NFCC-approved non-profit credit counseling agency serving Wisconsin and Minnesota with certified financial counselors offering free initial consultations and debt management strategies.
Editorially reviewed by Harvey Brooks
CCCS of Sheboygan is a non-profit credit counseling organization approved by the National Foundation for Credit Counseling (NFCC) and operates across Wisconsin and Minnesota, serving communities in Sheboygan, LaCrosse, West Bend, and Fond du Lac. The organization positions itself as a financial advocate dedicated to guiding consumers toward financial wellness and stability.
The agency offers comprehensive financial counseling services including one-on-one certified counselor sessions, financial skills education courses through partner organizations, housing decision counseling, and homeowner education options. Their flagship offering is a free one-hour initial consultation that includes financial assessment, credit score review, goal planning, and personalized action plan development. They also provide ongoing support to clients after initial counseling and advertise that the majority of their clients increase savings and decrease debt by 10% within six months.
CCCS distinguishes itself through NFCC accreditation, which signals adherence to national standards for non-profit credit counseling. Their website emphasizes real-world experience, tailored solutions, and a non-judgmental approach to financial education. Client testimonials highlight the educational value and accessibility of their services, with clients noting appreciation for learning financial skills without shame or condescension.
As a free-help category non-profit, CCCS operates with the mission of helping underserved populations access financial guidance. However, the website provides limited specific information about debt management plan details, fee structures for ongoing services beyond the free consultation, credential specifics of counselors, or success metrics beyond the stated 10% improvement claim. The organization's service areas appear geographically limited to specific Wisconsin and Minnesota regions.
Yes. Cccs Of Sheboygan is a registered company headquartered in Fond Du Lac, WI. They hold a NR rating with the Better Business Bureau.
Counseling available within 1-2 weeks of contact.
CreditDoc Diagnosis
CCCS of Sheboygan is best for Wisconsin and Minnesota residents seeking free, non-profit credit counseling from NFCC-certified counselors to develop debt reduction and money management strategies. The main caveat is that services are geographically limited to specific regions, and the website lacks detailed transparency about ongoing service costs and specific debt management outcomes beyond general client testimonials.
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