D & P Pawn logo

D & P Pawn

3.9/5

D & P Pawn Shop offers collateral-based loans in Oklahoma City, allowing customers to pawn items for fast cash without credit checks or lengthy approval processes.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

D & P Pawn Review

D & P Pawn Shop is a pawn broker located at 2801 N May Ave in Oklahoma City, Oklahoma. The business operates as a traditional pawn shop, providing short-term loans secured by personal property. Based on available information, the shop has been serving the Oklahoma City community and maintains regular business hours throughout the week.

As a pawn shop, D & P Pawn Shop offers collateral-based lending where customers can pledge items of value—such as jewelry, electronics, musical instruments, or other goods—in exchange for immediate cash. This type of lending does not require a credit check, credit history, or lengthy application process, making it accessible to individuals who may not qualify for traditional bank loans or need emergency funds quickly.

D & P Pawn Shop distinguishes itself by maintaining consistent weekday hours (9 AM to 6 PM Monday through Friday) and limited Saturday hours (9 AM to 1 PM), providing accessibility during standard business hours. The shop operates with a local phone line and maintains a physical storefront presence in Oklahoma City, allowing customers to conduct in-person transactions and inspect merchandise directly.

Pawn shops fill a specific niche in consumer finance for those needing immediate, short-term cash without credit evaluation. However, customers should understand that pawn loans are asset-backed transactions with clear redemption deadlines, and failure to reclaim pawned items within the agreed timeframe results in permanent loss of those assets. Interest rates and terms vary by transaction, and customers should carefully review loan agreements before pawning items.

Services & Features

Pawn loans secured by personal property
Collateral-based short-term lending
Jewelry and precious metal transactions
Electronics and gadget pawning
Musical instrument pawning
Immediate cash disbursement
Item appraisal and evaluation
In-person loan negotiations

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • No credit check required—accessible to those with poor or no credit history
  • Immediate cash availability without lengthy application or approval processes
  • Flexible collateral options—can pawn jewelry, electronics, instruments, and other valuables
  • Local physical storefront at 2801 N May Ave allows in-person transactions and item inspection
  • Consistent business hours throughout the week (Monday-Friday 9 AM-6 PM, Saturday 9 AM-1 PM)
  • Direct phone contact available at (405) 946-2221 for inquiries and negotiations

Cons

  • Pawned items are forfeited permanently if loan is not repaid within agreed timeframe
  • Interest rates and loan terms may be higher than traditional bank loans
  • Limited Saturday hours (9 AM-1 PM only) restrict weekend access for some customers
  • Website provides minimal information about specific loan terms, interest rates, or fee structures
  • Loss of personal belongings is a significant financial and emotional cost of default

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is D & P Pawn legitimate?

Yes. D & P Pawn is a registered company headquartered in 2801 N May Ave, Oklahoma City, OK 73107. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
2801 N May Ave, Oklahoma City, OK 73107
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit D & P Pawn

CreditDoc Diagnosis

Doctor's Verdict on D & P Pawn

D & P Pawn Shop is best for individuals facing genuine financial emergencies who need same-day or next-day cash and cannot access traditional credit. The critical caveat is that pawning items means accepting the risk of permanent loss of those assets if the loan cannot be repaid within the agreed timeframe—making it a transaction that should only involve items customers can afford to lose.

Best For

  • Individuals needing emergency cash quickly without credit approval
  • People with poor credit history or no credit who cannot qualify for traditional loans
  • Those looking to generate short-term liquidity from valuable possessions they can afford to lose
Updated 2026-04-01

More Lenders in Oklahoma City

World Finance logo

World Finance

Consumer installment lender offering personal loans up to $12,000 and tax preparation services through 1,000+ branches across 16 U.S. states, welcoming bad-credit applicants.

4.3/5
Free BBB: A+

Best for: Borrowers with poor, thin, or no credit history who cannot qualify for traditional bank or credit union loans, Residents of the southeastern or central U.S. who need fast in-person loan approval — often within the same day

A-1 Loan Company logo

A-1 Loan Company

A-1 Loan Company offers signature loans up to $2,000 with rapid funding in 30 minutes or less and no checking account required. First loans are interest-free if paid within 30 days.

3.9/5
Contact BBB: NR

Best for: Borrowers with poor or no credit history seeking fast personal loans under $2,000, Individuals without a checking account who need quick cash

Absolute Finance logo

Absolute Finance

Oklahoma-based personal loan lender offering signature loans up to $3,100 with approval in 30 minutes or less. Serves borrowers building/rebuilding credit with local, personalized service.

3.9/5
Contact BBB: NR

Best for: Oklahoma residents needing $1,000–$3,100 for emergency expenses or unexpected costs, Borrowers with poor credit or no credit history seeking quick approval and personal service

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to D & P Pawn and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.