Blackhawk Community Credit Union is a Janesville, WI-based credit union offering comprehensive financial services including savings accounts, mortgages, auto loans, and business lending.
Data compiled from public sources · Rating from CreditDoc methodology
Blackhawk Community Credit Union serves the Janesville, Wisconsin community and surrounding service areas as a full-service financial institution. According to NCUA data cited on their website, the credit union maintains substantial membership with 65,770 active share savings accounts, 5,525 share certificates, 1,517 IRA/KEOGH accounts, and 350 money market accounts totaling over $9 million. The organization positions itself as a community-focused alternative to traditional banks.
The credit union offers a comprehensive suite of retail and business financial products. On the consumer side, they provide high-yield checking and savings accounts, money market accounts, share certificates (CDs), and retirement planning products including IRAs and KEOGH plans. Their lending services include flexible auto loans, multiple mortgage products (fixed-rate, adjustable-rate, balloon/hybrid options), and first-time homebuyer programs.
They also offer online and mobile banking, investment and retirement planning, and dedicated wealth management services. Blackhawk differentiates itself through membership-based structure, competitive rates marketed as tailored to local community needs, streamlined mortgage processing, and specialized first-time homebuyer programs. They position themselves as approved mortgage sellers with personalized service.
The credit union emphasizes exclusive member benefits and discounts alongside traditional banking capabilities. As a credit union, Blackhawk serves a membership base rather than the general public, which is a structural advantage for members but requires membership eligibility. The website provides limited specific rate information, requiring prospects to contact branches directly for current offerings.
Their service area appears concentrated in Wisconsin, though they reference "all other service areas" without clear geographic definition.
Blackhawk processed 853 mortgage applications in 2023, approving 87.3% of applicants across 9 states.
853
Applications
87.3%
Approval Rate
$148K
Avg Loan
9
States Served
Based on 853 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Yes. Blackhawk is a registered company, headquartered in ,, founded in 1974.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
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CreditDoc Diagnosis
Blackhawk Community Credit Union is best suited for Janesville-area residents and eligible credit union members seeking traditional banking services with community focus and competitive savings/mortgage rates. The primary caveat is that membership eligibility requirements and geographic service limitations may exclude some consumers, and specific rate and fee information requires direct contact with branches rather than being transparently published online.
Public data from the Consumer Financial Protection Bureau
Source: consumerfinance.gov | Last checked 2026-04-09
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