Oklahoma-based financial services company offering check cashing, bill payments, loans, and money transfer services across 9 locations with over 30 years of operation.
Editorially reviewed by Harvey Brooks
Cashland is an established financial services provider headquartered in Oklahoma that has operated for over 30 years. The company positions itself as a one-stop shop for consumers needing quick access to cash and related financial services in underbanked or underserved markets across Oklahoma.
Cashland's primary service offerings include check cashing, bill payment processing, payday/short-term loans via revolving lines of credit, and Western Union money transfers. They operate 9 physical locations statewide and offer both in-store and online application channels. Their loan products are marketed as fast-approval short-term borrowing solutions aligned with customer paydays, with funds available via cash pickup or direct deposit. The company emphasizes straightforward terms and claims no hidden fees.
What distinguishes Cashland is its integrated multi-service model—customers can cash checks, pay bills, obtain loans, and send money transfers at the same locations. The company emphasizes accessibility through 9 convenient locations and a 30+ year operational history in Oklahoma specifically, positioning trust and familiarity as key differentiators. Their revolving line of credit structure allows repeated borrowing up to an approved limit with interest charged only on amounts borrowed.
However, Cashland operates in the high-cost financial services sector. While their website claims transparency and no hidden fees, the actual APR, late fees, and repayment terms are not disclosed on any provided pages. Customers should recognize this as a payday/short-term lending model typically associated with triple-digit annual rates. The company requires proof of income and active checking accounts, limiting access for unbanked consumers. No information is provided about credit counseling, debt management, or financial education—services that would genuinely help customers avoid repeat borrowing.
Yes. Cashland is a registered company headquartered in 3013 SW 29th St, Oklahoma City, OK 73119. They hold a NR rating with the Better Business Bureau.
CreditDoc Diagnosis
Cashland is appropriate for Oklahoma residents needing fast check cashing or bill payment services at physical locations, or employed individuals with checking accounts seeking emergency short-term loans. Primary caveat: this is high-cost borrowing with undisclosed rates; customers should explore payday-alternative credit union loans, employer advances, or nonprofit credit counseling before using Cashland's loan products, as the cost of repeated borrowing can exceed the value of convenience.
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