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Loan For Any Purpose at 2411 S Power Rd ste 201, Mesa, AZ 85209 in the Superstition Springs neighborhood is Mon-Fri 7:00 AM – 8:00 PM. Google reviewers rate the branch 3.9 stars across 15 reviews. Call +1 480-613-9184.
Data compiled from public sources
Loan For Any Purpose operates a physical location at 3403 Grand River Ave in Detroit, Michigan, positioned as a quick-cash lender for consumers needing short-term funds. The company advertises itself as accessible to borrowers of all credit profiles, emphasizing speed and limited-documentation claims to verify in the application process. Their product lineup spans multiple loan categories ranging from small cash advances under $1,000 to larger personal and title loans reaching $50,000, designed to serve different financial needs and borrowing amounts. The Detroit location maintains extended hours (7am–8pm weekdays, 9am–6pm weekends) to accommodate working customers seeking rapid funding.
The company's core service offerings include cash advances (under $1,000), same-day loans with minimal documents, payday loans (up to $1,000), bad credit loans ($250–$50,000), installment loans ($1,000–$5,000), title loans secured by vehicle equity (up to $50,000), and unsecured personal loans (up to $50,000). All products are marketed as available to customers regardless of credit score, though personal loans carry a note that "higher credit score recommended." The company emphasizes "all credit types welcome" across most loan categories and highlights published application timing and provider-stated funding timing as key differentiators.
Loan For Any Purpose distinguishes itself through multi-product availability under one roof—allowing consumers to choose between secured (title) and unsecured options—and by explicitly welcoming borrowers with poor credit histories. The company operates a physical storefront, enabling in-person applications alongside online options. Their extended weekend hours and stated commitment to "minimum documents needed" position them as convenient for time-constrained borrowers. The website includes standard compliance language regarding USA PATRIOT Act procedures and notes that applications do not impact FICO scores.
However, the website provides no disclosure of interest rates, fees, or repayment terms—critical information for evaluating cost. The repeated product carousel and generic marketing language suggest an affiliate or lead-generation model rather than direct lending transparency. The company's emphasis on short-term borrowing solutions and recommendation that customers with "ongoing credit difficulties" seek credit counseling suggests these products carry meaningful costs and risks. The absence of pricing information is a significant red flag for consumers considering these high-cost lending products.
Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.
This is state-level context for Emergency Cash consumers in Mesa, AZ. It does not confirm that Loan for Any Purpose or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Status: Not permitted
Rate context: N/A - Banned
Payday lending has been banned in Arizona since July 1, 2010, when the enabling statute (A.R.S. § 34-901 et seq.) expired and was not renewed. This prohibition provides strong consumer protection against high-cost short-term loans. No new payday loan licenses may be issued.
Status: Permitted
Rate context: 36% APR
Installment loans fall under Arizona's consumer loan regulations and are subject to the 36% APR cap under the Consumer Lenders Act (A.R.S. § 34-312 et seq.). Lenders must be properly licensed and comply with all consumer disclosure requirements under federal Truth in Lending Act (TILA) and Regulation Z.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Loan for Any Purpose offers 10 services including Cash advances (under $1,000), Same-day loans with minimal documentation, Payday loans (up to $1,000), Bad credit loans ($250–$50,000), Title loans secured by vehicle (up to $50,000), and 5 more.
Loan for Any Purpose has profile signals associated with Borrowers with poor or bad credit researching emergency-cash options and have exhausted traditional lenders, Vehicle owners researching short-term cash access who can secure a loan with their car title, Consumers facing urgent expense situations and unable to wait for bank approval, Borrowers seeking multiple loan options and flexible amounts ($250–$50,000) in one location.
Key strengths: Accepts all credit types, including poor/bad credit borrowers typically rejected elsewhere; provider-stated funding timing available for emergency cash needs; Multiple loan types available (cash advances, payday, title, installment, personal) in one location. Areas to consider: No interest rates, APRs, or fee schedules disclosed on website—pricing is completely opaque; Positions products as short-term solutions, implying high costs and not suitable for ongoing needs.
In the Emergency Cash category, comparable providers include Auto Cash Title Loans, Loanmart Auto Title Loans, Rapid Cash Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Loan For Any Purpose is profile signals for borrowers with poor credit facing urgent expense research who qualify for no other lending options and can handle high-cost short-term debt. Critical caveat: The complete absence of disclosed rates, fees, or terms makes cost comparison impossible; these products typically carry APRs and fees higher in listed context than traditional lending, and borrowers should contact them directly for pricing before applying.
LoanMax Title Loans offers short-term cash access loans secured by vehicle titles, with loans up to $10,000 available at their Tucson, AZ location and multiple other Arizona branches.
Profile signals: Vehicle owners with short-term cash needs who have equity in their car, Consumers unable to qualify for traditional personal loans who own their vehicle outright
LoanMart offers auto title loans ranging from $1,500–$7,500 with provider-stated funding timing, requiring only a clean vehicle title and limited-documentation claims to verify.
Profile signals: Vehicle owners facing genuine financial emergencies who have exhausted lower-cost alternatives, Borrowers with poor credit scores (below 620) unable to access personal loans or credit cards
Speedy Cash offers payday loans, title loans, installment loans, and check cashing services across 30+ states with provider-stated funding timing for emergency cash needs.
Profile signals: Workers facing a one-time emergency (medical bill, car repair, eviction notice) with documented income and ability to repay by next payday, Borrowers who own vehicles and need larger loans ($1,000+) and prefer installment repayment over lump-sum payday obligation
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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