Money Market Pawn Shop logo

Money Market Pawn Shop in Portland, OR

3.9/5

Money Market Pawn Shop is a Portland-based pawn lender offering 90-day collateral loans, buying, and selling of jewelry, firearms, electronics, tools, and musical instruments.

Data compiled from public sources · Rating from CreditDoc methodology

Money Market Pawn Shop Review

Money Market Pawn Shop has operated in Portland, Oregon since 2000, establishing itself as a collateral-based lending business with over 23 years of operational history. The shop is located at 13607 SE Powell Boulevard and specializes in short-term pawn loans secured by personal items of value. The business positions itself as a respectful alternative to traditional lending, emphasizing courteous service and knowledgeable staff who bring over 16 years of combined pawn industry experience.

The company offers three primary service categories: pawn loans, buying, and selling. Their core product is 90-day collateral loans with unlimited renewal options, allowing borrowers to extend terms as needed. They accept a broad range of collateral including jewelry, gold, firearms, electronics, tools, stereos, generators, digital cameras, musical instruments (guitars and amplifiers), sporting goods, and other merchandise. The business also operates as a secondary market retailer, buying unused items from customers and selling inventory to the public at discounted prices. They maintain an FFL (Federal Firearms License) for gun transfers, indicating regulatory compliance in firearms transactions.

Money Market Pawn Shop differentiates itself through its emphasis on customer respect and accessibility. The website highlights courteous service, no-pressure transactions, and a wide selection of gift merchandise. They offer occasional promotional discounts (15% off musical equipment and electronics/tools noted on their site). The business maintains multiple communication channels including phone, text, and email for different service inquiries, suggesting operational sophistication. Their website includes accessibility features and clear privacy policies.

The primary limitation is the lack of detailed information about loan terms, interest rates, or fee structures on the website. While they advertise 90-day loans and renewals, specific APR, maximum loan amounts, redemption terms, and default consequences are not disclosed. The business operates with standard pawn shop economics—customers must forfeit collateral if loans aren't repaid, making this unsuitable for those unable to reclaim items. Like all pawn operations, this represents a relatively expensive short-term financing option compared to traditional lenders, though potentially faster and less documentation-intensive.

Services & Features

90-day collateral-based pawn loans
Electronics pawn loans and sales
Firearm pawn loans and sales with FFL licensing
General merchandise buying (customers selling unused items)
Gift merchandise sales (jewelry, sporting goods, electronics)
Gun transfer services (FFL licensed)
Jewelry and gold buying and lending
Musical instrument pawn loans (guitars, amplifiers)
Retail sales of pawned and consigned inventory
Tool and equipment collateral loans
Unlimited loan renewals extending 90-day terms

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 90-day loan terms with unlimited renewal options, providing flexibility beyond single-term structures
  • Broad collateral acceptance including jewelry, electronics, tools, firearms, and musical instruments
  • Licensed FFL dealer for compliant firearms transfers and transactions
  • Multiple contact channels (phone, text, email) with specialized departments for loan vs. firearms questions
  • Established 23+ year operating history with 16+ years combined staff pawn experience
  • Buy and sell services allowing customers to liquidate unused items for cash immediately
  • Periodic promotional discounts (15% off music equipment and electronics/tools)
  • Accessible website with commitment to ADA compliance and privacy protection

Cons

  • No interest rates, APR, fee structures, or maximum loan amounts disclosed on website
  • Collateral forfeiture upon non-repayment—higher cost than traditional loans, typically much higher interest than credit alternatives
  • Limited operational transparency regarding loan approval criteria, valuation methods, or underwriting process
  • Website 'About' page returns 404 error, reducing available company information
  • No online application or quote tool; requires in-person visit or phone inquiry for loan terms

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Money Market Pawn Shop legitimate?

Yes. Money Market Pawn Shop is a registered company, headquartered in 13607 SE Powell Blvd, Portland, OR 97236.

Quick Facts

Headquarters
13607 SE Powell Blvd, Portland, OR 97236
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Money Market Pawn Shop

CreditDoc Diagnosis

Doctor's Verdict on Money Market Pawn Shop

Money Market Pawn Shop is best for borrowers needing immediate cash secured by collateral who lack traditional credit access or prefer faster approval than banks. The primary caveat is that pawn loans are expensive compared to personal loans or credit alternatives, and defaulted loans result in permanent loss of the pawned item—this is viable only for customers who can realistically repay within 90 days or afford to lose the collateral.

Best For

  • Individuals needing quick cash ($500-$10,000+) who own valuable items but lack traditional credit
  • People seeking collateral loans without credit checks or extensive documentation requirements
  • Customers buying used jewelry, electronics, musical instruments, or firearms at secondary market prices
  • Gun owners needing FFL transfer services or those seeking licensed firearm transactions
Updated 2026-04-29

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