Cashbox Jewelry & Pawn logo

Cashbox Jewelry & Pawn

3.9/5

Family-owned pawn shop in Tucson specializing in luxury jewelry, designer goods, and collateral-based loans since 1957. Offers pawn loans, buying/selling services, and layaway plans with no credit checks.

Editorially reviewed by Harvey Brooks

Free to Use BBB: NR Free Consultation Visit Website

Cashbox Jewelry & Pawn Review

Cashbox Jewelry & Pawn Co. is a family-owned pawn shop that has operated in Tucson, Arizona since 1957. With two locations (Grant and Craycroft), the company has built a reputation as a trusted luxury pawn specialist, positioning itself as an upscale alternative to traditional pawn shops. The business maintains on-site gemologists and jewelry experts to authenticate and appraise high-end items.

Cashbox offers multiple services centered on collateral-based lending and merchandise sales. Customers can obtain pawn loans using luxury watches, jewelry, designer handbags, electronics, and other valuables as collateral. The company also buys and sells pre-owned luxury items directly, runs an online shop, and offers flexible layaway plans including their "10-10-10 Plan" (10% down, 10 payments over 10 months) with no interest and no credit checks. They accept fine jewelry from brands like Cartier, Tiffany & Co., and Rolex, as well as designer goods from Louis Vuitton, Gucci, and Hermès. Additional services include gold/silver/bullion buying, coins and collectibles, tools, general merchandise, and firearms (Craycroft location only).

The company differentiates itself through its "luxury pawn" positioning, emphasis on upscale customer experience, on-site gemologist expertise, and claim of "lowest interest rates in town." They highlight being family-owned, serving the community for over 65 years, and maintaining a 4.8-star Google rating with 839+ reviews. The Craycroft location is described as offering a "clean, upscale experience," and the business markets itself toward customers seeking fast cash without credit checks or formal credit requirements.

As a pawn shop, Cashbox is best suited for consumers who own luxury items and need immediate cash without credit approval. The main caveat is that pawn loans involve surrendering collateral, and failure to repay results in loss of the item. Interest rates and terms should be verified directly, as the website makes claims about rates but does not publish specific APRs or fee schedules. Like all pawn shops, this model works well for short-term liquidity needs but is more expensive than traditional lending for longer repayment periods.

Services & Features

Pawn loans secured by luxury items (no credit check required)
Buy luxury watches and fine jewelry (Rolex, Omega, Cartier, Tiffany & Co., David Yurman)
Buy and sell designer handbags (Louis Vuitton, Gucci, Hermès, Prada)
Buy and sell gold, silver, platinum bullion, and rare collectible coins
Buy and sell designer shoes and luxury footwear (Christian Louboutin, Gucci, Prada)
Buy and sell electronics and musical instruments (TVs, laptops, guitars, keyboards, amps)
Buy and sell general merchandise and tools
Buy and sell sports memorabilia and collectibles
Firearms sales (Craycroft location only)
Interest-free layaway plans (standard and 10-10-10 Plan)
Online shopping for pre-owned luxury items
Professional appraisals by on-site gemologists

Feature Checklist

Credit Education
Identity Theft Protection
Score Tracking
Mobile App
Online Portal
Personal Advisor

Pros & Cons

Pros

  • On-site gemologists and jewelry experts for professional appraisals and authentication
  • Accepts high-end luxury brands (Rolex, Cartier, Tiffany, Louis Vuitton, Gucci, Hermès)
  • No credit checks required for pawn loans or layaway plans
  • Flexible layaway options including interest-free 10-10-10 Plan (10% down, 10 payments, 10 months)
  • Fast cash funding without lengthy approval processes
  • Two convenient Tucson locations with extended hours (Grant open Sundays)
  • Established 67-year history with 4.8-star Google rating from 839+ customers

Cons

  • Pawn loans require surrendering physical collateral; non-repayment results in loss of item
  • Website does not disclose specific interest rates, fees, or loan term details
  • Craycroft location closed Sundays; firearms only available at Craycroft location
  • Limited to Tucson area (two locations only); no online pawn loan application
  • As a pawn shop, costs are typically higher than traditional personal loans for longer repayment periods

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Cashbox Jewelry & Pawn legitimate?

Yes. Cashbox Jewelry & Pawn is a registered company headquartered in 2014 S Craycroft Rd, Tucson, AZ 85711. They hold a NR rating with the Better Business Bureau.

Quick Facts

Headquarters
2014 S Craycroft Rd, Tucson, AZ 85711
BBB Rating
NR
BBB Accredited
No
Starting Price
Free to Use
Setup Fee
None
Free Consultation
Yes
Money-Back Guarantee
No
Visit Cashbox Jewelry & Pawn

CreditDoc Diagnosis

Doctor's Verdict on Cashbox Jewelry & Pawn

Cashbox is ideal for Tucson-area residents who own valuable luxury items and need same-day or next-day cash without credit approval. The main caveat is that pawn loans are short-term, collateral-based instruments—you must surrender your item and pay it back within a set period to reclaim it, making this significantly more expensive than traditional loans for longer repayment needs. Best used for immediate liquidity gaps, not long-term borrowing.

Best For

  • Owners of luxury watches, jewelry, or designer goods needing immediate cash
  • Consumers with no credit or poor credit who cannot qualify for traditional loans
  • Shoppers seeking pre-owned luxury items at discounted prices
  • Customers wanting interest-free layaway plans for high-value purchases
Updated 2026-04-01

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