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CUScore is an independent directory and comparison tool for federally insured credit unions, providing NCUA financial data, health scores, and branch location information for 4,374 credit unions across America.
Data compiled from public sources
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CUScore operates as a comprehensive directory and research platform for credit union discovery and comparison in the United States. The platform aggregates and publishes quarterly financial data from the National Credit Union Administration (NCUA), enabling consumers and researchers to explore the credit union industry landscape across all 50 states, Washington D.C., and U.S. territories. The site explicitly states it is an independent directory not affiliated with the NCUA or any individual credit union.
The platform offers several core features for credit union research and comparison. Users can browse and compare 4,374 federally insured credit unions using metrics including total assets, membership size, net worth ratios, and financial health scores. The directory provides state-by-state browsing capabilities and national rankings that highlight the largest credit unions by total assets. The site includes detailed comparative data showing the industry encompasses 146 million members nationwide with combined assets of $2.456 trillion as of Q4 2025, and maintains an average net worth ratio of 11.2% across the industry.
CUScore distinguishes itself through its educational approach and data transparency. Beyond the directory function, the platform provides educational guides comparing credit unions to banks, explaining how to join a credit union, and defining what credit unions are and how they operate. The comparison charts highlight structural differences in ownership, purpose, deposit insurance, interest rates, fees, and governance between credit unions and traditional banks. All financial data is sourced directly from NCUA Quarterly Call Reports and clearly dated, providing verifiable, official regulatory information rather than proprietary analysis.
The platform serves as a reference tool rather than a service provider. CUScore does not offer accounts, loans, or financial products—it functions purely as an information aggregator and comparison directory. Users seeking to join a credit union must contact individual institutions directly. The profile context relies entirely on data accuracy, comprehensiveness of the directory, and educational content quality. This positions CUScore as a research utility for consumers comparing credit union options rather than a financial services provider.
This is state-level context for Credit Unions consumers in Rapid City, SD. It does not confirm that Black Hills or this specific location is licensed.
State regulator
South Dakota Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
According to CFPB data (2023-present), Black Hills has a 100% response rate to consumer complaints, with 100% of those responses delivered within the CFPB's 15-day window. Response rate measures whether the company replied — not whether the consumer's issue was resolved in their favor.
Black Hills offers 12 services including Directory search of 4,374 federally insured credit unions with NCUA financial data, Financial health scoring and ratings for credit unions, State-by-state credit union browsing and filtering, National rankings of credit unions by total assets, Branch location information for credit unions, and 7 more.
Black Hills has profile signals associated with Consumers researching which credit union to join by comparing financial health and size across states, Individuals learning the differences between credit unions and traditional banks before deciding where to bank, Researchers and analysts needing authoritative NCUA financial data and credit union industry benchmarks, People relocating who need to find federally insured credit unions in their new state.
Key strengths: Comprehensive directory covering 4,374 federally insured credit unions with complete NCUA regulatory data; Provides objective health scores and financial metrics for comparing credit union stability and performance; State-by-state browsing with nationwide rankings by total assets, enabling targeted searches. Areas to consider: Directory only—cannot open accounts, apply for loans, or conduct transactions directly through the platform; State-level asset totals display as $0, suggesting incomplete data presentation or technical issues in the interface.
In the Credit Unions category, comparable providers include Aspen, Coteau Valley, Dakota Rail Line. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
CUScore is profile signals for consumers and researchers seeking objective, regulatory-based information to compare and evaluate credit unions before joining. The key caveat is that CUScore is a reference tool only—it provides no account opening, lending, or transactional services, so users must contact credit unions directly to actually join or apply for products.
Public data from the Consumer Financial Protection Bureau
* Percentage of consumer complaints that received a company response (does not indicate the complaint was resolved in the consumer's favor)
** Percentage of responses delivered within the CFPB's 15-day window
Source: consumerfinance.gov | Last checked 2026-04-09
Aspen Federal Credit Union is an NCUA-insured, member-owned credit union based in Rapid City, South Dakota, offering personal and business checking, savings, loans, and digital banking services.
Profile signals: South Dakota residents and Rapid City area members seeking comprehensive personal banking with rewards checking, Small business owners needing business checking, savings, and commercial lending in the Black Hills region
Coteau Valley Federal Credit Union is a member-owned, not-for-profit credit union founded in 1950, offering savings, checking, loans, and investment products to Roberts County, SD residents and their families.
Profile signals: Roberts County, South Dakota residents seeking basic banking and lending services from a local member-owned institution, Farmers and agricultural workers with historical ties to the Farmers Union Cooperative Association
CUScore is a directory and comparison tool for federally insured credit unions across America, providing NCUA financial data, health scores, and branch locations for over 4,300 institutions.
Profile signals: Consumers researching credit union basics and comparing the credit union vs. bank model before deciding where to bank, People looking to identify federally insured credit unions in their state or region by size and financial health
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