Excel Pawn operates two Minnesota locations offering collateral-based cash loans, gold and jewelry sales, and electronics trading with flexible payment options.
Editorially reviewed by Harvey Brooks
Excel Pawn and Jewelry operates as a traditional pawn shop with two physical locations in Minnesota: Shakopee and Maplewood. The company has established itself as a local pawn and jewelry retailer serving the Twin Cities area, positioning itself with the tagline "Minnesota's Best Pawn Shop" on their website. Their business model centers on the typical pawn shop services of providing cash loans secured by collateral and buying/selling used goods.
Excel Pawn's core service offerings include cash loans against personal items (pawn loans), gold and jewelry buying and sales, and electronics trading. They emphasize competitive pricing on gold and jewelry purchases, and advertise flexible payment options for customers. The company operates extended hours across both locations, with the Shakopee store open Monday-Wednesday 10am-7pm, Thursday-Friday 10am-8pm, Saturday 9:30am-7pm, and Sunday 11am-5pm. The Maplewood location maintains Monday-Friday 10am-8pm hours, Saturday 9:30am-7pm, and Sunday 11am-5pm. They also promote the ability to request digital offers online for items customers wish to pawn or sell.
Excel Pawn distinguishes itself through multi-location availability in the Minneapolis-St. Paul area and their emphasis on "best prices" for gold and jewelry transactions. They advertise flexible payment arrangements and position customer service as a priority. The company also leverages multiple sales channels, including their own platform, eBay, and Craigslist, suggesting an active inventory management approach. They offer current promotions such as 10% off electronics purchases over $200.
The website provides limited detailed information about loan terms, interest rates, fees, or the specific mechanics of their pawn lending process. While the site emphasizes "safe shopping" powered by Stripe for online transactions, specific details about APR, redemption periods, or loan-to-value ratios are absent. The About Us page contains generic placeholder content about furniture rather than company-specific information, suggesting incomplete website development. Customers should contact locations directly to understand specific loan terms and conditions.
Yes. Excel Pawn And Jewelry is a registered company headquartered in 1700 Rice St, St Paul, MN 55113. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Excel Pawn is best for Twin Cities residents who need quick cash loans against personal property or who want to buy/sell used gold, jewelry, and electronics locally. The main caveat is that the website provides virtually no transparency about loan terms, rates, or fees—customers must visit in person or call (Shakopee: 952-445-1876, Maplewood: 651-488-0008) to understand specific borrowing costs.
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