CUScore is an independent directory and comparison tool for federally insured credit unions, providing NCUA financial data, health scores, and branch location information for 4,374 credit unions across America.
Data compiled from public sources · Rating from CreditDoc methodology
CUScore operates as a comprehensive directory and research platform for credit union discovery and comparison in the United States. The platform aggregates and publishes quarterly financial data from the National Credit Union Administration (NCUA), enabling consumers and researchers to explore the credit union industry landscape across all 50 states, Washington D.C., and U.S. territories. The site explicitly states it is an independent directory not affiliated with the NCUA or any individual credit union.
The platform offers several core features for credit union research and comparison. Users can browse and compare 4,374 federally insured credit unions using metrics including total assets, membership size, net worth ratios, and financial health scores. The directory provides state-by-state browsing capabilities and national rankings that highlight the largest credit unions by total assets. The site includes detailed comparative data showing the industry encompasses 146 million members nationwide with combined assets of $2.456 trillion as of Q4 2025, and maintains an average net worth ratio of 11.2% across the industry.
CUScore distinguishes itself through its educational approach and data transparency. Beyond the directory function, the platform provides educational guides comparing credit unions to banks, explaining how to join a credit union, and defining what credit unions are and how they operate. The comparison charts highlight structural differences in ownership, purpose, deposit insurance, interest rates, fees, and governance between credit unions and traditional banks. All financial data is sourced directly from NCUA Quarterly Call Reports and clearly dated, providing verifiable, official regulatory information rather than proprietary analysis.
The platform serves as a reference tool rather than a service provider. CUScore does not offer accounts, loans, or financial products—it functions purely as an information aggregator and comparison directory. Users seeking to join a credit union must contact individual institutions directly. The value proposition relies entirely on data accuracy, comprehensiveness of the directory, and educational content quality. This positions CUScore as a research utility for consumers comparing credit union options rather than a financial services provider.
Yes. Black Hills is a registered company, headquartered in Rapid City, SD, founded in 1941.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
CUScore is best for consumers and researchers seeking objective, regulatory-based information to compare and evaluate credit unions before joining. The key caveat is that CUScore is a reference tool only—it provides no account opening, lending, or transactional services, so users must contact credit unions directly to actually join or apply for products.
Public data from the Consumer Financial Protection Bureau
Source: consumerfinance.gov | Last checked 2026-04-09
Aspen Federal Credit Union is an NCUA-insured, member-owned credit union based in Rapid City, South Dakota, offering personal and business checking, savings, loans, and digital banking services.
Best for: South Dakota residents and Rapid City area members seeking comprehensive personal banking with rewards checking, Small business owners needing business checking, savings, and commercial lending in the Black Hills region
Coteau Valley Federal Credit Union is a member-owned, not-for-profit credit union founded in 1950, offering savings, checking, loans, and investment products to Roberts County, SD residents and their families.
Best for: Roberts County, South Dakota residents seeking basic banking and lending services from a local member-owned institution, Farmers and agricultural workers with historical ties to the Farmers Union Cooperative Association
CUScore is a directory and comparison tool for federally insured credit unions across America, providing NCUA financial data, health scores, and branch locations for over 4,300 institutions.
Best for: Consumers researching credit union basics and comparing the credit union vs. bank model before deciding where to bank, People looking to identify federally insured credit unions in their state or region by size and financial health
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Black Hills and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.