M Money Mart (previously The Check Cashing Store) logo

Money Mart (previously The Check Cashing Store)

5.0/5

Money Mart (The Check Cashing Store) offers check cashing, cash advance loans, money transfers, and money orders at retail locations across multiple states.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Money Mart (previously The Check Cashing Store) Review

Money Mart, operating under the brand The Check Cashing Store, is a financial services company owned by Dollar Financial Group, Inc. The company has established a network of retail locations providing alternative financial services to consumers who may lack traditional banking access or need quick cash solutions.

The company's core service offerings include check cashing, cash advance loans, MoneyGram money transfers, money orders, mobile check cashing, small business services, and prepaid cards (Momentum Prepaid Mastercard). Cash advance loans are available in retail stores across Alaska, Arizona, California, Louisiana, and Florida, with online applications limited to California and Louisiana. Money orders, MoneyGram transfers, and check cashing services are available at their store locations.

Money Mart distinguishes itself through its multi-service approach, positioning itself as a "one-stop money services destination" rather than focusing on a single product. The company operates extended hours (9 AM-8 PM weekdays, 9 AM-6 PM Saturday) and provides a mobile app for check cashing functionality. Their prepaid card offering is issued by The Bancorp Bank and distributed through InComm Financial Services.

As a check-cashing and short-term lending provider, Money Mart serves consumers in financial transition but carries inherent limitations. The company explicitly disclaims that short-term loans should not be used as long-term financial solutions, and fees vary by state. Eligibility for loans depends on income verification and credit approval. Consumers should be aware that short-term lending can become expensive if used repeatedly.

Services & Features

Check cashing
Mobile check cashing
Cash advance loans (in-store in AK, AZ, CA, LA, FL; online in CA, LA)
MoneyGram money transfers (online and in-store)
Money orders
Small business services
Momentum Prepaid Mastercard
Bill payment services (referenced in category)

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Extended store hours (9 AM-8 PM weekdays, 9 AM-6 PM Saturday) for convenience
  • Multiple services available at single locations: check cashing, loans, money transfers, money orders
  • Mobile check cashing available through their app
  • Cash advance loans available in-store in five states with flexible terms
  • MoneyGram money transfer services available both online and in-store
  • Prepaid Mastercard option (Momentum) for unbanked/underbanked consumers
  • Nationwide network with multiple store locations

Cons

  • Check cashing fees vary by state and include per-item charges (specific rates not disclosed on website)
  • Cash advance loans only available in-store in 5 states (Alaska, Arizona, California, Louisiana, Florida); online applications limited to California and Louisiana
  • Company explicitly warns short-term loans can be expensive if used over months rather than weeks
  • Currency exchange fees apply to MoneyGram transfers
  • Standard financial services company disclaimers suggest limited transparency on full fee schedules

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
5.0
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Money Mart (previously The Check Cashing Store) legitimate?

Yes. Money Mart (previously The Check Cashing Store) is a registered company headquartered in 19760 NW 2nd Ave #2, Miami, FL 33169. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
19760 NW 2nd Ave #2, Miami, FL 33169
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Money Mart (previously The Check Cashing Store)

CreditDoc Diagnosis

Doctor's Verdict on Money Mart (previously The Check Cashing Store)

Money Mart is best suited for unbanked or underbanked consumers who need immediate check cashing, money transfers, or short-term loans and prefer in-person service with extended hours. The primary caveat is that cash advance loans are only available in five states and should be used for short-term financial needs only—the company acknowledges these products can become expensive if used repeatedly as a long-term solution.

Best For

  • Consumers without bank accounts who need check cashing services
  • People in eligible states (AK, AZ, CA, LA, FL) seeking quick cash advances with store-based approval
  • Individuals needing money transfer services or money orders
  • Unbanked/underbanked consumers interested in a prepaid card option
Updated 2026-04-01

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