Kiri Jewelry Inc logo

Kiri Jewelry Inc

3.9/5

Kiri Jewelry Inc is a pawn shop located in Miami, FL that buys, sells, and loans against jewelry and precious metals during extended weekday hours.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Kiri Jewelry Inc Review

Kiri Jewelry Inc operates as a traditional pawn shop in the Flagler Street area of Miami, Florida. The business is positioned in a neighborhood with significant foot traffic and serves the local community's immediate financial and jewelry needs. Based on available information, the company functions as a collateral-based lending operation typical of pawn shops, accepting jewelry and precious metals as security for loans. The business maintains consistent operating hours throughout the week, opening at 9:30 AM on weekdays and 9:00 AM on Saturdays, closing at 5:30 PM and 5:00 PM respectively, indicating a retail-focused model serving daytime customers. Kiri Jewelry Inc distinguishes itself through its focus on jewelry and precious metals specifically, rather than general merchandise pawning. The company is reachable by phone at (305) 264-3621 for inquiries regarding loan terms, appraisals, or purchase offers on jewelry items. The primary caveat is that pawn loans involve surrendering personal items as collateral, and failure to repay results in loss of the item—making this a high-cost short-term financing option compared to traditional lending. Customers should understand that pawn loans typically carry interest rates significantly higher than personal loans or credit alternatives, though they offer faster access to cash without credit checks.

Services & Features

Pawn loans against jewelry
Pawn loans against precious metals
Jewelry buying and appraisal
Precious metals buying and appraisal
In-person item evaluation
Immediate cash advances
Collateral-based short-term financing
Watch and timepiece loans
Gold and silver purchasing

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Located at accessible address on W Flagler St in Miami with established phone line (305) 264-3621
  • Consistent 5-day-per-week operating schedule (Mon-Fri 9:30 AM-5:30 PM) provides reliable access
  • Saturday hours (9:00 AM-5:00 PM) offer weekend service option
  • Specializes in jewelry and precious metals, suggesting expertise in item valuation
  • No credit check required for pawn loans—accessible to those with poor or no credit history
  • Immediate cash access without application delays typical of traditional lending
  • Physical brick-and-mortar location allows in-person item evaluation and negotiation

Cons

  • Website is a Waze directions page with minimal company information—no details about loan terms, interest rates, or fees
  • Pawn loans require surrendering personal items as collateral, risking permanent loss if unable to repay
  • Pawn interest rates typically 15-240% APR depending on state regulations, significantly higher than alternative lending
  • Limited online presence suggests minimal customer service or dispute resolution transparency
  • No information available regarding redemption periods, renewal policies, or item storage conditions

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Kiri Jewelry Inc legitimate?

Yes. Kiri Jewelry Inc is a registered company headquartered in 5712 W Flagler St, Miami, FL 33144. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
5712 W Flagler St, Miami, FL 33144
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Kiri Jewelry Inc

CreditDoc Diagnosis

Doctor's Verdict on Kiri Jewelry Inc

Kiri Jewelry Inc is best for consumers who need immediate cash and have jewelry or precious metals to pledge as collateral, especially those unable to qualify for traditional loans due to poor credit. The primary caveat is that pawn loans carry very high interest rates and risk permanent loss of personal items—this should only be considered when traditional lending options are unavailable and the borrower is confident in their ability to repay within the redemption period.

Best For

  • Individuals needing immediate cash ($100-$5,000 range) and willing to pledge jewelry or watches
  • People with poor credit or no credit history unable to qualify for traditional personal loans
  • Those seeking short-term bridge financing while waiting for paychecks or other income
Updated 2026-04-01

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