Fifth Third Bank & ATM logo

Fifth Third Bank & ATM

1.9/5

Fifth Third Bank is a national banking institution offering checking, savings, credit cards, and investment services through branches and ATM networks across the U.S., including multiple Nashville-area locations.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Fifth Third Bank & ATM Review

Fifth Third Bank, National Association is a federally chartered bank and FDIC member that operates a nationwide network of branches and ATMs. The Midtown Nashville location at 1715 West End Avenue serves as one of several Fifth Third Bank branches in the Nashville area, alongside locations in South Gulch, Music Row, and downtown Nashville. The bank has been established as a full-service financial institution offering comprehensive consumer and business banking products. Fifth Third Bank provides a range of deposit and credit products including checking and savings accounts, certificates of deposit (CDs), credit cards, online and mobile banking platforms, consumer loans, investment services, and safe deposit boxes. The bank emphasizes digital banking accessibility through their Online and Mobile Banking tools, allowing customers to manage accounts remotely. Customers can also schedule appointments with financial advisors and mortgage loan originators at branch locations. Fifth Third Bank distinguishes itself through a nationwide fee-free ATM network for debit card holders, allowing no-fee cash withdrawals at any Fifth Third ATM. The bank operates extended hours including Friday evening service until 6:00 PM and Saturday morning availability until noon at most locations. However, the bank applies fees for non-Fifth Third ATM usage ($3.50 per transaction for most accounts), cash advances, and international transactions. Fifth Third is a traditional brick-and-mortar bank requiring in-person visits or phone contact for many services, which may be less convenient than fully digital-first banking competitors. The bank's fee structure for out-of-network ATM usage and international transactions is standard but notable for consumers who frequently travel or use non-Fifth Third machines.

Services & Features

Checking accounts
Savings accounts and CDs
Credit cards
Online and mobile banking
Investment services
Consumer loans
Safe deposit boxes
Mortgage loan origination
Financial advisor consultations
ATM network access
Drive-thru banking
Appointment scheduling

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • Nationwide network of fee-free ATMs for Fifth Third debit card holders with no withdrawal fees
  • Extended lobby hours including Friday evenings until 6:00 PM and Saturday mornings until noon
  • Multiple banking services available including checking, savings, CDs, credit cards, and investment services in one institution
  • Mobile and online banking platform available for remote account management
  • Ability to schedule appointments with financial advisors and mortgage loan originators at branches
  • FDIC member bank providing deposit insurance protection up to $250,000
  • Safe deposit boxes available for valuable document and item storage

Cons

  • Non-Fifth Third ATM usage charges $3.50 per transaction for most accounts, limiting out-of-network convenience
  • International ATM withdrawals cost $5.00 plus 3% currency conversion fee, making international travel expensive
  • Lobbyist and drive-thru closed on Sundays, limiting weekend banking accessibility
  • Credit card cash advances incur higher fees (greater of $5 or 3% up to $10) rather than standard ATM withdrawal rates
  • No 24/7 branch access; requires scheduling appointments for financial advisor consultations

Rating Breakdown

Value
0.0
Effectiveness
0.0
Customer Service
1.9
Transparency
0.0
Ease of Use
0.0

Frequently Asked Questions

Is Fifth Third Bank & ATM legitimate?

Yes. Fifth Third Bank & ATM is a registered company headquartered in 4400 Oakton St, Skokie, IL 60076. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
4400 Oakton St, Skokie, IL 60076
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Fifth Third Bank & ATM

CreditDoc Diagnosis

Doctor's Verdict on Fifth Third Bank & ATM

Fifth Third Bank is best for customers seeking full-service traditional banking with access to checking, savings, credit products, and investment services in a single FDIC-insured institution. The main caveat is that out-of-network ATM usage and international transactions carry significant fees, and Sunday banking is unavailable; customers who prioritize fee-free flexibility or 24/7 access may find digital-first banks more suitable.

Best For

  • Customers who frequently use Fifth Third ATMs and want to avoid out-of-network fees
  • Individuals seeking comprehensive banking services (checking, savings, credit, investments) from a single FDIC-insured institution
  • Nashville-area residents or workers needing in-person banking with extended Friday and Saturday hours
  • Customers who prefer traditional banking with local branch relationships and financial advisor access
Updated 2026-03-21

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