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Part of the First Community Bank chain · locations
First Community Bank in Milton, WI
Milton, WI is home to First Community Bank at 202 Merchant Row, a full-service banking branch for residents and businesses.
Data compiled from public sources · Rating from CreditDoc methodology
First Community Bank Review
First Community Bank's Milton, WI location is situated at 202 Merchant Row, a convenient spot for Dane County residents and businesses. This standalone branch serves as a key financial hub for Milton's banking needs. The facility provides a welcoming environment for account holders and those seeking reliable financial services.
At this Milton branch, customers can access deposit accounts, personal and business loans, and a range of banking solutions. Whether opening a savings account, applying for a mortgage, or discussing business financing options, the knowledgeable team at 202 Merchant Row is ready to assist. For detailed information about services or to schedule a consultation, visiting in person is recommended.
Milton residents who choose First Community Bank benefit from personalized service and local banking expertise. Remember to bring a government-issued ID and relevant financial documents when visiting. This community bank has established itself as a trusted banking partner for Wisconsin families and businesses.
Services & Features
College savings calculator
Credit card calculator
Drive-up and walk-up window services
FDIC-insured checking and savings accounts
Mobile banking applications (iOS and Android)
Mortgage calculator tool
Mortgage lending with online application
Online account management and digital banking
Personal banker consultations
Retirement planning calculator
Safe deposit boxes
Vehicle loan calculator
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- FDIC-insured deposits backed by full faith and credit of the U.S. Government
- Over 105 years of continuous community banking history and stability
- Mobile banking apps available on both Android and iOS platforms
- Online mortgage application capability for convenience
- Multiple financial calculators available (mortgage, vehicle, college, credit card, retirement)
- Physical branch presence with expanded storefronts and modernized facilities
- Dual phone lines for customer service (1-800-261-8053 and 1-608-868-7644)
Cons
- Limited geographic reach as a small regional bank focused only on Milton, Wisconsin area
- Website provides minimal information about specific products, rates, fees, or terms
- No clear indication of competitive loan rates or account features compared to larger institutions
- Minimal detail about business banking services despite having business-focused resources
- Email communication explicitly discouraged due to security concerns with no secure alternative mentioned
Rating Breakdown
Value 5.0
Effectiveness 3.7
Customer Service 3.8
Transparency 4.0
Ease of Use 4.5
Frequently Asked Questions
Is First Community Bank legitimate?
Yes. First Community Bank is a registered company, headquartered in Milton, WI, founded in 1911.
How long does First Community Bank take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1911
- Headquarters
- Milton, WI
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #11225
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Community Bank
First Community Bank is best for Milton area residents seeking traditional FDIC-insured banking with local service and modern digital options. The main caveat is the limited product transparency on their website—prospective customers will need to contact personal bankers directly to compare rates, fees, and specific product terms against competing institutions.
Best For
- Milton, Wisconsin residents seeking local banking relationships and community-based service
- Customers preferring traditional brick-and-mortar banking with modern digital conveniences
- Individuals interested in banks with deep historical roots and established community stability
Updated 2026-04-29
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