Cash Quick of Memphis logo

Cash Quick of Memphis in Memphis, TN

No stored Google rating available.

Cash Quick of Memphis offers payday loans and cash advances with online application and same-day funding options for borrowers in Memphis, Tennessee.

Data compiled from public sources

Visit Website

Cash Quick of Memphis Review

Cash Quick of Memphis is a payday loan lender operating in Memphis, Tennessee, with a physical location at 3024 Covington Pike #5. The company is listed as a loan agency specializing in emergency short-term cash solutions for consumers needing immediate funds. The company offers payday loans and cash advances with loan amounts ranging from $100 to $2,500.

They advertise a simple online form for fast access to funds, positioning themselves as accessible 24/7 for customer inquiries. The application process appears streamlined, with the company emphasizing quick processing and funding timelines typical of payday lending products. Cash Quick of Memphis operates in a competitive Memphis payday lending market alongside competitors like Cash Express, Advance Financial, and Mid-South Payday Loans.

com and a phone line at (901) 377-0404. While the website promotes data security and convenience, specific details about fees, interest rates, repayment terms, and licensing are not provided on the available web content. As a payday lender, Cash Quick serves consumers in acute financial emergencies seeking rapid access to small-dollar cash.

However, potential borrowers should be aware that payday loans typically carry high annual percentage rates and short repayment terms, which can lead to repeat-borrowing cycles if not carefully managed. The lack of listed fee and rate information on the website is a notable limitation for consumer decision-making.

Services & Features

24/7 customer accessibility
Cash advances
Email customer support
Fast funding/same-day processing
In-person loan services at Memphis branch
Loan amounts customizable in $100 increments up to $1,000 and $1,000–$2,500 ranges
Online loan application
Payday loans ($100–$2,500)
Phone-based customer support

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Loan amounts up to $2,500 available, exceeding typical payday minimums
  • Online application process advertised as simple and fast
  • 24/7 customer accessibility for service inquiries and support
  • Multiple funding tier options ($100–$2,500) to match borrower needs
  • Local physical branch in Memphis at 3024 Covington Pike for in-person service
  • Responsive customer support email (support@mbvt.com) with promised 1-2 business day turnaround
  • Website emphasizes data security and safety of personal information

Cons

  • No listed disclosure of interest rates, APR, or specific fees on the website
  • No information about repayment terms, loan duration, or renewal policies
  • Limited online presence and minimal company-specific details beyond basic contact info
  • As a payday lender, inherent risk of high costs and potential repeat-borrowing cycles typical of the product category
  • No details on eligibility requirements, credit score considerations, or lending restrictions

Compare Personal Loan Options

Review lender profiles, APR ranges, fees, minimum-score fields, and funding-speed notes before deciding what to do next.

Bad Credit Loan Guide Payday Alternatives

State Consumer Finance Context

This is state-level context for Emergency Cash consumers in Memphis, TN. It does not confirm that Cash Quick of Memphis or this specific location is licensed.

State regulator

Tennessee Department of Financial Institutions

Consumer protection

Tennessee Attorney General Consumer Protection Division

Payday loan rules in Tennessee

Status: Permitted

Rate context: Maximum fee of 15% of the advance amount

Amount context: $500

Term context: 31 days

Regulated under Tennessee Deferred Presentment Act (Tenn. Code Ann. § 45-17-101 et seq.). Borrowers limited to two outstanding payday loans at any time. Lenders must be licensed with Tennessee Department of Financial Institutions. No statewide database system currently in place.

Installment loan rules in Tennessee

Status: Permitted

Rate context: 24% APR for consumer finance installment loans; rates may vary for other installment loans

Governed by Tennessee Consumer Finance Act (Tenn. Code Ann. § 45-1-201 et seq.). Lenders must disclose all terms including finance charges, payment schedule, and total amount financed.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of 15% of the advance.
  • Maximum loan term is 31 days.
  • Borrowers limited to two outstanding payday loans at a time.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash Quick of Memphis offer?

Cash Quick of Memphis offers 9 services including Payday loans ($100–$2,500), Cash advances, Online loan application, Fast funding/same-day processing, In-person loan services at Memphis branch, and 4 more.

What profile signals are listed for Cash Quick of Memphis?

Cash Quick of Memphis has profile signals associated with Memphis residents facing unexpected emergency expenses requiring short-term cash access, Consumers with poor or no credit history who cannot access traditional personal loans, Borrowers needing small amounts ($100–$500) for short-term cash gaps before next paycheck.

What are the strengths and weaknesses of Cash Quick of Memphis?

Key strengths: Loan amounts up to $2,500 available, exceeding typical payday minimums; Online application process advertised as simple and fast; 24/7 customer accessibility for service inquiries and support. Areas to consider: No listed disclosure of interest rates, APR, or specific fees on the website; No information about repayment terms, loan duration, or renewal policies.

How does Cash Quick of Memphis compare to similar companies?

In the Emergency Cash category, comparable providers include Columbia Check Advance & Auto Titles, E Z Cash, Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
3024 Covington Pike # 5, Memphis, TN 38128
BBB Accredited
No
Visit Cash Quick of Memphis

CreditDoc Profile Note

Research Note on Cash Quick of Memphis

Cash Quick of Memphis is designed for Memphis-area residents facing short-term cash access shortages who can qualify for payday loans. The primary caveat is that as a payday lender, the company's products carry high costs and short repayment terms; prospective borrowers should carefully review actual fees and rates before borrowing, and should explore payday loan alternatives (credit union PALs, employer advances, CDFI loans) if available, as these typically offer lower costs under 36% APR.

Profile Signals

  • Memphis residents facing unexpected emergency expenses requiring short-term cash access
  • Consumers with poor or no credit history who cannot access traditional personal loans
  • Borrowers needing small amounts ($100–$500) for short-term cash gaps before next paycheck
Updated 2026-05-23

Similar Companies

Columbia Check Advance & Auto Titles logo

Columbia Check Advance & Auto Titles

Neighborhood Cash offers title loans, payday loans, and signature loans with provider-stated funding timing across Tennessee and Kentucky locations. New customers receive promotional offers including advertised 0% interest to verify for 30 days on title loans.

BBB: NR

Profile signals: Vehicle owners needing $1,000-$2,500 in emergency cash who qualify for title loans, Employed individuals with checking accounts facing short-term cash access shortages (payday loans)

View Details
E Z Cash logo

E Z Cash

E-Z Cash offers payday loans (up to $425) and title loans (up to $2,500) with fast funding at physical locations across Tennessee, Mississippi, and Louisiana.

BBB: NR

Profile signals: Workers facing genuine one-time emergencies with no other credit access who can repay in 14 days, Vehicle owners needing $500–$2,500 quickly with title loan as collateral alternative

View Details
Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances logo

Murfreesboro Fast Cash - Payday Loans, Title Loans, Cash Advances, and Check Advances

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers in Murfreesboro area seeking emergency cash who can visit in-person, Those willing to contact via phone to verify current operations before applying

View Details

Compare Your Needs With Cash Quick of Memphis

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Related Questions

View all
Can you get a personal loan without a credit Can you get a personal loan for credit card Can you get a personal loan for any reason? Can you get a loan with 620 credit score?

Quick Summary

  • Cash Quick of Memphis is listed as a Emergency Cash provider in Memphis, TN on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Next Steps

Find contact or location Check phone, address, map, and website availability. Check specific services See whether the provider lists the help you need. Review fit context Use the quiz to compare category, service, and public-rating fields. Compare alternatives Review similar providers before making contact. Improve your position What Your Credit Score Actually Means: Number-by-Number Breakdown Learn the basics Start the free Credit Fundamentals course.

Financial Wellness Guides

What Your Credit Score Actually Means: Number-by-Number Breakdown

A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.

Read guide →

What You Qualify For at Every Credit Score Range (2026)

A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.

Read guide →

How to Check Your Credit Score for Free Without Hurting It

Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.

Read guide →

Free Credit Fundamentals Course

Learn how credit scores work, how to dispute errors, and build credit from scratch. 10 modules, zero cost.

Borrowing Power Quiz

Find out how much you could borrow in 60 seconds. Free, private, no credit impact.
Financial Terms Explained (10 terms)

New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.

Interest & Rates

APR — Annual Percentage Rate

The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.

Why it matters

Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.

Example

You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.

Compound Interest

Interest calculated on both the original amount borrowed AND the interest that's already been added. It's 'interest on interest' — and it makes debt grow faster than you'd expect.

Why it matters

Credit cards and many loans use compound interest. If you only make minimum payments, compound interest is why a $3,000 balance can take 15 years to pay off.

Example

You owe $1,000 at 20% annual interest compounded monthly. After month 1 you owe $1,016.67. Month 2, interest is charged on $1,016.67 (not $1,000), so you owe $1,033.61. After 1 year without payments: $1,219.

MAPR — Military Annual Percentage Rate

A special APR calculation used for military servicemembers that includes ALL costs — fees, insurance, and add-ons — capped at 36% by federal law.

Why it matters

The Military Lending Act protects active-duty servicemembers and their families from high-cost lending. Any lender charging above 36% MAPR to military is breaking federal law.

Example

A payday lender charges a $15 fee per $100 borrowed for 2 weeks. For civilians, that's technically legal in some states. For military: that works out to 391% MAPR — illegal under the MLA.

Usury Rate — Usury Rate (Interest Rate Cap)

The maximum interest rate a lender can legally charge in a particular state. Charging above this rate is called 'usury' and is illegal.

Why it matters

Usury laws are your main legal protection against predatory interest rates. But beware: some states have weak or no usury caps, and federal banks can sometimes override state limits.

Example

New York caps interest at 16% for most consumer loans (25% is criminal usury). If a lender tries to charge you 30% in NY, that loan is unenforceable — you could fight it in court.

How Loans Work

Collateral — Loan Collateral

An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.

Why it matters

Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.

Example

A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.

Fees & Costs

Late Fee — Late Payment Fee

A charge added to your account when you miss a payment deadline. Most credit cards charge $29-$41 per late payment, and many loans have similar penalties.

Why it matters

The fee itself hurts, but the real damage is to your credit score. A payment 30+ days late stays on your credit report for 7 years and can drop your score 60-110 points.

Example

Your credit card payment of $150 is due March 1. You pay on March 18. The bank charges a $39 late fee. If it's 30+ days late, it gets reported to credit bureaus and your 760 score drops to 670.

NSF Fee — Non-Sufficient Funds Fee

A fee your bank charges when a payment bounces because there isn't enough money in your account. Also called a 'bounced check fee' or 'returned payment fee.'

Why it matters

NSF fees hit you twice — your bank charges you AND the company you were trying to pay may charge their own returned payment fee. That's $50-70 for one missed payment.

Example

Your auto-pay tries to pull $350 for rent, but you only have $280 in checking. Your bank charges $35 NSF fee. Your landlord charges $25 returned payment fee. Total damage: $60 in fees.

Legal Terms

Usury — Usury (Illegal Interest)

The practice of charging interest rates higher than what the law allows. Usury laws set state-specific caps on how much lenders can charge.

Why it matters

If a lender charges usurious rates, the loan may be void, penalties can be reduced, or you may be entitled to damages. Know your state's limits.

Example

Your state caps consumer loans at 24% APR. An online lender charges you 36%. That loan may be unenforceable, and you may only be required to repay the principal — no interest or fees.

Credit Cards

Cash Advance — Credit Card Cash Advance

Using your credit card to get cash from an ATM or bank. It's one of the most expensive ways to borrow — higher interest rate, immediate interest accrual (no grace period), and an upfront fee.

Why it matters

Cash advances are a repeat-borrowing risk: 25-30% APR with no grace period plus a 3-5% fee. Interest starts the second you withdraw, not at the end of the billing cycle.

Example

You take a $500 cash advance. Fee: $25 (5%). Interest: 28% APR starting immediately. After 30 days, you owe $536.67. After 6 months of minimum payments, you've paid $85 in interest on $500.

Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash Quick of Memphis and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.