Part of the First Community Bank chain · locations
First Community Bank logo

First Community Bank in Bluefield, VA

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At 29 College Dr in Bluefield, VA, First Community Bank offers local residents and businesses comprehensive banking services.

Data compiled from public sources

First Community Bank Review

First Community Bank's Bluefield branch sits at 29 College Dr, providing in-person banking services to the local community. The location features teller services for deposits and withdrawals, as well as customer service representatives to help with account questions. Hours are not published online, but like most bank branches, it operates during standard business days.

This Bluefield, VA location offers checking and savings accounts, plus loan services for individuals and small businesses in the area. Whether you need to open a new account, apply for financing, or discuss your banking options, the staff here can help you through the process. Visit the branch to learn more about services available and confirm current hours of operation.

For Bluefield residents seeking convenient, local banking with face-to-face service, the 29 College Dr location is easy to access and staff can discuss your financial needs in detail. Remember to bring a valid ID for account-related visits. First Community Bank emphasizes community relationships and personalized service at each branch location.

Services & Features

Business checking and savings accounts
Credit card accounts
Digital banking platform (24/7 online access)
Loan payment processing
Mobile banking app (Xpress by FCB)
Mortgage lending (home purchase and refinance)
Personal checking and savings accounts
Preferred Perks rewards program
Remote deposit capture
Trust accounts and trust services
Wealth management services
XpressBanker ATM network access

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with U.S. Government backing
  • 24/7 digital banking and mobile app (Xpress by FCB) for remote account management
  • Multiple service channels: online banking, mobile app, physical branches, and ATM network (XpressBanker)
  • Comprehensive product range including personal, business, mortgage, trust, and wealth management services
  • Free digital banking services available to customers
  • Recent branch expansion and relocation showing commitment to customer accessibility
  • Remote deposit capture capability for convenient check deposits

Cons

  • Website does not disclose specific interest rates, APYs, or APRs for any products
  • Limited fee information available on the public website
  • No information about minimum balance requirements or account opening processes
  • Geographic service area not clearly defined on the homepage
  • Minimal detail about loan terms, mortgage options, or credit card features

State Consumer Finance Context

This is state-level context for Banks consumers in Bluefield, VA. It does not confirm that First Community Bank or this specific location is licensed.

State regulator

Virginia Bureau of Financial Institutions

Key state rules to check

  • The Fairness in Lending Act (2020) capped all consumer loans at 36% APR plus a maintenance fee.
  • Replaced the previous open-end credit and payday loan frameworks.
  • Short-term loans limited to $2,500 with a maximum 24-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Community Bank offer?

First Community Bank offers 12 services including Personal checking and savings accounts, Business checking and savings accounts, Mortgage lending (home purchase and refinance), Digital banking platform (24/7 online access), Mobile banking app (Xpress by FCB), and 7 more.

What profile signals are listed for First Community Bank?

First Community Bank has profile signals associated with Local customers in Richmond and Pineville seeking traditional community bank services with branch access, Customers wanting both digital banking convenience and in-person service options, Small business owners needing comprehensive business banking solutions, Customers prioritizing FDIC insurance and established bank stability.

What are the strengths and weaknesses of First Community Bank?

Key strengths: FDIC-insured deposits with U.S. Government backing; 24/7 digital banking and mobile app (Xpress by FCB) for remote account management; Multiple service channels: online banking, mobile app, physical branches, and ATM network (XpressBanker). Areas to consider: Website does not disclose specific interest rates, APYs, or APRs for any products; Limited fee information available on the public website.

How does First Community Bank compare to similar companies?

In the Banks category, comparable providers include Atlantic Union Bank, Bank of Botetourt, Bank of Clarke. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1920
Headquarters
Bluefield, VA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #13012
Visit First Community Bank

CreditDoc Profile Note

Research Note on First Community Bank

First Community Bank is profile signals for customers in its service areas (Richmond and Pineville) who value the combination of traditional community banking with modern digital convenience and FDIC insurance. Prospective customers should contact the bank directly or visit in person to obtain specific information about rates, fees, and terms, as these details are not disclosed on the public website.

Profile Signals

  • Local customers in Richmond and Pineville seeking traditional community bank services with branch access
  • Customers wanting both digital banking convenience and in-person service options
  • Small business owners needing comprehensive business banking solutions
  • Customers prioritizing FDIC insurance and established bank stability
Updated 2026-05-08

Similar Companies

Atlantic Union Bank logo

Atlantic Union Bank

Atlantic Union Bank is a Virginia-based retail and business bank offering checking, savings, loans, mortgages, and wealth management services since 1902.

BBB: NR

Profile signals: Virginia and regional customers seeking relationship-based banking from an established local institution, Small to mid-sized business owners needing asset-based lending and equipment financing solutions

Bank of Botetourt logo

Bank of Botetourt

Bank of Botetourt is a Virginia-based community bank offering personal and business checking, savings, lending, mortgages, and digital banking services.

BBB: NR

Profile signals: Virginia residents seeking personalized local banking relationships with Forbes-recognized service quality, Small business owners needing comprehensive business banking, lending, and merchant services in Virginia

Bank of Clarke logo

Bank of Clarke

Bank of Clarke is a full-service bank offering personal and business checking, savings, lending, credit cards, mortgages, and wealth management services with multiple branch locations.

BBB: NR

Profile signals: Customers seeking a traditional full-service bank with multiple products and local branch access, Small business owners needing listed lending in construction, real estate, or government contracting

Compare Your Needs With First Community Bank

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Quick Summary

  • First Community Bank is listed as a Banks provider in Bluefield, VA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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