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Part of the Check Into Cash chain · locations
Check Into Cash in Murfreesboro, TN
Murfreesboro, TN Check Into Cash at 1660 Middle Tennessee Blvd G offers same-day payday and title loans with convenient weekend hours.
Data compiled from public sources · Rating from CreditDoc methodology
Check Into Cash Review
Check Into Cash in Murfreesboro, TN is located at 1660 Middle Tennessee Blvd G, a standalone location convenient for residents across Murfreesboro and surrounding Middle Tennessee communities. The storefront is open Mon-Fri with extended evening hours, offering Saturday service for customers who need weekend access. Hours are Mon 9AM-7PM, Tue-Thu 9AM-6PM, Fri 9AM-7PM, and Sat 9AM-4PM, with Sunday closures.
This Murfreesboro location specializes in fast cash solutions including payday loans, title loans, and other short-term lending options. For application details, service questions, or to discuss your lending needs, call +1 615-895-6100 during business hours. The team can walk you through the process and answer questions about documentation and eligibility.
For Murfreesboro residents facing unexpected expenses or cash flow gaps, Check Into Cash provides a quick alternative to traditional bank loans. Bring valid government-issued ID, proof of income, and banking information when you visit. Same-day funding is often available, making this location a practical choice for urgent financial needs.
Services & Features
Bill payment services
Check cashing including non-standard checks
Flex Line of Credit for repeat borrowing
Green Dot Visa debit card accounts
Installment loans with extended repayment terms
Money orders
Payday loans up to $600
Tax preparation services
Title loans using vehicle equity
Western Union money transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Offers same-day cash disbursement if approved—customers can walk out with cash in hand
- Multiple loan types available (payday, installment, title, flex line) to match different borrowing needs
- Extended service hours: open 9am-7pm weekdays and 9am-4pm Saturday in Ferndale location
- 30-year operating history serving local communities with established retail presence
- Multi-service financial hub including check cashing, Western Union, bill pay, and tax preparation
- Online application available in addition to in-store options
- Simple application requirements with no lengthy documentation burden
Cons
- APR and fee transparency lacking on website—must visit store or check state-specific pages for pricing
- Payday loan model encourages debt cycles; borrowers often renew loans rather than repay in full
- Loan amounts capped at $600 for payday loans, limiting utility for larger emergency expenses
- Higher cost of borrowing compared to traditional bank loans or credit union alternatives
- Not all products available at all locations, creating inconsistent service across the chain
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Compare the Best Personal Loan Options
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Frequently Asked Questions
Is Check Into Cash legitimate?
Yes. Check Into Cash is a registered company, headquartered in 1660 Middle Tennessee Blvd G, Murfreesboro, TN 37130.
Quick Facts
- Headquarters
- 1660 Middle Tennessee Blvd G, Murfreesboro, TN 37130
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Check Into Cash
Check Into Cash is best for consumers facing genuine same-day cash emergencies who have active checking accounts and can repay within their payday cycle. The primary caveat is that payday lending is expensive and can create debt traps; borrowers should exhaust alternatives (credit union PALs, employer advances, emergency assistance programs) before using this service, and should never treat payday loans as a recurring financing solution.
CFPB Transparency Report
Public data from the Consumer Financial Protection Bureau
- Issues Resolved
- 100%
- Timely Responses
- 100%
Source: consumerfinance.gov | Last checked 2026-04-25
Best For
- Consumers needing cash within 24 hours for unexpected expenses with active checking accounts
- Unbanked and underbanked individuals without access to traditional bank credit
- Vehicle owners with emergency cash needs who can leverage title loans
- Repeat borrowers seeking a line of credit within their established limit
Updated 2026-04-29
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Financial Wellness Guides
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Read guide →Financial Terms Explained (10 terms)
New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.
Interest & Rates
APR — Annual Percentage Rate
The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.
Why it matters
Lenders must show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the cheapest loan.
Example
You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.
Compound Interest
Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.
Why it matters
Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.
Example
You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.
MAPR — Military Annual Percentage Rate
A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.
Why it matters
The Military Lending Act protects active-duty servicemembers and their families from predatory lending. Any lender charging above 36% MAPR to military is breaking federal law.
Example
A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.
Usury Rate — Usury Rate (Interest Rate Cap)
The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.
Why it matters
Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.
Example
New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.
How Loans Work
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters
Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example
A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Fees & Costs
Late Fee — Late Payment Fee
A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.
Why it matters
The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.
Example
Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.
NSF Fee — Non-Sufficient Funds Fee
A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'
Why it matters
NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.
Example
Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.
Legal Terms
Usury — Usury (Illegal Interest)
The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.
Why it matters
If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.
Example
Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you might only need to repay the principal — no interest or fees.
Credit Cards
Cash Advance — Credit Card Cash Advance
Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.
Why it matters
Cash advances are a debt trap: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.
Example
You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.
Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.
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