Non-profit 501(c)(3) credit counseling organization offering debt management and financial education to help consumers become debt-free since 1998.
Data compiled from public sources · Rating from CreditDoc methodology
Community Credit Counseling Corp. was established in 1998 as a licensed, bonded, and accredited non-profit organization operating under 501(c)(3) status. The organization has maintained BBB A+ accreditation since May 1, 2001, demonstrating sustained compliance with business standards. They operate nationally, serving consumers throughout the United States with a primary office located in Neptune, New Jersey.
The company offers credit counseling and debt management programs designed to help individuals and families reduce debt through education and negotiated payment plans. Their certified credit counselors provide personalized financial guidance, identify cost-saving opportunities by reducing expenses or lowering interest rates, and leverage established relationships with major American lenders to negotiate favorable terms. They position debt management as an alternative to bankruptcy and claim to help clients regain financial control through expert guidance toward debt freedom.
Community Credit Counseling Corp. distinguishes itself through certified counselors familiar with various financial assistance programs and their negotiating power with major lenders. The organization emphasizes relationships built with America's largest lending institutions, which they claim enables them to secure benefits not readily available to individual consumers. They offer free, no-obligation debt analysis consultations as an entry point for prospective clients.
The company operates as a legitimate non-profit with verifiable accreditation and established business history. However, the website provides limited specific details about program structures, fee transparency, success rates, or outcomes data. Their marketing emphasizes debt management as an alternative to bankruptcy without detailed explanation of how their programs compare to other non-profit credit counseling services or what realistic timelines and costs clients should expect.
When evaluating options, consumers should compare debt consolidation loans, which combine multiple debts into a single fixed-rate payment. Credit counseling through nonprofit agencies offers free budgeting help. For those whose credit has been damaged, credit repair services can address inaccurate negative items. Nonprofit counselors can help consumers evaluate whether an installment loan for debt consolidation makes sense given their income and existing obligations.
Yes. Community Credit Counseling Corp. is a registered company, headquartered in Tinton Falls, NJ.
Community Credit Counseling Corp. plans start at Free per month with no setup fee. No money-back guarantee is offered.
Results vary by individual situation. Contact the provider to discuss expected timelines for your specific needs.
CreditDoc Diagnosis
Best for consumers seeking non-profit credit counseling and debt management alternatives to bankruptcy, particularly those with multiple creditors willing to negotiate. Primary caveat: the website lacks specific program cost information, success metrics, and detailed counselor qualifications, requiring direct contact to understand realistic outcomes and financial obligations before enrollment.
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