Order Express logo

Order Express

3.8/5

Order Express is a multi-service financial company specializing in check cashing, money transfers, and bill payment across 25 states with 70+ branches.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Order Express Review

Order Express Inc. was founded in 1993 as a proudly Mexican company governed by US laws, initially established in Chicago to serve the Latino immigrant community. The company began with money transfer as its primary service and expanded to meet evolving customer needs. As of January 2021, Order Express operates as a regulated entity in 25 states with over 70 company-owned branches and authorized agents, along with a subsidiary, JP Financial Service, which manages currency exchanges through 16 locations in Chicago and surrounding suburbs.

The company offers a comprehensive suite of financial services beyond check cashing, including money transfers, wire transfers, money orders, bill payment, currency exchange, plane ticket sales, Bitcoin ATM kiosks, courier services, vehicle-related services (renewals and plates), phone top-ups, bus passes, and insurance products. Their Chicago Lawrence Avenue location operates Monday-Friday 8am-7pm and Saturday-Sunday 8am-5pm, with multilingual support in English and Spanish.

Order Express distinguishes itself through its focus on serving Latino and immigrant communities with bilingual services and a extensive branch network across geographically dispersed states. The company maintains a 4.8-star Google rating and emphasizes fast, professional service. Their integration of non-traditional services like Bitcoin ATMs, plane tickets, and courier services sets them apart from standard check-cashing operations, positioning them as a comprehensive community financial hub rather than a single-service provider.

The honest assessment is that Order Express remains primarily a check-cashing and money transfer business despite diversified offerings. While their multi-state presence and Google rating suggest reliability, the website provides minimal transparency about fees, exchange rates, or regulatory details. The company's strength lies in underserved community segments, but consumers seeking competitive rates or detailed fee disclosures should request specific pricing before visiting.

Services & Features

Check cashing
Money transfers
Wire transfers
Money orders
Bill payment
Currency exchange
Plane ticket sales
Bitcoin ATM kiosks
Courier services
Vehicle services (renewals and plates)
Phone top-up
Bus passes
Insurance products

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Operates in 25 states with 70+ own branches providing geographic accessibility
  • 4.8-star Google rating indicating consistent customer satisfaction
  • Bilingual services in English and Spanish across all locations
  • Extended hours (8am-7pm weekdays, 8am-5pm weekends) at Chicago location
  • Diverse service offerings including money transfer, check cashing, wire transfers, bill payment, and currency exchange
  • Bitcoin ATM kiosks available for cryptocurrency transactions
  • Founded in 1993 with 30+ years of operational history and stability
  • Regulated company operating across 25 states with proper licensing

Cons

  • Website provides no fee schedule or pricing transparency for check cashing or money transfer services
  • Limited information about exchange rates or competitive advantages versus competitors
  • No clear explanation of regulatory status or specific licensing details despite claiming regulated status
  • Heavy emphasis on Spanish/English toggle suggests primarily ethnic-focused marketing without broad mainstream appeal
  • No customer complaint or BBB rating information provided to verify service quality claims beyond Google reviews

Rating Breakdown

Value
5.0
Effectiveness
3.0
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Order Express legitimate?

Yes. Order Express is a registered company headquartered in 5049 W Fullerton Ave, Chicago, IL 60639. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
5049 W Fullerton Ave, Chicago, IL 60639
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Order Express

CreditDoc Diagnosis

Doctor's Verdict on Order Express

Order Express is best for Spanish-speaking customers and Latino immigrants in its 25-state footprint seeking multilingual check-cashing and money transfer services. The main caveat is the complete lack of transparent fee information on their website—customers must visit a branch or call to understand actual costs, making price comparison difficult.

Best For

  • Spanish-speaking immigrants and Latino community members seeking bilingual financial services
  • Individuals without traditional bank accounts needing check cashing and money transfer services
  • Customers in underserved areas across 25 states where Order Express has physical branch presence
  • People sending remittances to family members with fast, reliable money transfer options
Updated 2026-04-02

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