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Part of the First Community Bank chain · locations
First Community Bank in Newell, IA
Newell, IA's First Community Bank branch at 119 S Fulton St offers personal and business banking services to the local community.
Data compiled from public sources · Rating from CreditDoc methodology
First Community Bank Review
First Community Bank's Newell, IA branch is located at 119 S Fulton Street in downtown Newell. This standalone location serves the community with standard banking services. While specific hours aren't published online, the branch operates during typical business hours; call ahead to confirm current times.
At the Newell branch, customers can access checking and savings accounts, loan services, and deposit options. The knowledgeable staff can answer questions about account management and banking products available in the Newell area. For specific details on services or account inquiries, visit the branch directly at 119 S Fulton St.
Newell residents and business owners visiting the bank should bring a valid ID for account-related services. Stop by during business hours for loan consultations, deposit transactions, or questions about banking products. First Community Bank maintains a community-focused approach to banking.
Services & Features
Agriculture loans (lines of credit, breeding stock, feeder livestock, machinery, farmland)
Certificates of Deposit (CDs)
Check ordering services
Checking accounts
Consumer loans
Crop insurance services
Debit card fraud monitoring (Brella)
Financial calculators (mortgage, retirement, loan consolidation, education planning)
Mobile banking via FCB4U app
Mobile wallet services (Apple Pay, Google Pay, Samsung Pay)
Residential mortgage loans
Savings accounts
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Specialized agricultural lending products including breeding stock loans, feeder livestock loans, and FSA Guaranty programs
- Digital banking convenience through FCB4U mobile app with real-time fraud alerts via Brella debit card monitoring
- Mobile wallet integration with Apple Pay, Google Pay, and Samsung Pay for contactless payments
- Extensive financial education tools including mortgage, retirement, loan consolidation, and rent-or-buy calculators
- Community-focused with local branch locations and emphasis on agricultural industry partnerships
- Cybersecurity education and identity theft protection resources prominently featured
- Paperless eStatements option to reduce environmental impact
Cons
- Website lacks specific information on loan rates, APRs, fees, or minimum balance requirements
- Limited transparency on deposit insurance coverage and account terms
- Heavy agricultural focus may limit product relevance for non-farming consumers
- No comparison tools or competitive rate information provided on website
- Limited details on consumer loan amounts, approval timelines, or qualification criteria
Rating Breakdown
Value 5.0
Effectiveness 3.7
Customer Service 3.8
Transparency 4.0
Ease of Use 4.5
Frequently Asked Questions
Is First Community Bank legitimate?
Yes. First Community Bank is a registered company, headquartered in Newell, IA, founded in 1912.
How long does First Community Bank take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1912
- Headquarters
- Newell, IA
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #14904
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Community Bank
First Community Bank is best for farmers, agricultural businesses, and rural residents seeking community banking with specialized agricultural lending products and modern digital conveniences. The main caveat is that the website provides minimal pricing and terms information, making it difficult to assess competitiveness; prospective customers must contact branches directly for loan rates, fees, and specific product details.
Best For
- Farmers and agricultural businesses needing specialized lending for equipment, livestock, and land
- Rural residents seeking community banking with local branch relationships
- Consumers interested in mobile banking with fraud protection features
Updated 2026-04-29
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