Create Credit Union is a member-owned, not-for-profit credit union serving Nevada residents and businesses. The organization recently rebranded from Clark County Credit Union to Create Credit Union, reflecting an evolution in its mission and service offerings. The institution is NCUA-insured, providing members with deposit protection up to $250,000.
Create offers a comprehensive suite of financial products including auto loans (with refinancing and Members Auto programs), mortgage loans (VA/FHA, home equity lines of credit, land and construction financing), personal loans, and a variety of checking and savings accounts. The credit union provides credit cards with rewards programs, business banking with commercial lending, investment services, and insurance products through partnerships with Acrisure and TruStage. Digital banking features include online bill pay, eStatements, and Zelle integration. Members can access 24/7 fraud reporting and cybersecurity resources.
Create distinguishes itself through member-centric service, offering loan prevention programs (mortgage foreclosure prevention, vehicle repossession prevention), payment protection options (GAP insurance, mechanical protection), and educational resources including financial basics, calculators, and The Perfect Bite Podcast. The credit union actively emphasizes community involvement and membership advantages. Routing/ABA number 322484113 is provided for direct deposit and transfers.
As a credit union, Create operates on a not-for-profit model where profits are returned to members through better rates and lower fees. However, membership eligibility requirements may apply (listed as "Who Can Join?" but specifics are not detailed on the homepage). The organization is mid-transition from its legacy brand, which may create temporary confusion in materials and communications.