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First Community Bank in Corpus Christi, TX

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Corpus Christi's First Community Bank branch at 416 N Water St in TX provides full banking services at this downtown location.

Data compiled from public sources

First Community Bank Review

First Community Bank operates a branch location at 416 N Water St in downtown Corpus Christi, TX. This standalone banking facility serves Corpus Christi residents and local businesses seeking in-person banking services. The downtown Corpus Christi location is positioned in the city's commercial core for convenient access.

At this 416 N Water St location in Corpus Christi, customers can access standard banking services including account management, deposits, withdrawals, and financial consultations. For detailed information about services or to speak with a representative, customers are encouraged to visit the branch in person or contact First Community Bank directly.

If you're a Corpus Christi resident or business owner needing banking services, bring a valid ID and any relevant financial documents. First Community Bank's downtown branch serves as a reliable option for personal and business banking needs in Corpus Christi, TX.

Services & Features

Business checking accounts (Business Checking, Simple Business Plus, Simple Business Checking, Business Interest Checking)
Business savings and money market accounts
Commercial loans and construction/building loans
Digital banking and online account management
Equipment loans and agricultural loans
Individual Retirement Accounts (IRAs)
Mortgage services (personal and business)
Personal checking accounts (Community Checking, Community Interest Checking, Community Gold, Money Market Plus)
Personal savings accounts and Certificates of Deposit
Small business loans and SBA loans
Wealth management and investment services
Youth checking and savings accounts (Teens Club, Kids Club)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits backed by full faith and credit of U.S. Government
  • Comprehensive personal and business product lines under one institution
  • Youth banking accounts (Teens Club, Kids Club) designed to build financial literacy
  • Multiple checking account tiers with varying interest-bearing options
  • listed agricultural loan products for farm and ranch customers
  • Treasury management and fraud solutions for business customers
  • Multiple branch locations with ATM/ITM network access
  • Digital banking services and online account management available

Cons

  • Website does not display specific interest rates, APYs, or fee schedules—customers must contact bank directly for pricing
  • Limited information about loan terms, approval requirements, or qualification criteria
  • No online account opening process visible on website; likely requires in-person or phone application
  • Unclear geographic service area—website doesn't specify states or regions served
  • No clear information about small business loan limits, SBA loan details, or equipment financing terms

State Consumer Finance Context

This is state-level context for Banks consumers in Corpus Christi, TX. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including Personal checking accounts (Community Checking, Community Interest Checking, Community Gold, Money Market Plus), Personal savings accounts and Certificates of Deposit, Individual Retirement Accounts (IRAs), Youth checking and savings accounts (Teens Club, Kids Club), Business checking accounts (Business Checking, Simple Business Plus, Simple Business Checking, Business Interest Checking), and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Small business owners seeking integrated banking and lending services with personal relationships, Families with children interested in youth savings accounts and financial education, Agricultural customers needing listed farm and ranch financing, Individuals and businesses valuing community-focused banking with branch accessibility.

What are the strengths and weaknesses of First Community Bank?

Key strengths: FDIC-insured deposits backed by full faith and credit of U.S. Government; Comprehensive personal and business product lines under one institution; Youth banking accounts (Teens Club, Kids Club) designed to build financial literacy. Areas to consider: Website does not display specific interest rates, APYs, or fee schedules—customers must contact bank directly for pricing; Limited information about loan terms, approval requirements, or qualification criteria.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1983
Headquarters
Corpus Christi, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #24353
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for small business owners, families, and individuals seeking traditional community banking with established branch access and FDIC insurance. The primary caveat is the lack of listed pricing information on their website—customers will need to contact the bank directly to compare rates, fees, and loan terms against competitors.

Profile Signals

  • Small business owners seeking integrated banking and lending services with personal relationships
  • Families with children interested in youth savings accounts and financial education
  • Agricultural customers needing listed farm and ranch financing
  • Individuals and businesses valuing community-focused banking with branch accessibility
Updated 2026-05-08

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PECU logo

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SouthStar Bank Austin Loan Office logo

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SouthStar Bank is a Texas-based community bank serving the state since 1920, offering personal and commercial banking with locally-made loan decisions.

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Quick Summary

  • First Community Bank is listed as a Banks provider in Corpus Christi, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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