Matthew M. Cree is a solo bankruptcy attorney licensed in Indiana and Texas, based in Greenwood, Indiana. He established his practice with a focus on personal financial distress, drawing from his own bankruptcy filing experience to guide clients through debt resolution. His firm operates as a legal services provider addressing three primary financial challenges: personal bankruptcy, debt collector harassment, and federal student loan management.
The firm offers personalized bankruptcy representation for Chapter 7 and Chapter 13 filings, collections defense to challenge creditor actions and protect debtor rights, and student loan resolution strategies including payment reduction, default curing, and elimination options. Cree emphasizes direct attorney involvement—clients receive his personal cell phone number and email, with no handoff to junior staff or assistants. He publishes educational content on bankruptcy types, discharge procedures, and debtor rights through his Knowledge Center.
The primary distinction is Cree's personal bankruptcy history, which he explicitly features as a credibility marker. Client testimonials consistently highlight accessibility, responsiveness (including late-night email replies), quick case resolution (some under three months), and emotional support through the process. He positions himself as an alternative to high-volume bankruptcy mills by emphasizing direct personal contact and compassionate service.
This is a solo practice with limited scaling capacity. While the website demonstrates legitimate legal expertise and positive client outcomes, the business model depends entirely on one attorney's availability. The emphasis on personal accessibility may create capacity constraints during high-volume periods, and there is no information about backup coverage or associate attorneys. Pricing is not disclosed on the website, requiring direct consultation.
Consumers considering bankruptcy should also explore alternatives. Debt relief programs may negotiate settlements for less than owed, while debt consolidation loans can simplify payments into one monthly bill. Credit counseling agencies offer free financial assessments and debt management plans. After bankruptcy, rebuilding credit through secured credit cards and credit builder loans provides a structured path back. Credit repair services can help ensure the bankruptcy filing is accurately reported and outdated items are removed on schedule. Credit monitoring services provide ongoing visibility during the multi-year recovery process. After discharge, qualifying for an installment loan — even a small one with higher rates — can begin rebuilding payment history on your credit report.
