F Florida Gold & Loan logo

Florida Gold & Loan

5.0/5

Family-owned pawn and jewelry shop in Dunedin, FL specializing in jewelry sales, coin transactions, and repair services with emphasis on fair pricing and honest dealings.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Florida Gold & Loan Review

Florida Gold & Loan is a family-owned establishment located at 372 Patricia Ave in Dunedin, Florida, operated by owner John Cline. The business has built its reputation within the local Pinellas County community through consistent customer interactions and word-of-mouth referrals, with some customers traveling from farther distances specifically to visit. The shop operates during standard retail hours (10:00 A.M. - 6:00 P.M. Tuesday-Thursday, with Monday hours unlisted and Friday-Sunday unclear from provided data). The business is currently unverified on the Wheree platform, indicating the owner has not yet completed formal business verification.

Florida Gold & Loan operates as a multi-service jewelry and collectibles establishment. The primary services include buying and selling jewelry and coins, jewelry cleaning and repair services, and inventory of pre-owned items available for purchase. The business accepts multiple payment methods including credit cards, debit cards, and NFC mobile payments. The shop offers in-store shopping and same-day delivery options, with Wi-Fi available on premises. Their inventory encompasses jewelry, coins, and various collectible items across different price points.

The business distinguishes itself primarily through owner John Cline's reputation for honesty, expertise, and personable customer service. Customers consistently cite fair offers, transparent pricing compared to competitors, and quality repair work as key differentiators. The diverse product selection and willingness to provide expert guidance without high-pressure sales tactics create a "hometown feel" that encourages repeat business. The friendly, family-oriented atmosphere and the owner's accessibility to customers set the operation apart from larger chain retailers.

While website aggregated reviews indicate strong customer satisfaction across quality (9.5/10), customer service (9.5/10), and product variety (9/10), the business has zero verified reviews on the current platform, limiting independent verification of these claims. The business model is straightforward pawn and jewelry retail without consumer finance products like loans or credit services. Customers mention occasional wait times during busy periods and limited parking as minor inconveniences, though these do not substantially impact overall satisfaction ratings.

Services & Features

Jewelry buying and selling
Coin buying and selling
Jewelry cleaning services
Jewelry repair services
In-store shopping
Same-day delivery
Expert appraisal and guidance on jewelry and coins
Pre-owned collectible items for sale
Credit card payments
Debit card payments
NFC mobile payments
Wi-Fi access

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Owner John Cline has established reputation for honesty and transparency in jewelry/coin transactions
  • High-quality jewelry cleaning and repair services performed in-house
  • Fair pricing on both buying and selling compared to competitor establishments per customer feedback
  • Diverse inventory selection of jewelry, coins, and collectible items at various price points
  • Personable, non-pressured customer service approach that treats clients like family
  • Accepts multiple payment methods including credit cards, debit cards, and NFC mobile payments
  • Convenient Dunedin location with same-day delivery service available

Cons

  • Zero verified reviews on current platform limits independent validation of claimed service quality
  • Business owner has not completed verification process on Wheree platform
  • Limited parking options reported by some customers during visits
  • Occasional wait times during busy periods noted in feedback
  • No information available regarding pawn loan products or lending terms if offered

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
5.0
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Florida Gold & Loan legitimate?

Yes. Florida Gold & Loan is a registered company headquartered in 372 Patricia Ave, Dunedin, FL 34698. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
372 Patricia Ave, Dunedin, FL 34698
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Florida Gold & Loan

CreditDoc Diagnosis

Doctor's Verdict on Florida Gold & Loan

Florida Gold & Loan is best suited for local customers and collectors seeking to buy, sell, or repair jewelry and coins from a trusted, established owner-operated pawn shop. The main caveat is that the business maintains zero verified reviews on the current platform and the owner has not completed formal verification, so claims about service quality cannot be independently confirmed beyond aggregated website descriptions.

Best For

  • Customers seeking to buy or sell jewelry and coins with fair market pricing
  • Individuals needing jewelry repair and cleaning services from experienced craftspeople
  • Local Dunedin and Pinellas County residents preferring personalized, family-owned retail experiences
  • Collectors of jewelry and coins seeking diverse inventory with expert guidance
Updated 2026-04-01

More Lenders in Dunedin

P Pawn Max logo

Pawn Max

Pawn Max operates 10 locations across Florida (Tampa Bay to Port Richey area), offering collateral-based loans, used merchandise sales, and retail services.

4.9/5
Contact BBB: NR

Best for: Florida consumers in Tampa Bay area needing immediate short-term collateral-based liquidity, Individuals with valuable items (jewelry, electronics) seeking quick cash without credit checks

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