C
Commerce Bank
Contact
BBB:
Part of the First Community Bank chain · locations
First Community Bank in Lexington, SC
Lexington, SC First Community Bank at 5455 Sunset Blvd serves the local community with banking services.
Data compiled from public sources · Rating from CreditDoc methodology
First Community Bank Review
First Community Bank's Lexington, SC location is situated at 5455 Sunset Blvd, a standalone banking facility serving the local community. The branch provides full-service banking in a convenient Sunset Boulevard setting for Lexington residents. While specific branch hours aren't listed, you can contact the location directly to confirm operating times before visiting.
This Lexington banking location offers deposit accounts, loan services, and general banking support. For details on specific services available at this branch or to speak with a representative, contact the 5455 Sunset Blvd location directly. The team here can assist with personal and business banking needs.
When visiting the Lexington branch, bring your ID and any relevant financial documents for your banking needs. First Community Bank is committed to serving SC communities with reliable banking services.
Services & Features
Business checking and savings accounts
Business+ online banking platform for business customers
CFP®-credentialed financial consultant services
Commercial and business loans
Financial consulting services through First Community Financial Consultants
Fraud education and customer protection resources
Loan production and origination services
Mobile banking apps (iOS and Android)
Mortgage lending (home purchase, refinance, and related products)
Online banking and account management
Paycheck Protection Program (PPP) loan services
Personal checking and savings accounts
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 30+ years of local community banking experience with established track record of growth from 2 to 20+ locations
- Personalized service model with direct access to real people and dedicated banker relationships rather than automated systems
- Comprehensive service offerings including personal/business banking, mortgages, loan products, and financial consulting with CFP® professionals
- Multiple modern digital banking channels (online banking, mobile apps for iOS and Android, Business+ platform) alongside in-person service
- FDIC-insured member bank with South Carolina charter, providing regulatory safety and credibility
- Strategic merger activity showing financial stability (recent Signature Bank integration, multiple past acquisitions)
- Fraud education resources and customer protection programs (PPP scam awareness materials, security prioritization)
Cons
- Limited geographic footprint restricted to South Carolina and northeast Georgia only, unavailable for customers outside these regions
- Website lacks specific information on account features, interest rates, fees, minimum balance requirements, or product-specific terms
- No transparent comparison of rates or features relative to other banks or pricing details for loans and mortgages
- Limited online presence and digital marketing compared to larger regional or national banks; minimal social proof or customer reviews visible
- Website enrollment link for online banking is non-functional (returns application error at https://b053202208.flex.online-banking-services.com)
Rating Breakdown
Value 5.0
Effectiveness 3.7
Customer Service 3.8
Transparency 4.0
Ease of Use 4.5
Frequently Asked Questions
Is First Community Bank legitimate?
Yes. First Community Bank is a registered company, headquartered in Lexington, SC, founded in 1995.
How long does First Community Bank take to show results?
Account opening typically takes 1-3 business days. Loan decisions vary by product.
Quick Facts
- Founded
- 1995
- Headquarters
- Lexington, SC
- BBB Accredited
- No
- Certifications
- FDIC Insured FDIC Cert #34047
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on First Community Bank
First Community Bank is best for small-to-mid-sized business owners and personal banking customers located in South Carolina or northeast Georgia who value personalized, relationship-based banking from a locally-rooted community bank with 30+ years of experience. The primary caveat is strict geographic limitation—the bank only serves SC and parts of northeast GA, making it inaccessible outside these regions, and detailed product rates, fees, and terms are not publicly available online.
Best For
- Small to mid-sized business owners in South Carolina or northeast Georgia seeking personalized banking relationships with dedicated business bankers
- Personal banking customers in SC/GA service areas prioritizing local community bank service and face-to-face relationships over digital-only banking
- Homebuyers in their service regions seeking mortgage services with local lending expertise and personalized consultant support
- Customers requiring comprehensive financial planning services combined with banking, such as business owners needing long-term growth guidance
Updated 2026-04-29
More Banks
C
Commerce Bank
Contact
BBB:
C
Commerce Bank
Contact
BBB:
Financial Wellness Guides
How to Read Your Credit Report (And Spot Errors)
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Buy Now, Pay Later: How BNPL Really Affects Your Credit
Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Understanding Your Credit Score: The Complete Guide
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to First Community Bank and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.