Non-profit credit counseling organization providing debt management, bankruptcy guidance, and financial education since 1991. Offers free confidential counseling with certified advisors.
Editorially reviewed by Harvey Brooks
Credit Advisors Foundation is a non-profit organization established in 1991 that specializes in helping consumers manage debt and improve financial health. Based in Omaha, Nebraska, with additional offices in Scottsdale, Arizona, and Council Bluffs, Iowa, the organization has assisted thousands of individuals in regaining control of their finances over three decades of operation.
The foundation offers comprehensive services including credit counseling, debt management plans, bankruptcy counseling, housing and rental counseling, and financial education classes. Their debt management plans consolidate multiple bills into one affordable payment, often reducing payments by up to 50%. They provide free confidential counseling from certified personal finance counselors who serve as client advocates. The organization also offers educational resources, financial publications, and speakers for presentations on credit responsibility and consumer financial issues. Multilingual support is available with professional Spanish, Korean, and Thai-speaking counselors.
Credit Advisors Foundation distinguishes itself through its commitment to quality assurance and stakeholder engagement. The organization implements a Quality Assurance Program measuring performance across all organizational levels, including input from the Board of Directors, staff, clients, creditors, regulators, and community partners. This data-driven approach ensures consistent quality service delivery. The organization's mission explicitly focuses on empowering consumers to manage finances effectively, create economic security, and achieve equality of access and opportunity.
As a legitimate non-profit provider, Credit Advisors Foundation appears well-established with clear contact information, multiple office locations, and transparent operations. However, consumers should understand that debt management plans involve working with creditors to modify terms, not eliminating debt entirely. The organization's website emphasizes free counseling, but specific details about all service fees and the typical duration of debt management programs are not prominently disclosed in available content.
Yes. Credit Advisors Foundation is a registered company headquartered in Omaha, NE. They hold a NR rating with the Better Business Bureau.
Counseling available within 1-2 weeks of contact.
CreditDoc Diagnosis
Credit Advisors Foundation is best for consumers with moderate to high debt loads who benefit from structured debt management plans and professional counseling to avoid bankruptcy. The main caveat is that debt management plans require creditors to agree to modified terms—success is not guaranteed for all debts, and consumers must maintain consistent payments throughout the program.
Non-profit credit counseling foundation offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-certified counselors help clients reduce payments up to 50%.
Best for: Consumers with multiple debts seeking legitimate non-profit counseling and structured repayment plans, Individuals considering bankruptcy who need professional guidance before filing
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