First American State Bank logo

First American State Bank in Greenwood Village, CO

No stored Google rating available.

First American State Bank is a Colorado-based community bank offering personal and business banking, lending, and deposit products with a focus on personalized service.

Data compiled from public sources

First American State Bank Review

First American State Bank is a Colorado-based community bank located in Greenwood Village that has been operating for 30 years. The bank emphasizes personalized, relationship-driven banking with a stated philosophy of knowing clients by name and providing industry-leading personal attention. Their website highlights a commitment to innovation, modern technology, and first-class customer service across business, professional, and personal banking needs.

The bank offers a comprehensive range of services including personal and business deposit products, lending solutions, residential and commercial real estate financing (mortgages, bridge loans, HELOCs), cash management solutions, mobile banking via their FASB app, Zelle integration, remote deposit capture, and treasury management services. " Testimonials emphasize high listed staff attention, ease of account management, and going "above and beyond" during sensitive transactions. As a traditional community bank, First American State Bank is best suited for customers seeking relationship-based banking with local decision-making and personalized service rather than the lowest fees or most aggressive digital innovation.

The bank appears well-established and stable, though the website provides limited information about specific rates, fees, account minimums, or detailed product comparisons that would allow consumers to benchmark offerings against larger institutions.

Services & Features

Bridge loans and home equity lines of credit (HELOCs)
Business deposit products and checking accounts
Cash management and treasury management solutions
Commercial real estate financing
Mobile banking via FASB Mobile App
Online check ordering through secure portal
Payment processing services
Personal and commercial lending
Personal deposit products and savings accounts
Remote deposit capture for business accounts
Residential mortgage loans and refinancing
Zelle money transfer integration

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Personalized service model emphasizing relationship banking and knowing clients by name
  • 30 years of operational history and stability in Colorado market
  • Comprehensive lending options including residential mortgages, commercial real estate, bridge loans, and HELOCs
  • Mobile banking app (FASB Mobile) for remote access and management
  • Remote deposit capture and online check ordering available for business customers
  • Treasury management and cash management solutions tailored to business needs
  • Active community involvement demonstrated by 12-year toy drive program

Cons

  • Website lacks transparency on specific rates, fees, or account minimums for comparison shopping
  • Limited information about eligibility requirements, loan terms, or product pricing
  • Geographically limited to Colorado market (Greenwood Village location)
  • No information about FDIC insurance coverage or regulatory standing on website
  • Minimal detail on digital banking features compared to competitors

State Consumer Finance Context

This is state-level context for Banks consumers in Greenwood Village, CO. It does not confirm that First American State Bank or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

First American State Bank processed 28 mortgage applications in 2023, with 89.3% recorded as approved across 1 states.

28

Applications

89.3%

Approval Rate

$359K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
0%
$50K–$100K
100%
$100K–$200K
100%
Over $200K
88.9%

Based on 28 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Colorado 28 apps · 89.3%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does First American State Bank offer?

First American State Bank offers 12 services including Personal deposit products and savings accounts, Business deposit products and checking accounts, Zelle money transfer integration, Personal and commercial lending, Residential mortgage loans and refinancing, and 7 more.

What profile signals are listed for First American State Bank?

First American State Bank has profile signals associated with Colorado-based small business owners seeking relationship banking and customized commercial solutions, Real estate investors needing flexible commercial real estate financing and responsive lending partnerships, High-net-worth individuals and professionals valuing personalized service and local decision-making, Customers managing complex financial needs who prefer in-person relationship banking over digital-only institutions.

What are the strengths and weaknesses of First American State Bank?

Key strengths: Personalized service model emphasizing relationship banking and knowing clients by name; 30 years of operational history and stability in Colorado market; Comprehensive lending options including residential mortgages, commercial real estate, bridge loans, and HELOCs. Areas to consider: Website lacks transparency on specific rates, fees, or account minimums for comparison shopping; Limited information about eligibility requirements, loan terms, or product pricing.

How does First American State Bank compare to similar companies?

In the Banks category, comparable providers include 5Star Bank, Bank of America Financial Center, Elite Credit Freedom. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1995
Headquarters
Greenwood Village, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34040
Visit First American State Bank

CreditDoc Profile Note

Research Note on First American State Bank

First American State Bank is profile signals for Colorado-based business owners, real estate investors, and professionals seeking personalized relationship banking and customized financial solutions from a stable, community-focused institution. The main caveat is that the bank's website lacks detailed pricing, rate, and fee information necessary for consumers to evaluate competitiveness, and the institution's geographic limitation to Colorado may not serve customers needing multi-state banking presence.

Profile Signals

  • Colorado-based small business owners seeking relationship banking and customized commercial solutions
  • Real estate investors needing flexible commercial real estate financing and responsive lending partnerships
  • High-net-worth individuals and professionals valuing personalized service and local decision-making
  • Customers managing complex financial needs who prefer in-person relationship banking over digital-only institutions
Updated 2026-05-08

Similar Companies

5Star Bank logo

5Star Bank

5Star Bank is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and credit cards with locations in Colorado.

BBB: NR

Profile signals: Colorado-based small business owners seeking listed industry lending (food, government contracting), Veterans and military service members accessing dedicated financial products

Bank of America Financial Center logo

Bank of America Financial Center

Denver's Bank of America Financial Center at 100 Fillmore St, CO, offers personal and business banking services.

3.4/5

Google rating from 642 reviews

BBB: NR

Profile signals: Customers seeking comprehensive personal and business banking services in Denver's Cherry Creek area, Homebuyers and refinancing customers needing mortgage lending staff context and direct loan officer contact

Elite Credit Freedom logo

Elite Credit Freedom

Vectra Bank is a Colorado-based bank offering checking, savings, loans, mortgages, and credit cards. The website lists an 'Elite Credit Card' among its credit card products.

4.2/5

Google rating from 5 reviews

BBB: NR

Profile signals: Customers seeking a full-service bank with physical branch access in Colorado and surrounding regions, Military personnel and seniors seeking listed checking accounts with potential benefits

Compare Your Needs With First American State Bank

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • First American State Bank is listed as a Banks provider in Greenwood Village, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to First American State Bank and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.