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First Community Bank in Lexington, SC

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Lexington, SC First Community Bank at 5455 Sunset Blvd serves the local community with banking services.

Data compiled from public sources

First Community Bank Review

First Community Bank's Lexington, SC location is situated at 5455 Sunset Blvd, a standalone banking facility serving the local community. The branch provides full-service banking in a convenient Sunset Boulevard setting for Lexington residents. While specific branch hours aren't listed, you can contact the location directly to confirm operating times before visiting.

This Lexington banking location offers deposit accounts, loan services, and general banking support. For details on specific services available at this branch or to speak with a representative, contact the 5455 Sunset Blvd location directly. The team here can assist with personal and business banking needs.

When visiting the Lexington branch, bring your ID and any relevant financial documents for your banking needs. First Community Bank is committed to serving SC communities with reliable banking services.

Services & Features

Business checking and savings accounts
Business+ online banking platform for business customers
CFP®-credentialed financial consultant services
Commercial and business loans
Financial consulting services through First Community Financial Consultants
Fraud education and customer protection resources
Loan production and origination services
Mobile banking apps (iOS and Android)
Mortgage lending (home purchase, refinance, and related products)
Online banking and account management
Paycheck Protection Program (PPP) loan services
Personal checking and savings accounts

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 30+ years of local community banking experience with established track record of growth from 2 to 20+ locations
  • Personalized service model with direct access to real people and dedicated banker relationships rather than automated systems
  • Comprehensive service offerings including personal/business banking, mortgages, loan products, and financial consulting with CFP® professionals
  • Multiple modern digital banking channels (online banking, mobile apps for iOS and Android, Business+ platform) alongside in-person service
  • FDIC-insured member bank with South Carolina charter, providing regulatory safety and credibility
  • Strategic merger activity showing financial stability (recent Signature Bank integration, multiple past acquisitions)
  • Fraud education resources and customer protection programs (PPP scam awareness materials, security prioritization)

Cons

  • Limited geographic footprint restricted to South Carolina and northeast Georgia only, unavailable for customers outside these regions
  • Website lacks specific information on account features, interest rates, fees, minimum balance requirements, or product-specific terms
  • No listed comparison of rates or features relative to other banks or pricing details for loans and mortgages
  • Limited online presence and digital marketing compared to larger regional or national banks; minimal stored public-review context or customer reviews visible
  • Website enrollment link for online banking is non-functional (returns application error at https://b053202208.flex.online-banking-services.com)

State Consumer Finance Context

This is state-level context for Banks consumers in Lexington, SC. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

South Carolina Board of Financial Institutions

Key state rules to check

  • Payday loans (deferred presentment) capped at $550 with maximum fee of 15% of the advance.
  • Borrowers limited to one outstanding loan at a time tracked via statewide database.
  • A one-day cooling-off period required between loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including Personal checking and savings accounts, Business checking and savings accounts, Business+ online banking platform for business customers, Online banking and account management, Mobile banking apps (iOS and Android), and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Small to mid-sized business owners in South Carolina or northeast Georgia seeking personalized banking relationships with dedicated business bankers, Personal banking customers in SC/GA service areas prioritizing local community bank service and face-to-face relationships over digital-only banking, Homebuyers in their service regions seeking mortgage services with local lending experience context and personalized consultant support, Customers requiring comprehensive financial planning services combined with banking, such as business owners needing long-term growth guidance.

What are the strengths and weaknesses of First Community Bank?

Key strengths: 30+ years of local community banking experience with established track record of growth from 2 to 20+ locations; Personalized service model with direct access to real people and dedicated banker relationships rather than automated systems; Comprehensive service offerings including personal/business banking, mortgages, loan products, and financial consulting with CFP® professionals. Areas to consider: Limited geographic footprint restricted to South Carolina and northeast Georgia only, unavailable for customers outside these regions; Website lacks specific information on account features, interest rates, fees, minimum balance requirements, or product-specific terms.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include 1st Federal Savings Bank of SC, Inc., Abbeville First Bank, Ssb, Bank of the Lowcountry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1995
Headquarters
Lexington, SC
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34047
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for small-to-mid-sized business owners and personal banking customers located in South Carolina or northeast Georgia who value personalized, relationship-based banking from a locally-rooted community bank with 30+ years of experience. The primary caveat is strict geographic limitation—the bank only serves SC and parts of northeast GA, making it inaccessible outside these regions, and detailed product rates, fees, and terms are not publicly available online.

Profile Signals

  • Small to mid-sized business owners in South Carolina or northeast Georgia seeking personalized banking relationships with dedicated business bankers
  • Personal banking customers in SC/GA service areas prioritizing local community bank service and face-to-face relationships over digital-only banking
  • Homebuyers in their service regions seeking mortgage services with local lending experience context and personalized consultant support
  • Customers requiring comprehensive financial planning services combined with banking, such as business owners needing long-term growth guidance
Updated 2026-05-08

Similar Companies

1st Federal Savings Bank of SC, Inc. logo

1st Federal Savings Bank of SC, Inc.

FDIC-insured South Carolina bank established in 1963, offering checking, savings, CDs, IRAs, and loan products with rate claims to verify and local community focus.

BBB: NR

Profile signals: South Carolina residents seeking FDIC-insured deposit accounts with local banking relationships, Customers prioritizing relationship banking with experienced, long-tenured staff

Abbeville First Bank, Ssb logo

Abbeville First Bank, Ssb

Abbeville First Bank is a South Carolina-based community bank serving Abbeville County for over 115 years, offering personal and business banking with emphasis on local service and homeownership.

BBB: NR

Profile signals: Abbeville County residents seeking local banking relationships and personalized service, Homebuyers in the region who value the bank's demonstrated mortgage lending experience context

Bank of the Lowcountry logo

Bank of the Lowcountry

Community bank with branches in South Carolina offering personal and business banking, loans, and financial literacy resources.

BBB: NR

Profile signals: South Carolina residents seeking personalized relationship banking with local experts, Small business owners and entrepreneurs in the Lowcountry region looking for community-focused business lending

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Quick Summary

  • First Community Bank is listed as a Banks provider in Lexington, SC on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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