Part of the First Community Bank chain · locations
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First Community Bank in Bluefield, VA

4.2/5

At 29 College Dr in Bluefield, VA, First Community Bank offers local residents and businesses comprehensive banking services.

Data compiled from public sources · Rating from CreditDoc methodology

First Community Bank Review

First Community Bank's Bluefield branch sits at 29 College Dr, providing in-person banking services to the local community. The location features teller services for deposits and withdrawals, as well as customer service representatives to help with account questions. Hours are not published online, but like most bank branches, it operates during standard business days.

This Bluefield, VA location offers checking and savings accounts, plus loan services for individuals and small businesses in the area. Whether you need to open a new account, apply for financing, or discuss your banking options, the staff here can help you through the process. Visit the branch to learn more about services available and confirm current hours of operation.

For Bluefield residents seeking convenient, local banking with face-to-face service, the 29 College Dr location is easy to access and staff can discuss your financial needs in detail. Remember to bring a valid ID for account-related visits. First Community Bank emphasizes community relationships and personalized service at each branch location.

Services & Features

Business checking and savings accounts
Credit card accounts
Digital banking platform (24/7 online access)
Loan payment processing
Mobile banking app (Xpress by FCB)
Mortgage lending (home purchase and refinance)
Personal checking and savings accounts
Preferred Perks rewards program
Remote deposit capture
Trust accounts and trust services
Wealth management services
XpressBanker ATM network access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with U.S. Government backing
  • 24/7 digital banking and mobile app (Xpress by FCB) for remote account management
  • Multiple service channels: online banking, mobile app, physical branches, and ATM network (XpressBanker)
  • Comprehensive product range including personal, business, mortgage, trust, and wealth management services
  • Free digital banking services available to customers
  • Recent branch expansion and relocation showing commitment to customer accessibility
  • Remote deposit capture capability for convenient check deposits

Cons

  • Website does not disclose specific interest rates, APYs, or APRs for any products
  • Limited fee information available on the public website
  • No information about minimum balance requirements or account opening processes
  • Geographic service area not clearly defined on the homepage
  • Minimal detail about loan terms, mortgage options, or credit card features

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

Is First Community Bank legitimate?

Yes. First Community Bank is a registered company, headquartered in Bluefield, VA, founded in 1920.

How long does First Community Bank take to show results?

Account opening typically takes 1-3 business days. Loan decisions vary by product.

Quick Facts

Founded
1920
Headquarters
Bluefield, VA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #13012
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit First Community Bank

CreditDoc Diagnosis

Doctor's Verdict on First Community Bank

First Community Bank is best for customers in its service areas (Richmond and Pineville) who value the combination of traditional community banking with modern digital convenience and FDIC insurance. Prospective customers should contact the bank directly or visit in person to obtain specific information about rates, fees, and terms, as these details are not disclosed on the public website.

Best For

  • Local customers in Richmond and Pineville seeking traditional community bank services with branch access
  • Customers wanting both digital banking convenience and in-person service options
  • Small business owners needing comprehensive business banking solutions
  • Customers prioritizing FDIC insurance and established bank stability
Updated 2026-04-29

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