Interline Network is a cash advance and check advance lender operating in Tampa, FL, offering small fast loans for immediate financial needs.
Editorially reviewed by Harvey Brooks
Interline Network operates as a financial services provider specializing in short-term lending solutions in the Tampa, Florida area. The company is physically located at 4815 E Busch Blvd, Suite 108, near the intersection of E Busch Boulevard and N Temple Avenue, making it accessible to residents in the Tampa metropolitan region. The business is classified under cash and check advance services, which fall within the emergency-cash lending category. Limited corporate background information is available from the provided source material, though the company maintains an active local business listing on Yahoo Local's financial services directory. Interline Network appears to have been operating as a local lending establishment serving the Tampa community's short-term financial needs. The company's primary service offerings center on cash advances and check advances, which are designed to provide consumers with quick access to funds during financial emergencies. These products typically feature rapid approval and funding timelines, often enabling same-day or next-day access to cash. The lending amounts for such products generally range from $100 to $1,000, making them suitable for covering immediate expenses such as unexpected bills, emergency repairs, or temporary cash shortfalls. Interline Network distinguishes itself through its physical local presence in Tampa, allowing for in-person transactions and direct customer service interaction rather than purely online operations. The company's location in a populated area of Tampa provides accessibility for walk-in customers seeking immediate financial assistance without requiring extensive online application processes. However, like most emergency-cash and payday-style lenders, Interline Network likely operates under high-interest lending models typical of this industry segment. Prospective borrowers should be aware that cash advances and check advances typically carry significantly higher annual percentage rates (APRs) compared to traditional personal loans or bank financing, often ranging from 200% to 500% APR depending on state regulations. The short repayment terms, usually 2-4 weeks, can create cash flow challenges for borrowers unable to repay on schedule. Limited transparency is available regarding specific terms, fees, and APRs from the provided website content, making it difficult to assess Interline Network's competitive positioning or consumer protection practices compared to alternative lenders.
See which lenders actually approve borrowers with bad credit. We compared APRs, fees, minimum scores, and funding speed.
Yes. Interline Internet is a registered company headquartered in 4815 E Busch Blvd, Tampa, FL 33617. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Interline Network is best for Tampa-area residents facing genuine financial emergencies who have exhausted traditional lending options and need same-day access to small amounts of cash. The critical caveat is that emergency-cash advances typically carry extremely high interest rates (200%+ APR) and short repayment terms that can create debt cycles; borrowers should explore credit union PALs, employer advances, or non-profit credit counseling as lower-cost alternatives before committing to this type of loan.
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Best for: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
ACCC is a non-profit credit counseling agency offering free consultations, debt management programs, and bankruptcy counseling to help consumers escape credit card debt.
Best for: Consumers with $6K–$100K+ in credit card debt who are still current or only slightly behind, Individuals legally required to complete bankruptcy counseling (pre- or post-filing)
Family-owned Florida pawn shop since 1986 buying, selling, and trading jewelry, guns, fishing equipment, tools, and electronics across two Tampa locations.
Best for: Individuals needing immediate cash by pawning or selling tangible assets, Gun owners and fishing enthusiasts seeking to buy, sell, or trade in their categories
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Read guide →New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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