methodology

Queen of Pawns Review

Queen of Pawns was founded on March 28, 1995, with its first location in Lake Worth, Florida, and has grown to operate 15 locations across Florida's major markets including Miami, Tampa, Orlando, and Palm Beach County. The company positions itself as a sustainable shopping and quick-cash alternative, serving communities that need immediate liquidity without credit checks or storage fees.

The company offers three primary services: (1) Instant Cash Pawn—borrowing against personal valuables with the option to reclaim them; (2) Sell for Cash—permanently selling unwanted items like jewelry, electronics, tools, and luxury goods; and (3) Shop and Save—purchasing pre-owned inventory at 30-60% below retail prices. They accept a wide range of collateral including gold and broken jewelry, natural diamonds, luxury watches, designer items, electronics, computers, power tools, lawn equipment, sporting goods, musical instruments, motorcycles, jet skis, and vehicles.

Queen of Pawns differentiates itself through explicit transparency about fees (claiming no storage fees or hidden charges), a free layaway program requiring only 10% down with no credit checks, and emphasis on being a sustainable alternative to retail consumption. Their longevity (31 years in operation), multi-location presence, online shopping capability, and mission statement focused on community empowerment and sustainable practices set them apart from single-location competitors.

As a pawnshop, Queen of Pawns is best suited for consumers needing short-term cash against collateral without credit impact, those looking to sell items quickly for cash, and bargain hunters seeking discounted pre-owned luxury and electronics. The primary caveat is that pawn rates and buyback prices are determined by individual pawnbrokers and market conditions—not standardized—so consumers should compare offers across locations.

Services & Features

Account Management Portal—track transactions, pay extensions, make layaway payments
Free Layaway—10% down, no-credit-check installment purchases
Gold and Jewelry Buying—online portal for remote transactions
Instant Cash Pawn—short-term loans against personal valuables
Mobile Services—15 physical locations across Florida markets
Online Store—nationwide shipping of curated inventory
Sell for Cash—permanent purchase of unwanted items
Shop and Save—retail shopping on pre-owned discounted inventory
Wide Collateral Acceptance—jewelry, diamonds, watches, electronics, tools, vehicles, motorcycles, jet skis
eBay Sales—additional sales channel for inventory

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • No credit checks required for pawn or sale transactions
  • No storage fees or hidden fees explicitly stated
  • Free layaway with only 10% down payment and flexible installment schedule
  • Wide range of acceptable collateral (jewelry, electronics, tools, vehicles, etc.)
  • 15 physical Florida locations plus nationwide online shopping capability
  • 31-year operating history with established community presence
  • Transparent mission statement emphasizing sustainable shopping and no credit penalties for unredeemed pawns

Cons

  • Pawn rates and buyback offers are not transparent—determined individually by pawnbrokers with no published price guides or rate schedules
  • Limited geographic footprint (Florida-based with 15 locations; online shopping available but physical pawn/sell services limited to Florida)
  • Sunday hours significantly reduced (10:30am-3:30pm) and some locations closed Sundays entirely
  • No information provided on pawn redemption timelines, interest rates, or loan terms length

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Queen of Pawns legitimate?

Yes. Queen of Pawns is a registered company, headquartered in 1700 W Vine St, Kissimmee, FL 34741.

Quick Facts

Headquarters
1700 W Vine St, Kissimmee, FL 34741
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Queen of Pawns

CreditDoc Diagnosis

Doctor's Verdict on Queen of Pawns

Queen of Pawns is best for Florida consumers needing immediate cash against collateral, those liquidating pre-owned items, and bargain hunters seeking deep discounts on luxury goods—with the key caveat that pawn rates are individually negotiated by brokers with no published transparency on loan terms, interest rates, or redemption periods. Consumers should visit locations prepared to negotiate and compare offers, and understand that pawn loan terms (duration, percentage cost) are not disclosed on their website.

Best For

  • Florida residents needing immediate cash against collateral without credit checks or impact
  • Consumers with pre-owned luxury items, jewelry, electronics, or tools to sell quickly for cash
  • Bargain shoppers seeking 30-60% discounts on pre-owned designer goods, power tools, and electronics
  • Individuals seeking flexible payment options through free layaway without credit requirements
Updated 2026-04-29

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