First American State Bank logo

First American State Bank in Greenwood Village, CO

4.2/5

First American State Bank is a Colorado-based community bank offering personal and business banking, lending, and deposit products with a focus on personalized service.

Data compiled from public sources · Rating from CreditDoc methodology

First American State Bank Review

First American State Bank is a Colorado-based community bank located in Greenwood Village that has been operating for 30 years. The bank emphasizes personalized, relationship-driven banking with a stated philosophy of knowing clients by name and providing industry-leading personal attention. Their website highlights a commitment to innovation, modern technology, and first-class customer service across business, professional, and personal banking needs.

The bank offers a comprehensive range of services including personal and business deposit products, lending solutions, residential and commercial real estate financing (mortgages, bridge loans, HELOCs), cash management solutions, mobile banking via their FASB app, Zelle integration, remote deposit capture, and treasury management services. " Testimonials emphasize exceptional staff attention, ease of account management, and going "above and beyond" during sensitive transactions. As a traditional community bank, First American State Bank is best suited for customers seeking relationship-based banking with local decision-making and personalized service rather than the lowest fees or most aggressive digital innovation.

The bank appears well-established and stable, though the website provides limited information about specific rates, fees, account minimums, or detailed product comparisons that would allow consumers to benchmark offerings against larger institutions.

Services & Features

Bridge loans and home equity lines of credit (HELOCs)
Business deposit products and checking accounts
Cash management and treasury management solutions
Commercial real estate financing
Mobile banking via FASB Mobile App
Online check ordering through secure portal
Payment processing services
Personal and commercial lending
Personal deposit products and savings accounts
Remote deposit capture for business accounts
Residential mortgage loans and refinancing
Zelle money transfer integration

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Personalized service model emphasizing relationship banking and knowing clients by name
  • 30 years of operational history and stability in Colorado market
  • Comprehensive lending options including residential mortgages, commercial real estate, bridge loans, and HELOCs
  • Mobile banking app (FASB Mobile) for remote access and management
  • Remote deposit capture and online check ordering available for business customers
  • Treasury management and cash management solutions tailored to business needs
  • Active community involvement demonstrated by 12-year toy drive program

Cons

  • Website lacks transparency on specific rates, fees, or account minimums for comparison shopping
  • Limited information about eligibility requirements, loan terms, or product pricing
  • Geographically limited to Colorado market (Greenwood Village location)
  • No information about FDIC insurance coverage or regulatory standing on website
  • Minimal detail on digital banking features compared to competitors

Rating Breakdown

Value
5.0
Effectiveness
3.7
Customer Service
3.8
Transparency
4.0
Ease of Use
4.5

Frequently Asked Questions

Is First American State Bank legitimate?

Yes. First American State Bank is a registered company, headquartered in Greenwood Village, CO, founded in 1995.

How long does First American State Bank take to show results?

Account opening typically takes 1-3 business days. Loan decisions vary by product.

Quick Facts

Founded
1995
Headquarters
Greenwood Village, CO
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #34040
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit First American State Bank

CreditDoc Diagnosis

Doctor's Verdict on First American State Bank

First American State Bank is best for Colorado-based business owners, real estate investors, and professionals seeking personalized relationship banking and customized financial solutions from a stable, community-focused institution. The main caveat is that the bank's website lacks detailed pricing, rate, and fee information necessary for consumers to evaluate competitiveness, and the institution's geographic limitation to Colorado may not serve customers needing multi-state banking presence.

Best For

  • Colorado-based small business owners seeking relationship banking and customized commercial solutions
  • Real estate investors needing flexible commercial real estate financing and responsive lending partnerships
  • High-net-worth individuals and professionals valuing personalized service and local decision-making
  • Customers managing complex financial needs who prefer in-person relationship banking over digital-only institutions
Updated 2026-04-29

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