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Regional bank serving NJ, NYC, and PA with checking, savings, CDs, mortgages, and business banking. FDIC-insured with digital banking and commercial lending services.
Data compiled from public sources
Provident Bank is a regional financial institution operating across New Jersey, New York City, and Pennsylvania. S. Government.
The institution maintains both personal and business banking divisions with physical branch locations and modern digital capabilities. Provident Bank offers a comprehensive range of consumer and business financial products. On the personal side, they provide multiple checking account tiers (Basic, Cash Back, Platinum, Prestige Suite, Senior, Smart), savings accounts, Money Market accounts, CDs, and IRAs.
Lending products include mortgages, home equity loans, personal loans, student loans, and credit cards. Their business services encompass commercial checking and savings, business money market accounts, commercial loans (including real estate and construction), treasury management, and listed services like ACH origination, positive pay, and remote deposit capture. Provident Bank distinguishes itself through robust digital banking infrastructure, offering ProvidentConnect online banking for both personal and business customers, mobile banking apps, and integration with major digital payment platforms (Apple Pay, Google Pay, Samsung Pay, Zelle).
They provide listed business services including IOLTA accounts for law firms, municipal/government accounts, and treasury management tools. The bank also offers investment services through Provident Investment Services and Beacon Trust, though these are not FDIC-insured products. As a regional bank, Provident Bank serves customers who prioritize local branch access and community banking relationships alongside digital convenience.
However, without disclosed interest rates, promotional offers details, or fee structures on the website, customers cannot easily compare their competitiveness to larger national banks or online-only institutions. The emphasis on business services and listed lending suggests they compete more heavily in commercial banking than consumer segments.
This is state-level context for Banks consumers in Jersey City, NJ. It does not confirm that Provident Bank or this specific location is licensed.
State regulator
New Jersey Department of Banking and Insurance
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Provident Bank processed 2,177 mortgage applications in 2023, with 76.8% recorded as approved across 6 states.
2,177
Applications
76.8%
Approval Rate
$611K
Avg Loan
6
States Served
Based on 2,177 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Provident Bank offers 12 services including Checking accounts (multiple tiers: Basic, Cash Back, Platinum, Prestige, Senior, Smart), Savings accounts and Money Market accounts, Certificates of Deposit (CDs) and IRA accounts, Mortgages and home equity loans, Personal loans and student loans, and 7 more.
Provident Bank has profile signals associated with Regional customers in NJ, NYC, and PA seeking FDIC-insured checking and savings with branch access, Small business owners needing comprehensive commercial banking, payroll, and treasury management services, Customers preferring digital-first banking with traditional bank backing and multiple payment platform integration, Borrowers seeking relationship-based lending for mortgages, home equity, or commercial real estate within the tri-state area.
Key strengths: FDIC-insured deposits with full U.S. Government backing; Multiple checking account options tailored to different customer needs (Senior, Student, Prestige, Cash Back variants); Comprehensive digital banking including ProvidentConnect, mobile apps, and integration with Apple Pay, Google Pay, Samsung Pay, and Zelle. Areas to consider: Website does not display interest rates, APYs, or fee schedules, making it difficult to compare competitiveness; No information about minimum account balances, overdraft fees, or other banking costs disclosed.
In the Banks category, comparable providers include 1st Bank of Sea Isle City, 1st Colonial Community Bank, Chase Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Provident Bank is profile signals for regional customers across NJ, NYC, and PA who value FDIC-insured deposits, branch access, and digital banking convenience, as well as small business owners needing comprehensive commercial banking services. The main caveat is the lack of listed pricing information on the website—potential customers cannot easily compare interest rates, fees, or loan terms without contacting the bank directly, limiting ability to assess competitiveness against larger national banks or digital-only alternatives.
FDIC-insured community bank in Cape May County, NJ offering deposit accounts, mortgages, business banking, and debit cards with 3 branch locations.
Profile signals: Cape May County, New Jersey residents seeking local community banking with personal service, Homebuyers in Jersey Shore markets looking for mortgage lenders with regional real estate experience context
1st Colonial Community Bank is an FDIC-insured community bank serving South New Jersey and Southeast Pennsylvania with over 20 years of experience, offering personal and business banking products.
Profile signals: Customers in South New Jersey and Southeast Pennsylvania seeking traditional community banking with branch access, Small business owners needing business checking, lending, and cash management services
Jersey City, NJ's Chase Bank branch at 56 Christopher Columbus Dr offers full banking services and ATM access to local residents and business professionals.
Google rating from 562 reviews
Profile signals: Individuals seeking one-stop financial services including checking, credit cards, mortgages, and investments, Multilingual customers who need banking services in languages beyond English
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