Extra Cash Pawn operates three locations across Oklahoma City, positioning itself as a pawn shop offering short and long-term loans on personal items. The company emphasizes a professional, clean, and secure environment for customers seeking quick access to cash. Founded with a focus on customer service, Extra Cash Pawn has built a reputation through competitive pricing and a wide variety of merchandise categories.
The company's primary service is providing pawn loans on collateral including gold, jewelry, firearms, musical instruments, and general brand-name merchandise. Customers can also buy and sell items directly. Extra Cash Pawn offers both traditional in-store services and modern conveniences including an online shopping platform (shop.extracashpawn.com), curbside pickup, and a MobilePawn app for loan renewals and layaway payments. Their loan terms are described as flexible, with options for short and long-term arrangements.
Extra Cash Pawn distinguishes itself through operational cleanliness and professionalism—specifically highlighted as "the cleanest pawnshop" by customers. The company maintains consistent hours across all three locations (Monday-Friday 9am-6pm, Saturday 9am-6pm, Sunday 12pm-5pm) and emphasizes confidentiality in transactions. Their product categories span luxury items (designer jewelry), recreational equipment (firearms and accessories), entertainment (musical instruments), and general merchandise, creating a diverse inventory.
As a traditional pawn shop, Extra Cash Pawn's business model relies on collateral-based lending, which means customers must own items of sufficient value to qualify for loans. While the company advertises quick and convenient service, pawn loans carry inherent limitations compared to unsecured personal loans—loan amounts are capped by item value, and failure to repay results in loss of collateral. The company does not publicly disclose interest rates, terms, or specific loan conditions on their website, requiring customers to visit in person or contact locations directly for detailed loan information.