La Nacional sends money to 70+ countries via cash pickup or bank deposit, charging fees starting at $2.99 USD. Operated by Intermex Wire Transfer entities licensed across multiple U.S. states.
Editorially reviewed by Harvey Brooks
La Nacional is an international money transfer service that enables consumers in the United States to send funds to recipients in Latin America, Europe, Africa, Asia, and other regions. The company is operated by three Intermex Wire Transfer entities (LLC, II LLC, and Corp) that maintain money transmitter licenses across multiple states and compliance with federal NMLS requirements.
The service allows senders to transfer USD from the U.S. using debit or credit cards, with recipients able to receive funds via cash pickup or bank deposit depending on destination country. La Nacional supports transfers to over 70 countries including Mexico, Guatemala, El Salvador, Honduras, Colombia, Dominican Republic, and numerous European and African nations. The platform provides real-time exchange rate quotes and calculates total transfer costs including variable fees based on destination, payment method, and amount sent.
La Nacional distinguishes itself through its wide geographic reach—covering destinations across Latin America, Europe, Africa, and Asia—rather than focusing solely on Mexico or Central America like some competitors. The company operates extended customer service hours (8:00 AM to 12:00 AM EST) and offers multilingual support in English and Spanish. The service is accessible via web platform and mobile app, though the app is restricted to U.S.-based senders only.
The primary limitation is that La Nacional functions as a money transfer intermediary rather than a direct service provider, operating through established Intermex entities. Transfer fees vary based on multiple factors and minimum fees start at $2.99, making cost comparison essential for small transfers. The company does not offer check-cashing or bill payment services despite the categorization, focusing exclusively on international money transfers.
Yes. La Nacional Envios is a registered company headquartered in 102 Clinton St, New York, NY 10002. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
La Nacional is best for U.S.-based senders who regularly transfer money internationally, particularly to Latin America, and need flexibility in receiving methods (cash or bank deposit). The main caveat is that variable fees require checking rates for each specific transfer route and amount, as fees can vary significantly based on destination country and payment method.
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