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First Community Bank in Newell, IA

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Newell, IA's First Community Bank branch at 119 S Fulton St offers personal and business banking services to the local community.

Data compiled from public sources

First Community Bank Review

First Community Bank's Newell, IA branch is located at 119 S Fulton Street in downtown Newell. This standalone location serves the community with standard banking services. While specific hours aren't published online, the branch operates during typical business hours; call ahead to confirm current times.

At the Newell branch, customers can access checking and savings accounts, loan services, and deposit options. The knowledgeable staff can answer questions about account management and banking products available in the Newell area. For specific details on services or account inquiries, visit the branch directly at 119 S Fulton St.

Newell residents and business owners visiting the bank should bring a valid ID for account-related services. Stop by during business hours for loan consultations, deposit transactions, or questions about banking products. First Community Bank maintains a community-focused approach to banking.

Services & Features

Agriculture loans (lines of credit, breeding stock, feeder livestock, machinery, farmland)
Certificates of Deposit (CDs)
Check ordering services
Checking accounts
Consumer loans
Crop insurance services
Debit card fraud monitoring (Brella)
Financial calculators (mortgage, retirement, loan consolidation, education planning)
Mobile banking via FCB4U app
Mobile wallet services (Apple Pay, Google Pay, Samsung Pay)
Residential mortgage loans
Savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • listed agricultural lending products including breeding stock loans, feeder livestock loans, and FSA Guaranty programs
  • Digital banking convenience through FCB4U mobile app with real-time fraud alerts via Brella debit card monitoring
  • Mobile wallet integration with Apple Pay, Google Pay, and Samsung Pay for contactless payments
  • Extensive financial education tools including mortgage, retirement, loan consolidation, and rent-or-buy calculators
  • Community-focused with local branch locations and emphasis on agricultural industry partnerships
  • Cybersecurity education and identity theft protection resources prominently featured
  • Paperless eStatements option to reduce environmental impact

Cons

  • Website lacks specific information on loan rates, APRs, fees, or minimum balance requirements
  • Limited transparency on deposit insurance coverage and account terms
  • Heavy agricultural focus may limit product relevance for non-farming consumers
  • No comparison tools or competitive rate information provided on website
  • Limited details on consumer loan amounts, approval timelines, or qualification criteria

State Consumer Finance Context

This is state-level context for Banks consumers in Newell, IA. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Iowa Division of Banking

Key state rules to check

  • Payday loans capped at $500 with maximum fee of $15 per $100 for first $300 and $10 per $100 above.
  • Maximum payday loan term is 31 days.
  • Licensed delayed deposit services may not allow rollovers.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including Agriculture loans (lines of credit, breeding stock, feeder livestock, machinery, farmland), Consumer loans, Residential mortgage loans, Checking accounts, Savings accounts, and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Farmers and agricultural businesses needing listed lending for equipment, livestock, and land, Rural residents seeking community banking with local branch relationships, Consumers interested in mobile banking with fraud protection features.

What are the strengths and weaknesses of First Community Bank?

Key strengths: listed agricultural lending products including breeding stock loans, feeder livestock loans, and FSA Guaranty programs; Digital banking convenience through FCB4U mobile app with real-time fraud alerts via Brella debit card monitoring; Mobile wallet integration with Apple Pay, Google Pay, and Samsung Pay for contactless payments. Areas to consider: Website lacks specific information on loan rates, APRs, fees, or minimum balance requirements; Limited transparency on deposit insurance coverage and account terms.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include American State Bank, American State Bank, American Trust and Savings Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1912
Headquarters
Newell, IA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #14904
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for farmers, agricultural businesses, and rural residents seeking community banking with listed agricultural lending products and modern digital conveniences. The main caveat is that the website provides minimal pricing and terms information, making it difficult to assess competitiveness; prospective customers must contact branches directly for loan rates, fees, and specific product details.

Profile Signals

  • Farmers and agricultural businesses needing listed lending for equipment, livestock, and land
  • Rural residents seeking community banking with local branch relationships
  • Consumers interested in mobile banking with fraud protection features
Updated 2026-05-08

Similar Companies

American State Bank logo

American State Bank

Regional bank operating in Iowa and South Dakota since 1913, offering checking, savings, mortgages, investments, and insurance through its parent company Ambank Company.

BBB: NR

Profile signals: Residents of Iowa and South Dakota communities served by American State Bank seeking full-service regional banking, Customers wanting integrated banking, investment, and insurance services from a single institution

American State Bank logo

American State Bank

American State Bank is a community bank offering FDIC-insured checking, savings, debit cards, online banking, and mortgage lending services across multiple Iowa locations.

BBB: NR

Profile signals: Residents of Osceola, Lamoni, Winterset, and surrounding Iowa communities, Customers who value personal relationships and local decision-making over branch convenience

American Trust and Savings Bank logo

American Trust and Savings Bank

Community bank in Lowden, Iowa offering personal checking, savings, loans, and digital banking since 1913 with emphasis on local relationships.

BBB: NR

Profile signals: Agricultural businesses and farmers seeking listed farm lending in Iowa, Small business owners in rural Iowa communities preferring local banking relationships

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Quick Summary

  • First Community Bank is listed as a Banks provider in Newell, IA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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