Federal credit union serving UAW members and affiliates with online banking, loans, and shared branch access through the CO-OP network.
Editorially reviewed by Harvey Brooks
International UAW Federal Credit Union is a member-owned financial cooperative chartered to serve United Auto Workers members and their families. Based in Detroit, Michigan at 8000 E Jefferson Ave, the credit union has operated since 1936 as a specialized financial institution for the automotive industry workforce. The organization operates under federal NCUA insurance and maintains traditional credit union governance structures prioritizing member benefit over profit maximization.
The credit union offers a comprehensive suite of financial services including checking and savings accounts, credit union loans, online banking with bill pay functionality, mobile banking access, and credit cards. Members benefit from 24/7 automated account access via the Unity-Line phone system (1-800-983-9591), direct deposit services, payroll deduction options, and participation in the CO-OP shared branch network providing access to thousands of locations nationally. The institution recently updated its online banking platform as of April 8, 2024, with enhanced security features requiring SSN verification for login.
International UAW FCU distinguishes itself through exclusive membership tied to UAW employment or family relationships, providing tailored financial products for union workers. The credit union offers discounted insurance programs through TruStage partnerships covering auto, home, life, and accidental death coverage. Operating hours are Monday-Friday, 9:30 AM to 4:30 PM at the main Detroit location, with holiday closings observed. The institution emphasizes member service accessibility through multiple contact channels and comprehensive e-service offerings.
As a credit union, IUAWFCU provides member-owned financial services typically with lower fees and competitive rates compared to traditional banks, though access is restricted to eligible members. The organization's focus on a specific membership demographic (UAW-affiliated workers) means it is not a universal banking option. Members must verify eligibility requirements and navigate membership application procedures to access services. Many banks offer installment loans with fixed monthly payments, giving borrowers a clear payoff timeline.
Yes. International UAW Federal Credit Union is a registered company headquartered in 8000 E Jefferson Ave, Detroit, MI 48214. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
International UAW FCU is appropriate for union workers in automotive or related UAW-represented industries seeking member-owned banking with 24/7 phone access and discounted insurance options. Primary caveat: membership is restricted to eligible UAW affiliates, making this unavailable to the general public, and the website provides insufficient detail on specific products, rates, and fees to fully evaluate competitiveness.
ABD Federal Credit Union is a member-owned financial cooperative operating since 1947, offering savings, checking, loans, and online banking services to eligible members.
Best for: Eligible members seeking competitive auto and boat loan rates, Consumers who prefer digital-first banking with mobile app access and online bill pay
Budget Planners offers debt consolidation and credit counseling services in Detroit, Michigan, helping consumers merge multiple debts into manageable payment plans without loans.
Best for: Michigan residents with $10K-$50K in unsecured credit card debt across multiple cards, Consumers paying 15%+ interest rates seeking to consolidate into single manageable payments
Speedy Payday Loans is a free loan-matching service connecting borrowers with short-term lenders for bad credit, personal, and payday loans, with next-business-day funding possible.
Best for: Borrowers with bad or no credit who need fast access to short-term loan options, Consumers who want to cast a wide net across multiple lenders with one application
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to International UAW Federal Credit Union and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.