Part of the First Community Bank chain · locations
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First Community Bank in Milton, WI

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Milton, WI is home to First Community Bank at 202 Merchant Row, a full-service banking branch for residents and businesses.

Data compiled from public sources

First Community Bank Review

First Community Bank's Milton, WI location is situated at 202 Merchant Row, a convenient spot for Dane County residents and businesses. This standalone branch serves as a key financial hub for Milton's banking needs. The facility provides a welcoming environment for account holders and those seeking reliable financial services.

At this Milton branch, customers can access deposit accounts, personal and business loans, and a range of banking solutions. Whether opening a savings account, applying for a mortgage, or discussing business financing options, the knowledgeable team at 202 Merchant Row is ready to assist. For detailed information about services or to schedule a consultation, visiting in person is recommended.

Milton residents who choose First Community Bank benefit from personalized service and local banking experience context. Remember to bring a government-issued ID and relevant financial documents when visiting. This community bank has established itself as a reported banking partner for Wisconsin families and businesses.

Services & Features

College savings calculator
Credit card calculator
Drive-up and walk-up window services
FDIC-insured checking and savings accounts
Mobile banking applications (iOS and Android)
Mortgage calculator tool
Mortgage lending with online application
Online account management and digital banking
Personal banker consultations
Retirement planning calculator
Safe deposit boxes
Vehicle loan calculator

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of the U.S. Government
  • Over 105 years of continuous community banking history and stability
  • Mobile banking apps available on both Android and iOS platforms
  • Online mortgage application capability for convenience
  • Multiple financial calculators available (mortgage, vehicle, college, credit card, retirement)
  • Physical branch presence with expanded storefronts and modernized facilities
  • Dual phone lines for customer service (1-800-261-8053 and 1-608-868-7644)

Cons

  • Limited geographic reach as a small regional bank focused only on Milton, Wisconsin area
  • Website provides minimal information about specific products, rates, fees, or terms
  • No clear indication of competitive loan rates or account features compared to larger institutions
  • Minimal detail about business banking services despite having business-focused resources
  • Email communication explicitly discouraged due to security concerns with no secure alternative mentioned

State Consumer Finance Context

This is state-level context for Banks consumers in Milton, WI. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Wisconsin Department of Financial Institutions

Key state rules to check

  • Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
  • Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
  • Licensed lenders must disclose APR and fees but are not limited by them.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including FDIC-insured checking and savings accounts, Mortgage lending with online application, Mobile banking applications (iOS and Android), Online account management and digital banking, Drive-up and walk-up window services, and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Milton, Wisconsin residents seeking local banking relationships and community-based service, Customers preferring traditional brick-and-mortar banking with modern digital conveniences, Individuals interested in banks with deep historical roots and established community stability.

What are the strengths and weaknesses of First Community Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of the U.S. Government; Over 105 years of continuous community banking history and stability; Mobile banking apps available on both Android and iOS platforms. Areas to consider: Limited geographic reach as a small regional bank focused only on Milton, Wisconsin area; Website provides minimal information about specific products, rates, fees, or terms.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include Bank Cmg, Bank of Alma, Bank of Ontario. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1911
Headquarters
Milton, WI
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #11225
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for Milton area residents seeking traditional FDIC-insured banking with local service and modern digital options. The main caveat is the limited product transparency on their website—prospective customers will need to contact personal bankers directly to compare rates, fees, and specific product terms against competing institutions.

Profile Signals

  • Milton, Wisconsin residents seeking local banking relationships and community-based service
  • Customers preferring traditional brick-and-mortar banking with modern digital conveniences
  • Individuals interested in banks with deep historical roots and established community stability
Updated 2026-05-08

Similar Companies

Bank Cmg logo

Bank Cmg

Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.

BBB: NR

Profile signals: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services

Bank of Alma logo

Bank of Alma

Independent community bank with four locations in Wisconsin (Alma, Pepin, Nelson, Wabasha) offering checking, savings, loans, and 24/7 online banking access.

BBB: NR

Profile signals: Wisconsin residents in Alma, Pepin, Nelson, or Wabasha seeking relationship-based community banking, Customers age 55+ interested in senior-focused banking programs and local service

Bank of Ontario logo

Bank of Ontario

Community bank serving Vernon County with checking, savings, and digital banking through Bank of Ontario and its affiliated branches Genoa State Bank and Westby State Bank.

BBB: NR

Profile signals: Vernon County residents seeking community banking relationships with local branch access, Customers who value personalized service from established community banks

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Quick Summary

  • First Community Bank is listed as a Banks provider in Milton, WI on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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