E-Z Check Cashing is a New York State-licensed financial services center in Buffalo offering check cashing, money transfer, bill payment, and tax filing without requiring a bank account.
Editorially reviewed by Harvey Brooks
E-Z Check Cashing (operating as Castleway Financial, Inc.) is a licensed check cashing and alternative financial services provider based in Buffalo, New York. The company has been serving the community as a convenient alternative to traditional banking for consumers who need rapid access to funds from various types of checks.
The company offers a comprehensive range of financial services beyond basic check cashing. They cash all types of checks including payroll, government benefits (Social Security, SSI, unemployment, Veterans benefits), tax refunds, insurance settlements, and business checks of any amount. Additional services include money transfer, bill payment services, prepaid card sales, ATM access, phone card sales, cell phone service, income tax filing, gift card purchases, and fax/copy services.
E-Z Check Cashing distinguishes itself through its New York State banking license (issued under Article 9-A of the New York State Banking Law), adherence to maximum fee limits set by the New York State Department of Financial Services, ability to cash checks of any amount, and stated commitment to customer education and privacy. The company emphasizes professional staff and customer satisfaction as core priorities.
The service is best suited for unbanked or underbanked consumers who need immediate access to funds without maintaining a bank account. However, consumers should note that the website does not disclose specific fee structures, processing times for tax refunds, or details about prepaid card terms, requiring direct contact for complete pricing information.
Yes. EZ Check Cashing is a registered company headquartered in 372 Connecticut St, Buffalo, NY 14213. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
E-Z Check Cashing is best for unbanked consumers and small business owners who need immediate access to funds and prefer in-person financial services without bank account requirements. The main caveat is that specific fees and service terms are not disclosed online, requiring direct contact to compare costs against competitors or evaluate prepaid card options.
M&T Bank operates 32 ATM locations across Buffalo, NY, including 24-hour access points at hospitals, colleges, and convenience stores for cash withdrawals and account access.
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