Marathon County Employees Credit Union (MCECU) is a member-owned, not-for-profit credit union based in Wausau, WI, offering savings accounts, loans, and financial services to eligible members.
Data compiled from public sources · Rating from CreditDoc methodology
Marathon County Employees Credit Union (MCECU) is a federally chartered credit union serving the Wausau, Wisconsin area. Based on its website, the institution operates as a traditional member-owned financial cooperative providing a full range of banking and lending products to its membership base.
MCECU offers a comprehensive suite of savings products including regular savings accounts, money market accounts, certificates of deposit (CDs), health savings accounts, individual retirement accounts (IRAs), and specialized accounts like Christmas Club and Funeral Trusts. On the lending side, they provide auto loans for new and used vehicles, recreational vehicle financing, mortgage loans, home equity loans, debt consolidation loans, signature loans, and lines of credit. The credit union also issues Visa credit cards and offers checking accounts tailored to different member segments (regular, 55+, student, and small business).
What distinguishes MCECU is its emphasis on member convenience and financial counseling. The institution operates a Lake View branch with limited hours (Tuesdays and Thursdays, 11am-3pm), maintains surcharge-free ATM access through shared branching networks, and offers modern digital services including mobile banking, remote deposit capture, online bill pay, and a 24-hour telephone teller service. They explicitly market financial counselors on staff to help members improve their financial situations. The credit union also handles specialty services like foreign currency exchange, savings bonds redemption, and free notary services.
As a credit union, MCECU's primary limitation is membership eligibility—not all consumers can join. The website does not clearly specify membership requirements, though the name suggests an employee-based affiliation. Limited branch hours at the Lake View location may inconvenience some members, and the institution appears to serve a regional rather than national market. Like most smaller credit unions, MCECU may have more limited product sophistication compared to larger national institutions.
Yes. Mini-Cassia Empl. is a registered company, headquartered in Burley, ID, founded in 1955.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
MCECU is best suited for eligible members in the Marathon County, Wisconsin area seeking member-owned banking with competitive rates, personalized financial counseling, and modern digital access. The primary caveat is membership eligibility—prospective customers must verify they meet the credit union's membership requirements, which are not transparently stated on the website but appear employment-related.
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