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Housing Counseling Services, Incorporated (Hsc,Inc.) in Washington, DC

4.0/5

Non-profit housing counselor serving DC, Maryland, and Virginia since 1972. HCS provides free counseling for homebuyers, homeowners, renters, and those facing homelessness.

Data compiled from public sources · Rating from CreditDoc methodology

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Housing Counseling Services, Incorporated (Hsc,Inc.) Review

Housing Counseling Services, Incorporated (HCS) is a 501(c)(3) non-profit organization established in 1972 to address housing challenges for low- and moderate-income residents across the Washington, DC metropolitan region, including Maryland and Virginia. The organization operates from its headquarters at 2410 17th Street NW in Washington, DC, and has built nearly five decades of experience serving vulnerable populations in the housing market.

HCS operates a comprehensive "one-stop-shop" model providing housing counseling, training, advocacy, and technical assistance across six primary service areas: homelessness prevention, homebuyer preparation, homeowner support, tenant rights and eviction prevention, HIV/AIDS housing assistance, and veteran housing stability. For homebuyers, they offer credit review, debt and savings assessment, and access to home purchase assistance programs. For existing homeowners, they provide foreclosure prevention counseling, home repair guidance, reverse mortgage education, and refinancing support. Tenants receive eviction prevention assistance, landlord-tenant dispute resolution, and credit preparation services. The organization also administers specialized programs including the Support Services for Veteran Families (SSVF) program and the MHAP Program for persons living with HIV/AIDS.

HCS distinguishes itself through its targeted focus on underserved populations and comprehensive service integration rather than single-issue counseling. The organization provides specialized case management services, including temporary financial assistance for veterans and extensive referral databases for persons living with HIV/AIDS. Their dual approach of direct counseling combined with advocacy and technical assistance to housing organizations demonstrates institutional commitment beyond individual consumer advising.

As a legitimate non-profit with nearly 50 years of operation, HCS offers genuinely free services without hidden fees or for-profit motives. However, the organization's website indicates ongoing construction, and specific service availability may vary by location within the DC, Maryland, and Virginia region. Consumers should contact them directly to confirm service eligibility and current program availability.

Services & Features

Credit review and debt assessment for homebuyers
Eviction prevention and landlord-tenant dispute resolution
Foreclosure prevention counseling for homeowners
Home purchase assistance program access and navigation
Home repair and renovation guidance
Homelessness prevention and case management services
Housing assistance referrals for persons living with HIV/AIDS (MHAP Program)
Refinancing process education
Rent preparation and credit/debt assessment for tenants
Reverse mortgage education and counseling
Support Services for Veteran Families (SSVF) case management
Technical assistance to cooperative and condominium associations
Temporary financial assistance for eligible veterans

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Established 501(c)(3) non-profit with 50+ years of operation (founded 1972)
  • Comprehensive services including foreclosure prevention, eviction prevention, and homelessness resolution
  • Specialized programs for underserved populations: veterans, persons living with HIV/AIDS, and homeless individuals
  • Free counseling and case management services with no profit motive
  • Multi-jurisdictional coverage across DC, Maryland, and Virginia metropolitan region
  • Provides temporary financial assistance for eligible veterans through SSVF program
  • Offers both individual counseling and technical assistance to housing organizations

Cons

  • Website is under construction, limiting accessibility to detailed program information
  • Email contact information is obscured/redacted on website, making direct contact difficult
  • Services limited to DC, Maryland, and Virginia region only
  • No online intake or application process visible; requires phone call or in-person visit
  • Limited information about response times, wait periods, or service availability windows

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.9
Transparency
3.7
Ease of Use
4.2

Frequently Asked Questions

Is Housing Counseling Services, Incorporated (Hsc,Inc.) legitimate?

Yes. Housing Counseling Services, Incorporated (Hsc,Inc.) is a registered company, headquartered in Washington, DC.

How long does Housing Counseling Services, Incorporated (Hsc,Inc.) take to show results?

Counseling available within 1-2 weeks of contact.

Quick Facts

Headquarters
Washington, DC
BBB Accredited
No
Certifications
HUD-Approved
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Housing Counseling Services, Incorporated (Hsc,Inc.)

CreditDoc Diagnosis

Doctor's Verdict on Housing Counseling Services, Incorporated (Hsc,Inc.)

HCS is best for low- to moderate-income residents in the DC metropolitan area seeking free, non-profit housing counseling without sales pressure or upsells. Primary caveat: geographical limitation to DC, Maryland, and Virginia, and the organization's website construction status may impact information accessibility and service responsiveness.

Best For

  • Low- and moderate-income first-time homebuyers preparing for home purchase
  • Homeowners facing foreclosure or seeking refinancing/reverse mortgage counseling
  • Renters at risk of eviction or displacement
  • Veterans seeking housing stability support
Updated 2026-04-29

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