CFSC Checks Cashed Audubon is a check-cashing and financial services location in Manhattan offering money transfers, bill pay, prepaid cards, and currency exchange with extended hours.
Editorially reviewed by Harvey Brooks
CFSC Checks Cashed Audubon is part of Community Financial Services (CFSC), a multi-location check-cashing and financial services network operating across New York City with over 25 locations in Manhattan and the Bronx. The company operates as a traditional check-cashing storefront focused on serving underbanked and unbanked consumers who need immediate access to funds and alternative financial services.
The Audubon Avenue location offers a comprehensive suite of financial services beyond basic check cashing. Core services include check cashing, money transfers, electronic bill pay, money orders, and ATM access. The location also provides specialized services such as prepaid debit cards, prepaid cellular phone services, foreign currency exchange, transit/MetroCard sales, lottery ticket services, coin exchange, tax refund services, and EZ Pass registration. Spanish-language assistance is available on-site.
The Audubon location distinguishes itself through extended operating hours, opening as early as 6:00 AM on weekdays and remaining open until 9:30 PM, with weekend service from 6:00 AM Saturday and 7:15 AM Sunday. This accessibility pattern is consistent across the CFSC network, positioning the company as a convenient alternative to traditional bank hours for working-class and shift-work populations. The breadth of services—combining check cashing with bill payment, money transfers, and government services—creates a one-stop-shop model designed to reduce customer friction.
As a check-cashing service, CFSC operates in a market segment where fee structures are typically opaque and costs can be significant compared to traditional banking. While the website emphasizes convenience and service breadth, it contains no pricing information, fee schedules, or APR disclosures. The lack of regulatory oversight comparable to banks, combined with the company's target demographic of consumers without traditional banking access, suggests this is a convenience-based business model where consumers pay for accessibility and speed rather than competitive rates.
Yes. CFSC Checks Cashed Audubon is a registered company headquartered in 319 Audubon Ave, New York, NY 10033. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
CFSC Checks Cashed Audubon is best suited for consumers without traditional bank accounts who need immediate cash access and financial services during extended hours. Primary caveat: check-cashing services typically charge significant fees (often 2-5% of check value), and this location provides no fee transparency, making it substantially more expensive than direct deposit or traditional banking alternatives.
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