Non-profit anti-poverty organization in Hennepin County offering free financial counseling, employment readiness, and emergency assistance programs to low-income residents.
Editorially reviewed by Harvey Brooks
Community Action Partnership of Hennepin County (CAP-HC) is a non-profit organization dedicated to disrupting poverty cycles in Hennepin County, Minnesota. The organization serves residents living at or below 200% of the Federal Poverty Level, with a mission to help people move from survival to prosperity through comprehensive wraparound services. With approximately 1 in 10 Hennepin County residents living below the Federal Poverty Line, CAP-HC addresses both immediate financial crises and long-term economic mobility.
CAP-HC provides a diverse portfolio of free and low-cost services spanning emergency financial assistance, employment support, financial education, and housing services. Their offerings include energy and water bill assistance, rental assistance, vehicle repair support, tax filing resources, MNsure application help, employment readiness programs, financial wellness counseling and workshops, homebuyer education and counseling, and job search assistance. The organization served over 20,000 households in 2025 across these programs, demonstrating significant community reach and impact.
CAP-HC distinguishes itself through its holistic, poverty-focused approach rather than credit-based services. The organization combines immediate crisis intervention (utility bills, rent, vehicle repairs) with skill-building and long-term financial independence programs (employment training, financial literacy, homebuyer counseling). They also provide culturally responsive services with materials and support available in 10+ languages including Arabic, Hmong, Somali, Spanish, Vietnamese, and Ukrainian, reflecting Hennepin County's diversity.
CAP-HC is best suited for low-income Hennepin County residents facing immediate financial hardship combined with a desire for long-term economic stability. The eligibility requirements (below 200% Federal Poverty Level, 18+, able to work full-time for employment programs) are transparent and accessible. The main caveat is that services are geographically limited to Hennepin County residents only, and employment readiness programs require full-time work availability, excluding some populations.
Yes. Community Action Partnership Of Hennepin County is a registered company headquartered in Brooklyn Park, MN. They hold a NR rating with the Better Business Bureau.
Counseling available within 1-2 weeks of contact.
CreditDoc Diagnosis
CAP-HC is best for low-income Hennepin County residents facing immediate financial crises (utilities, rent, repairs) combined with a desire to build long-term economic independence through employment, financial literacy, or homeownership. The main caveat is strict geographic limitation to Hennepin County and income/work capacity requirements that exclude some vulnerable populations; additionally, this organization provides no credit repair, credit-building, or credit counseling services for consumers with credit report problems.
Non-profit credit counseling agency offering free debt management, bankruptcy, and housing counseling services. NFCC member with 50+ years serving 400,000+ clients.
Best for: Individuals with multiple credit card and unsecured debts seeking structured repayment guidance, First-time homebuyers or homeowners seeking foreclosure prevention counseling
Allworth Financial is a fiduciary wealth management and financial planning firm with $35B AUM, 32,000+ clients, and 30 years in business, offering comprehensive advisory services.
Best for: Affluent individuals and families seeking comprehensive, integrated wealth management and financial planning, Airline industry employees (pilots, crew) requiring specialized benefits and retirement planning guidance
American Consumer Credit Counseling (ACCC) offers free consultations, debt management plans, and multi-service counseling to help consumers reduce interest rates and pay off debt. BBB A+ rated.
Best for: Consumers with $1,000–$100,000+ in credit card debt seeking a structured repayment plan without new loans, People who have fallen behind on payments and are exploring alternatives to bankruptcy
Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Community Action Partnership Of Hennepin County and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.