The Check Cashing Store (Money Mart) offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with 30+ years of operation.
Editorially reviewed by Harvey Brooks
The Check Cashing Store, operating under the Money Mart brand, has been providing financial services to Florida residents for over 30 years. The company is a subsidiary of Dollar Financial Group, Inc. and operates multiple locations including their Coral Gables branch at 451 South Dixie Highway. They serve customers seeking immediate access to cash and financial services outside traditional banking channels.
The company offers a diverse range of services beyond basic check cashing. Their primary offerings include check cashing (both in-store and mobile), payday loans ranging from $100 to $1,000 with terms of 7 to 90 days available online and in-store, MoneyGram money transfer services, money orders, small business services, and the Momentum Prepaid Mastercard. The payday loan product appears to be their flagship emergency lending service, with eligibility dependent on borrower income.
The Check Cashing Store distinguishes itself through extended service hours (10 AM–7 PM weekdays, 9 AM–5 PM Saturday), a mobile check cashing option for convenience, and a mobile app for account management. They are licensed as a Money Transmitter in New York State and MoneyGram operations are authorized across all 50 states and U.S. territories. The company clearly targets underbanked populations needing rapid cash access without credit checks required for check cashing services.
However, consumers should note that payday loans carry inherent risks despite meeting regulatory requirements in various states. The company's own disclaimers warn that short-term loans "should be used for short-term financial needs only, not as a long-term financial solution," and that "borrowers often use these loans over a period of months, which can be expensive." Check cashing fees vary by state and are not disclosed on their website. The prepaid card option may help some customers avoid overdraft fees, but represents another fee-based service model.
Yes. Money Mart (previously The Check Cashing Store) is a registered company headquartered in 451 S Dixie Hwy, Coral Gables, FL 33146. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Best for unbanked consumers and those receiving physical paychecks who need immediate cash access without credit approval. Primary caveat: Payday loans, while regulated, carry steep implicit costs and the company's own disclaimers explicitly warn against long-term use despite evidence that borrowers often default into multi-month cycles. Check cashing fees are not transparent online.
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