First American Trust is a federally regulated savings bank (OCC-regulated) and wholly owned subsidiary of First American Financial Corporation (NYSE: FAF). Headquartered in Orange County, California, the institution has been operating for over 60 years with more than $6 billion in assets. The company leverages its parent company's 135+ years of experience in real estate and financial services to serve a diverse client base.
The company operates two primary divisions: a Banking Services division focused on commercial deposit services tailored to the real estate and title industry, and a Wealth Management division offering personalized investment advice, fiduciary trust services, and wealth planning. Banking offerings include deposit services, treasury management, and iBanking NextGen digital platform access. Wealth management services encompass trust administration, investment management through Fidelity integrations, and comprehensive wealth planning for individuals, families, and institutions.
First American Trust distinguishes itself through specialization in the title and escrow industry, claiming to "redefine banking" for this sector with seamless integrations and automated delivery systems. The firm emphasizes its fiduciary banking experience context, stability, and consistency over its 60+ year operating history. The company highlights recognitions including ALTA Elite Provider status for 2026, Fortune 100 Best Companies to Work For designation, and Best Workplaces for Women certification.
As a bank subsidiary of a publicly traded financial corporation, First American Trust offers stability and regulatory oversight but serves primarily high-net-worth individuals, institutions, and commercial entities rather than mainstream consumers. The company does not advertise consumer credit products, personal loans, or credit-building tools. Deposit services availability varies by state, requiring prospective customers to verify service eligibility in their jurisdiction.